IFSC Code of Kotak Mahindra Bank Limited, Sanjay Nagar Bommanahalli Branch, Karnataka

Below are the complete branch details for Kotak Mahindra Bank Limited, SANJAY NAGAR BOMMANAHALLI branch, located in BANGALORE, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is KKBK0008080. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case KKBK0008080 for Kotak Mahindra Bank Limited – SANJAY NAGAR BOMMANAHALLI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Kotak Mahindra Bank Limited – SANJAY NAGAR BOMMANAHALLI is KKBK0008080. The first four letters KKBK are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 008080 map to this branch in BANGALORE, KARNATAKA.

About Kotak Mahindra Bank Limited

Kotak Mahindra Bank Limited operates a wide network of branches across India, including the Sanjay Nagar Bommanahalli branch in Bangalore. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KKBK0008080.

Branch details at a glance

Sanjay Nagar Bommanahalli branch overview

Located at GOURND FLOOR 102 NO 21 3B NO 24 D RAJAGOPAL RD OPP VAIBHAV THEATRE SANJAYNAGAR BANGALORE 560094, the Sanjay Nagar Bommanahalli branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC KKBK0008080 is required for all interbank electronic transfers routed through this branch.

Why every Kotak Mahindra Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SANJAY NAGAR BOMMANAHALLI of Kotak Mahindra Bank Limited — its own 11-character IFSC. The code KKBK0008080 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KKBK0008080 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Sanjay Nagar Bommanahalli branch

Once you have an account at Kotak Mahindra Bank Limited – SANJAY NAGAR BOMMANAHALLI, the IFSC KKBK0008080 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Sanjay Nagar Bommanahalli branch can access most of Kotak Mahindra Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KKBK0008080

How to transfer money using IFSC KKBK0008080

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0008080 across all three.

NEFT to Kotak Mahindra Bank Limited, SANJAY NAGAR BOMMANAHALLI using IFSC KKBK0008080

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KKBK0008080, and confirm that the system picks up Kotak Mahindra Bank Limited – SANJAY NAGAR BOMMANAHALLI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SANJAY NAGAR BOMMANAHALLI

If you need to transfer ₹2 lakh or more in one go to an account at Kotak Mahindra Bank Limited's SANJAY NAGAR BOMMANAHALLI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KKBK0008080 while initiating the transfer and the credit will appear within minutes.

IMPS to Kotak Mahindra Bank Limited SANJAY NAGAR BOMMANAHALLI (IFSC KKBK0008080)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KKBK0008080 in your mobile or internet banking app, and the money is credited to the SANJAY NAGAR BOMMANAHALLI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC KKBK0008080 for Kotak Mahindra Bank Limited – SANJAY NAGAR BOMMANAHALLI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sanjay Nagar Bommanahalli branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Kotak Mahindra Bank Limited's SANJAY NAGAR BOMMANAHALLI branch, the IFSC KKBK0008080 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC KKBK0008080

Kotak Mahindra Bank Limited customers can register for net banking and the bank's official mobile app once their account at the SANJAY NAGAR BOMMANAHALLI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KKBK0008080 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Kotak Mahindra Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KKBK0008080 and the account number together uniquely identify the Sanjay Nagar Bommanahalli branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Kotak Mahindra Bank Limited – SANJAY NAGAR BOMMANAHALLI:

• The IFSC is exactly KKBK0008080 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Kotak Mahindra Bank Limited as the bank name and SANJAY NAGAR BOMMANAHALLI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Sanjay Nagar Bommanahalli branch

The branch is located at GOURND FLOOR 102 NO 21 3B NO 24 D RAJAGOPAL RD OPP VAIBHAV THEATRE SANJAYNAGAR BANGALORE 560094, which puts it inside Bangalore, the broader Bangalore Urban district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “Kotak Mahindra Bank Limited Sanjay Nagar Bommanahalli branch” — the verified location pin for IFSC KKBK0008080 should appear at the top of the results.
2. Confirm the branch is open by calling 1860-2662666 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KKBK0008080 and your account number.

Verifying IFSC KKBK0008080 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KKBK0008080 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1860-2662666.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sanjay Nagar Bommanahalli branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KKBK0008080, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KKBK0008080 belongs to Kotak Mahindra Bank Limited's SANJAY NAGAR BOMMANAHALLI branch, located at GOURND FLOOR 102 NO 21 3B NO 24 D RAJAGOPAL RD OPP VAIBHAV THEATRE SANJAYNAGAR… in BANGALORE, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.