IFSC Code of Kotak Mahindra Bank Limited, Mysore Silk Cloth Merchant Co Op Bank Ltd Bangalore Branch Branch, Karnataka

This page lists the IFSC code, branch address, contact number and fund-transfer information for Kotak Mahindra Bank Limited, MYSORE SILK CLOTH MERCHANT CO OP BANK LTD BANGALORE BRANCH branch in BANGALORE. The 11-digit IFSC KKBK0MSCMB2 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Kotak Mahindra Bank Limited at the MYSORE SILK CLOTH MERCHANT CO OP BANK LTD BANGALORE BRANCH location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, KKBK0MSCMB2 is the IFSC of Kotak Mahindra Bank Limited's MYSORE SILK CLOTH MERCHANT CO OP BANK LTD BANGALORE BRANCH branch. The format is fixed: KKBK = bank code, 0 = reserved, MSCMB2 = branch identifier.

Bank profile

Kotak Mahindra Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Mysore Silk Cloth Merchant Co Op Bank Ltd Bangalore Branch branch — IFSC KKBK0MSCMB2 — extends the bank's services to customers in and around Bangalore, Karnataka.

Branch details at a glance

About this branch

The branch is located at MYSORE SILK CLOTH MERCHANT CO OP BANK LTD BANGALORE BRANCH NO 730, 14TH MAIN, 1ST STAGE, NEAR KUMARASWAMY LAYOUT POLICE STATION, BANGALORE- 560078. It serves the Bangalore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Kotak Mahindra Bank Limited. The IFSC KKBK0MSCMB2 is used to identify this branch on the RBI payments network.

Why every Kotak Mahindra Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MYSORE SILK CLOTH MERCHANT CO OP BANK LTD BANGALORE BRANCH of Kotak Mahindra Bank Limited — its own 11-character IFSC. The code KKBK0MSCMB2 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KKBK0MSCMB2 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Mysore Silk Cloth Merchant Co Op Bank Ltd Bangalore Branch branch is mapped to IFSC KKBK0MSCMB2 on the RBI payments network. The branch generally supports the full retail product catalogue of Kotak Mahindra Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KKBK0MSCMB2.

Banking services available

The Mysore Silk Cloth Merchant Co Op Bank Ltd Bangalore Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 80-48531166.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC KKBK0MSCMB2

How to transfer money using IFSC KKBK0MSCMB2

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0MSCMB2 across all three.

How to use IFSC KKBK0MSCMB2 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Kotak Mahindra Bank Limited's MYSORE SILK CLOTH MERCHANT CO OP BANK LTD BANGALORE BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC KKBK0MSCMB2.
4. Confirm the bank name auto-populates as Kotak Mahindra Bank Limited and the branch as MYSORE SILK CLOTH MERCHANT CO OP BANK LTD BANGALORE BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to MYSORE SILK CLOTH MERCHANT CO OP BANK LTD BANGALORE BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at Kotak Mahindra Bank Limited's MYSORE SILK CLOTH MERCHANT CO OP BANK LTD BANGALORE BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KKBK0MSCMB2 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Kotak Mahindra Bank Limited – MYSORE SILK CLOTH MERCHANT CO OP BANK LTD BANGALORE BRANCH, use IMPS. With IFSC KKBK0MSCMB2 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Mysore Silk Cloth Merchant Co Op Bank Ltd Bangalore Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC KKBK0MSCMB2:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at MYSORE SILK CLOTH MERCHANT CO OP BANK LTD BANGALORE BRANCH is still linked to IFSC KKBK0MSCMB2.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC KKBK0MSCMB2

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Kotak Mahindra Bank Limited – MYSORE SILK CLOTH MERCHANT CO OP BANK LTD BANGALORE BRANCH is still mapped to IFSC KKBK0MSCMB2. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KKBK0MSCMB2 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Mysore Silk Cloth Merchant Co Op Bank Ltd Bangalore Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KKBK0MSCMB2 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Kotak Mahindra Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KKBK0MSCMB2 and the account number together uniquely identify the Mysore Silk Cloth Merchant Co Op Bank Ltd Bangalore Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC KKBK0MSCMB2

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Kotak Mahindra Bank Limited – MYSORE SILK CLOTH MERCHANT CO OP BANK LTD BANGALORE BRANCH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: KKBK0MSCMB2.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Mysore Silk Cloth Merchant Co Op Bank Ltd Bangalore Branch branch sits at MYSORE SILK CLOTH MERCHANT CO OP BANK LTD BANGALORE BRANCH NO 730, 14TH MAIN, 1ST STAGE, NEAR KUMARASWAMY LAYOUT POLICE STATION, BANGALORE- 560078. If you are travelling from outside Bangalore, search for the branch on a maps application using the bank name and locality, or call 80-48531166 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KKBK0MSCMB2 and your account number.

Verifying IFSC KKBK0MSCMB2 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KKBK0MSCMB2 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 80-48531166.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mysore Silk Cloth Merchant Co Op Bank Ltd Bangalore Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KKBK0MSCMB2, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: KKBK0MSCMB2 is the IFSC code of Kotak Mahindra Bank Limited, MYSORE SILK CLOTH MERCHANT CO OP BANK LTD BANGALORE BRANCH branch, in BANGALORE, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.