IFSC Code of Kotak Mahindra Bank Limited, Basavana Bagevadi Branch, Karnataka

Below are the complete branch details for Kotak Mahindra Bank Limited, BASAVANA BAGEVADI branch, located in BASAVANA BAGEVADI, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is KKBK0009801. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case KKBK0009801 for Kotak Mahindra Bank Limited – BASAVANA BAGEVADI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Kotak Mahindra Bank Limited – BASAVANA BAGEVADI is KKBK0009801. The first four letters KKBK are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 009801 map to this branch in BASAVANA BAGEVADI, KARNATAKA.

Branch details at a glance

About the bank

Kotak Mahindra Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Basavana Bagevadi branch in Basavana Bagevadi, Karnataka is part of this network and uses the IFSC code KKBK0009801 for all electronic settlement.

About this branch

The branch is located at KOTAK MAHINDRA BANK LTD, SHRI BASAVESHWARA ARTS , COMMERCE COLLEGE, TEMPLE COMPLEX, MAIN ROAD,BIJAPUR, BASAVANA BAGEVADI - 586203. KARNATAKA. It serves the Basavana Bagevadi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Kotak Mahindra Bank Limited. The IFSC KKBK0009801 is used to identify this branch on the RBI payments network.

Why every Kotak Mahindra Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BASAVANA BAGEVADI of Kotak Mahindra Bank Limited — its own 11-character IFSC. The code KKBK0009801 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KKBK0009801 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC KKBK0009801

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0009801 across all three.

NEFT to Kotak Mahindra Bank Limited, BASAVANA BAGEVADI using IFSC KKBK0009801

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KKBK0009801, and confirm that the system picks up Kotak Mahindra Bank Limited – BASAVANA BAGEVADI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to BASAVANA BAGEVADI

If you need to transfer ₹2 lakh or more in one go to an account at Kotak Mahindra Bank Limited's BASAVANA BAGEVADI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KKBK0009801 while initiating the transfer and the credit will appear within minutes.

IMPS to Kotak Mahindra Bank Limited BASAVANA BAGEVADI (IFSC KKBK0009801)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KKBK0009801 in your mobile or internet banking app, and the money is credited to the BASAVANA BAGEVADI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC KKBK0009801 for Kotak Mahindra Bank Limited – BASAVANA BAGEVADI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Basavana Bagevadi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Kotak Mahindra Bank Limited's BASAVANA BAGEVADI branch, the IFSC KKBK0009801 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Basavana Bagevadi branch

Once you have an account at Kotak Mahindra Bank Limited – BASAVANA BAGEVADI, the IFSC KKBK0009801 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Basavana Bagevadi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1860-2662666.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC KKBK0009801

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Kotak Mahindra Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KKBK0009801 and the account number together uniquely identify the Basavana Bagevadi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Basavana Bagevadi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KKBK0009801 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC KKBK0009801

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Kotak Mahindra Bank Limited – BASAVANA BAGEVADI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: KKBK0009801.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Basavana Bagevadi branch

The branch is located at KOTAK MAHINDRA BANK LTD, SHRI BASAVESHWARA ARTS , COMMERCE COLLEGE, TEMPLE COMPLEX, MAIN ROAD,BIJAPUR, BASAVANA BAGEVADI - 586203. KARNATAKA, which puts it inside Basavana Bagevadi, the broader Bijapur district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “Kotak Mahindra Bank Limited Basavana Bagevadi branch” — the verified location pin for IFSC KKBK0009801 should appear at the top of the results.
2. Confirm the branch is open by calling 1860-2662666 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KKBK0009801 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC KKBK0009801 for Kotak Mahindra Bank Limited – BASAVANA BAGEVADI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Basavana Bagevadi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KKBK0009801, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KKBK0009801 belongs to Kotak Mahindra Bank Limited's BASAVANA BAGEVADI branch, located at KOTAK MAHINDRA BANK LTD, SHRI BASAVESHWARA ARTS , COMMERCE COLLEGE, TEMPLE… in BASAVANA BAGEVADI, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.