Below are the complete branch details for Kotak Mahindra Bank Limited, NETKALLAPPA CIRCLE BANGALORE branch, located in BANGALORE, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is KKBK0008052. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case KKBK0008052 for Kotak Mahindra Bank Limited – NETKALLAPPA CIRCLE BANGALORE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Kotak Mahindra Bank Limited – NETKALLAPPA CIRCLE BANGALORE is KKBK0008052. The first four letters KKBK are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 008052 map to this branch in BANGALORE, KARNATAKA.
Branch details at a glance
| Bank Name | Kotak Mahindra Bank Limited |
|---|---|
| Branch | Netkallappa Circle Bangalore |
| IFSC Code | KKBK0008052 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KOTAK MAHINDRA BANK LTD, GROUND FLOOR & FIRST FLOOR , NO.78, SOUTH END ROAD, OPP. BHARTI NURSING HOME, BASAVANGUDI, BANGALORE - 560004, KARNATAKA |
| City | Bangalore |
| District | Bangalore Urban |
| State | Karnataka |
| STD Code | 1860 |
| Phone | 2662666 |
Bank profile
Kotak Mahindra Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Netkallappa Circle Bangalore branch — IFSC KKBK0008052 — extends the bank's services to customers in and around Bangalore, Karnataka.
About the Netkallappa Circle Bangalore branch
The Netkallappa Circle Bangalore branch of Kotak Mahindra Bank Limited is situated at KOTAK MAHINDRA BANK LTD, GROUND FLOOR & FIRST FLOOR , NO.78, SOUTH END ROAD, OPP. BHARTI NURSING HOME, BASAVANGUDI, BANGALORE - 560004, KARNATAKA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KKBK0008052 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Kotak Mahindra Bank Limited's NETKALLAPPA CIRCLE BANGALORE branch came to be assigned the code KKBK0008052.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KKBK0008052, money simply cannot be routed to the NETKALLAPPA CIRCLE BANGALORE branch electronically.
How to transfer money using IFSC KKBK0008052
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0008052 across all three.
NEFT to Kotak Mahindra Bank Limited, NETKALLAPPA CIRCLE BANGALORE using IFSC KKBK0008052
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KKBK0008052, and confirm that the system picks up Kotak Mahindra Bank Limited – NETKALLAPPA CIRCLE BANGALORE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC KKBK0008052
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Kotak Mahindra Bank Limited – NETKALLAPPA CIRCLE BANGALORE, ensure your bank's portal accepts IFSC KKBK0008052 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Kotak Mahindra Bank Limited – NETKALLAPPA CIRCLE BANGALORE, use IMPS. With IFSC KKBK0008052 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KKBK0008052 for Kotak Mahindra Bank Limited – NETKALLAPPA CIRCLE BANGALORE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KKBK0008052 | Yes – KKBK0008052 | Yes – KKBK0008052 |
For most retail customers crediting the Netkallappa Circle Bangalore branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC KKBK0008052
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Kotak Mahindra Bank Limited – NETKALLAPPA CIRCLE BANGALORE is still mapped to IFSC KKBK0008052. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KKBK0008052 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Netkallappa Circle Bangalore branch is mapped to IFSC KKBK0008052 on the RBI payments network. The branch generally supports the full retail product catalogue of Kotak Mahindra Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains KKBK0008052.
Banking services available
The Netkallappa Circle Bangalore branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1860-2662666.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC KKBK0008052
MICR & cheque-truncation details
Cheques drawn on the Netkallappa Circle Bangalore branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KKBK0008052 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC KKBK0008052
Kotak Mahindra Bank Limited customers can register for net banking and the bank's official mobile app once their account at the NETKALLAPPA CIRCLE BANGALORE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KKBK0008052 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC KKBK0008052
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Kotak Mahindra Bank Limited – NETKALLAPPA CIRCLE BANGALORE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
KKBK0008052. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Netkallappa Circle Bangalore branch sits at KOTAK MAHINDRA BANK LTD, GROUND FLOOR & FIRST FLOOR , NO.78, SOUTH END ROAD, OPP. BHARTI NURSING HOME, BASAVANGUDI, BANGALORE - 560004, KARNATAKA. If you are travelling from outside Bangalore, search for the branch on a maps application using the bank name and locality, or call 1860-2662666 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KKBK0008052 and your account number.
Verifying IFSC KKBK0008052 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KKBK0008052 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1860-2662666.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Netkallappa Circle Bangalore are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KKBK0008052 continue to work without interruption.
Branch address & contact
Kotak Mahindra Bank LimitedNetkallappa Circle Bangalore Branch
KOTAK MAHINDRA BANK LTD, GROUND FLOOR & FIRST FLOOR , NO.78, SOUTH END ROAD, OPP. BHARTI NURSING HOME, BASAVANGUDI, BANGALORE - 560004, KARNATAKA
Bangalore, Karnataka
Phone: 1860-2662666
IFSC: KKBK0008052
Frequently asked questions
What is the IFSC code of Kotak Mahindra Bank Limited Netkallappa Circle Bangalore branch?
The IFSC code of Kotak Mahindra Bank Limited, Netkallappa Circle Bangalore branch is KKBK0008052. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC KKBK0008052 the same for all accounts at Netkallappa Circle Bangalore branch?
Yes. The IFSC KKBK0008052 is shared by every account held at Kotak Mahindra Bank Limited's Netkallappa Circle Bangalore branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using KKBK0008052 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Kotak Mahindra Bank Limited – Netkallappa Circle Bangalore reflect within 30 minutes.
How do I add Kotak Mahindra Bank Limited Netkallappa Circle Bangalore as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KKBK0008052, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC KKBK0008052 valid for NEFT and RTGS?
Yes. IFSC KKBK0008052 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Kotak Mahindra Bank Limited Netkallappa Circle Bangalore branch?
You can reach the branch at 1860-2662666 during regular banking hours.
Can I use IFSC KKBK0008052 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KKBK0008052 to send funds instantly.
Final notes
To recap: KKBK0008052 is the IFSC code of Kotak Mahindra Bank Limited, NETKALLAPPA CIRCLE BANGALORE branch, in BANGALORE, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
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