IFSC Code of Kotak Mahindra Bank Limited, Bangalore - Vijaya Bank Layout Branch, Karnataka

Use this page as a one-stop reference for everything related to Kotak Mahindra Bank Limited's BANGALORE - VIJAYA BANK LAYOUT branch in BANGALORE, KARNATAKA. The branch's IFSC code KKBK0008156 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, KKBK0008156 is the IFSC of Kotak Mahindra Bank Limited's BANGALORE - VIJAYA BANK LAYOUT branch. The format is fixed: KKBK = bank code, 0 = reserved, 008156 = branch identifier.

Bank profile

Kotak Mahindra Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Bangalore - Vijaya Bank Layout branch — IFSC KKBK0008156 — extends the bank's services to customers in and around Bangalore, Karnataka.

Branch details at a glance

About this branch

The branch is located at KOTAK MAHINDRA BANK LTD, VIJAYA BANK EMPLOYEES HOUSE BLDG CO.OP.SO LTD, VIJAYA BANK LAYOUT, BANGALORE - 560076. KARNATAKA. It serves the Bangalore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Kotak Mahindra Bank Limited. The IFSC KKBK0008156 is used to identify this branch on the RBI payments network.

Why every Kotak Mahindra Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BANGALORE - VIJAYA BANK LAYOUT of Kotak Mahindra Bank Limited — its own 11-character IFSC. The code KKBK0008156 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KKBK0008156 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Bangalore - Vijaya Bank Layout branch is mapped to IFSC KKBK0008156 on the RBI payments network. The branch generally supports the full retail product catalogue of Kotak Mahindra Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KKBK0008156.

Products and services

Customers walking into the Bangalore - Vijaya Bank Layout branch can access most of Kotak Mahindra Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KKBK0008156

How to transfer money using IFSC KKBK0008156

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0008156 across all three.

NEFT to Kotak Mahindra Bank Limited, BANGALORE - VIJAYA BANK LAYOUT using IFSC KKBK0008156

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KKBK0008156, and confirm that the system picks up Kotak Mahindra Bank Limited – BANGALORE - VIJAYA BANK LAYOUT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to BANGALORE - VIJAYA BANK LAYOUT

If you need to transfer ₹2 lakh or more in one go to an account at Kotak Mahindra Bank Limited's BANGALORE - VIJAYA BANK LAYOUT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KKBK0008156 while initiating the transfer and the credit will appear within minutes.

IMPS to Kotak Mahindra Bank Limited BANGALORE - VIJAYA BANK LAYOUT (IFSC KKBK0008156)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KKBK0008156 in your mobile or internet banking app, and the money is credited to the BANGALORE - VIJAYA BANK LAYOUT branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Bangalore - Vijaya Bank Layout

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC KKBK0008156:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BANGALORE - VIJAYA BANK LAYOUT is still linked to IFSC KKBK0008156.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC KKBK0008156

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Kotak Mahindra Bank Limited – BANGALORE - VIJAYA BANK LAYOUT is still mapped to IFSC KKBK0008156. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KKBK0008156 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Bangalore - Vijaya Bank Layout branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KKBK0008156 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Bangalore - Vijaya Bank Layout branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KKBK0008156 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Kotak Mahindra Bank Limited – BANGALORE - VIJAYA BANK LAYOUT:

• The IFSC is exactly KKBK0008156 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Kotak Mahindra Bank Limited as the bank name and BANGALORE - VIJAYA BANK LAYOUT as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Bangalore - Vijaya Bank Layout branch

The branch is located at KOTAK MAHINDRA BANK LTD, VIJAYA BANK EMPLOYEES HOUSE BLDG CO.OP.SO LTD, VIJAYA BANK LAYOUT, BANGALORE - 560076. KARNATAKA, which puts it inside Bangalore, the broader Bangalore Urban district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “Kotak Mahindra Bank Limited Bangalore - Vijaya Bank Layout branch” — the verified location pin for IFSC KKBK0008156 should appear at the top of the results.
2. Confirm the branch is open by calling 1860-2662666 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KKBK0008156 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC KKBK0008156 for Kotak Mahindra Bank Limited – BANGALORE - VIJAYA BANK LAYOUT, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Bangalore - Vijaya Bank Layout are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KKBK0008156 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: KKBK0008156 is the IFSC code of Kotak Mahindra Bank Limited, BANGALORE - VIJAYA BANK LAYOUT branch, in BANGALORE, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.