IFSC Code of Kotak Mahindra Bank Limited, Bangalore - Hsr Layout, Nineteenth Main Branch, Karnataka

If you are searching for the IFSC code of Kotak Mahindra Bank Limited, BANGALORE - HSR LAYOUT, NINETEENTH MAIN branch in BANGALORE, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is KKBK0008169. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BANGALORE - HSR LAYOUT, NINETEENTH MAIN branch, and detailed step-by-step guides for using the IFSC KKBK0008169 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, KKBK0008169 is the IFSC of Kotak Mahindra Bank Limited's BANGALORE - HSR LAYOUT, NINETEENTH MAIN branch. The format is fixed: KKBK = bank code, 0 = reserved, 008169 = branch identifier.

About the bank

Kotak Mahindra Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bangalore - Hsr Layout, Nineteenth Main branch in Bangalore, Karnataka is part of this network and uses the IFSC code KKBK0008169 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at KOTAK MAHINDRA BANK LTD, 1783, PHOENIX HOUSE, 1ST SECTOR, 19TH MAIN, HSR LAYOUT, BANGALORE -560102. KARNATAKA. It serves the Bangalore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Kotak Mahindra Bank Limited. The IFSC KKBK0008169 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Kotak Mahindra Bank Limited's BANGALORE - HSR LAYOUT, NINETEENTH MAIN branch came to be assigned the code KKBK0008169.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KKBK0008169, money simply cannot be routed to the BANGALORE - HSR LAYOUT, NINETEENTH MAIN branch electronically.

Products and account variants supported

Every account opened at the Bangalore - Hsr Layout, Nineteenth Main branch is mapped to IFSC KKBK0008169 on the RBI payments network. The branch generally supports the full retail product catalogue of Kotak Mahindra Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KKBK0008169.

Banking services available

The Bangalore - Hsr Layout, Nineteenth Main branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1860-2662666.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC KKBK0008169

How to transfer money using IFSC KKBK0008169

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0008169 across all three.

NEFT to Kotak Mahindra Bank Limited, BANGALORE - HSR LAYOUT, NINETEENTH MAIN using IFSC KKBK0008169

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KKBK0008169, and confirm that the system picks up Kotak Mahindra Bank Limited – BANGALORE - HSR LAYOUT, NINETEENTH MAIN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC KKBK0008169

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Kotak Mahindra Bank Limited – BANGALORE - HSR LAYOUT, NINETEENTH MAIN, ensure your bank's portal accepts IFSC KKBK0008169 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Kotak Mahindra Bank Limited – BANGALORE - HSR LAYOUT, NINETEENTH MAIN, use IMPS. With IFSC KKBK0008169 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC KKBK0008169 for Kotak Mahindra Bank Limited – BANGALORE - HSR LAYOUT, NINETEENTH MAIN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Bangalore - Hsr Layout, Nineteenth Main branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC KKBK0008169

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Kotak Mahindra Bank Limited – BANGALORE - HSR LAYOUT, NINETEENTH MAIN is still mapped to IFSC KKBK0008169. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KKBK0008169 and the beneficiary's account number to complete the transfer.

Online banking and IFSC KKBK0008169

Kotak Mahindra Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BANGALORE - HSR LAYOUT, NINETEENTH MAIN branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KKBK0008169 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Bangalore - Hsr Layout, Nineteenth Main branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KKBK0008169 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Kotak Mahindra Bank Limited – BANGALORE - HSR LAYOUT, NINETEENTH MAIN:

• The IFSC is exactly KKBK0008169 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Kotak Mahindra Bank Limited as the bank name and BANGALORE - HSR LAYOUT, NINETEENTH MAIN as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Bangalore - Hsr Layout, Nineteenth Main branch sits at KOTAK MAHINDRA BANK LTD, 1783, PHOENIX HOUSE, 1ST SECTOR, 19TH MAIN, HSR LAYOUT, BANGALORE -560102. KARNATAKA. If you are travelling from outside Bangalore, search for the branch on a maps application using the bank name and locality, or call 1860-2662666 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KKBK0008169 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC KKBK0008169 for Kotak Mahindra Bank Limited – BANGALORE - HSR LAYOUT, NINETEENTH MAIN, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Bangalore - Hsr Layout, Nineteenth Main are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KKBK0008169 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: KKBK0008169 is the IFSC code of Kotak Mahindra Bank Limited, BANGALORE - HSR LAYOUT, NINETEENTH MAIN branch, in BANGALORE, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.