IFSC Code of Kotak Mahindra Bank Limited, Ankleshwar Kuber Plaza Branch Branch, Gujarat

Use this page as a one-stop reference for everything related to Kotak Mahindra Bank Limited's ANKLESHWAR KUBER PLAZA BRANCH branch in ANKLESHWAR, GUJARAT. The branch's IFSC code KKBK0003008 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Kotak Mahindra Bank Limited – ANKLESHWAR KUBER PLAZA BRANCH is KKBK0003008. The first four letters KKBK are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 003008 map to this branch in ANKLESHWAR, GUJARAT.

Branch details at a glance

Bank profile

Kotak Mahindra Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Ankleshwar Kuber Plaza Branch branch — IFSC KKBK0003008 — extends the bank's services to customers in and around Ankleshwar, Gujarat.

Ankleshwar Kuber Plaza Branch branch overview

Located at ANKLESHWAR BRANCH BHARUCH, GROUND FLOOR, SHOP NOS 18 TO 23, KUBER PLAZA PLOTS NOS. 24,25,27& 28, TALUKA ANKLESHWAR, DISTRICT BHARUCH PIN 393001., the Ankleshwar Kuber Plaza Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC KKBK0003008 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Kotak Mahindra Bank Limited's ANKLESHWAR KUBER PLAZA BRANCH branch came to be assigned the code KKBK0003008.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KKBK0003008, money simply cannot be routed to the ANKLESHWAR KUBER PLAZA BRANCH branch electronically.

How to transfer money using IFSC KKBK0003008

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0003008 across all three.

How to use IFSC KKBK0003008 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Kotak Mahindra Bank Limited's ANKLESHWAR KUBER PLAZA BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC KKBK0003008.
4. Confirm the bank name auto-populates as Kotak Mahindra Bank Limited and the branch as ANKLESHWAR KUBER PLAZA BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC KKBK0003008

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Kotak Mahindra Bank Limited – ANKLESHWAR KUBER PLAZA BRANCH, ensure your bank's portal accepts IFSC KKBK0003008 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Kotak Mahindra Bank Limited ANKLESHWAR KUBER PLAZA BRANCH (IFSC KKBK0003008)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KKBK0003008 in your mobile or internet banking app, and the money is credited to the ANKLESHWAR KUBER PLAZA BRANCH branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC KKBK0003008 for Kotak Mahindra Bank Limited – ANKLESHWAR KUBER PLAZA BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Ankleshwar Kuber Plaza Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Kotak Mahindra Bank Limited's ANKLESHWAR KUBER PLAZA BRANCH branch, the IFSC KKBK0003008 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Ankleshwar Kuber Plaza Branch branch is mapped to IFSC KKBK0003008 on the RBI payments network. The branch generally supports the full retail product catalogue of Kotak Mahindra Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KKBK0003008.

Banking services available

The Ankleshwar Kuber Plaza Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1860-2662666.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC KKBK0003008

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Kotak Mahindra Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KKBK0003008 and the account number together uniquely identify the Ankleshwar Kuber Plaza Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC KKBK0003008

Kotak Mahindra Bank Limited customers can register for net banking and the bank's official mobile app once their account at the ANKLESHWAR KUBER PLAZA BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KKBK0003008 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Kotak Mahindra Bank Limited – ANKLESHWAR KUBER PLAZA BRANCH:

• The IFSC is exactly KKBK0003008 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Kotak Mahindra Bank Limited as the bank name and ANKLESHWAR KUBER PLAZA BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Ankleshwar Kuber Plaza Branch branch sits at ANKLESHWAR BRANCH BHARUCH, GROUND FLOOR, SHOP NOS 18 TO 23, KUBER PLAZA PLOTS NOS. 24,25,27& 28, TALUKA ANKLESHWAR, DISTRICT BHARUCH PIN 393001.. If you are travelling from outside Ankleshwar, search for the branch on a maps application using the bank name and locality, or call 1860-2662666 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KKBK0003008 and your account number.

Verifying IFSC KKBK0003008 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KKBK0003008 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1860-2662666.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ankleshwar Kuber Plaza Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KKBK0003008, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KKBK0003008 belongs to Kotak Mahindra Bank Limited's ANKLESHWAR KUBER PLAZA BRANCH branch, located at ANKLESHWAR BRANCH BHARUCH, GROUND FLOOR, SHOP NOS 18 TO 23, KUBER PLAZA PLOTS… in ANKLESHWAR, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.