IFSC Code of Kotak Mahindra Bank Limited, Amravati Zilla Mahila Sahakari Bank Ltd Badnera Branch Branch, Maharashtra

Below are the complete branch details for Kotak Mahindra Bank Limited, AMRAVATI ZILLA MAHILA SAHAKARI BANK LTD BADNERA BRANCH branch, located in AMRAVATI, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is KKBK0AZMSB3. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case KKBK0AZMSB3 for Kotak Mahindra Bank Limited – AMRAVATI ZILLA MAHILA SAHAKARI BANK LTD BADNERA BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, KKBK0AZMSB3 is the IFSC of Kotak Mahindra Bank Limited's AMRAVATI ZILLA MAHILA SAHAKARI BANK LTD BADNERA BRANCH branch. The format is fixed: KKBK = bank code, 0 = reserved, AZMSB3 = branch identifier.

About Kotak Mahindra Bank Limited

Kotak Mahindra Bank Limited operates a wide network of branches across India, including the Amravati Zilla Mahila Sahakari Bank Ltd Badnera Branch branch in Amravati. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KKBK0AZMSB3.

Branch details at a glance

About this branch

The branch is located at AMRAVATI ZILLA MAHILA SAHAKARI BANK LTD NEAR JAISTAMBH SQUARE BADNERA AMRAVATI. It serves the Amravati region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Kotak Mahindra Bank Limited. The IFSC KKBK0AZMSB3 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Kotak Mahindra Bank Limited's AMRAVATI ZILLA MAHILA SAHAKARI BANK LTD BADNERA BRANCH branch came to be assigned the code KKBK0AZMSB3.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KKBK0AZMSB3, money simply cannot be routed to the AMRAVATI ZILLA MAHILA SAHAKARI BANK LTD BADNERA BRANCH branch electronically.

Products and account variants supported

Every account opened at the Amravati Zilla Mahila Sahakari Bank Ltd Badnera Branch branch is mapped to IFSC KKBK0AZMSB3 on the RBI payments network. The branch generally supports the full retail product catalogue of Kotak Mahindra Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KKBK0AZMSB3.

Products and services

Customers walking into the Amravati Zilla Mahila Sahakari Bank Ltd Badnera Branch branch can access most of Kotak Mahindra Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KKBK0AZMSB3

How to transfer money using IFSC KKBK0AZMSB3

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0AZMSB3 across all three.

NEFT to Kotak Mahindra Bank Limited, AMRAVATI ZILLA MAHILA SAHAKARI BANK LTD BADNERA BRANCH using IFSC KKBK0AZMSB3

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KKBK0AZMSB3, and confirm that the system picks up Kotak Mahindra Bank Limited – AMRAVATI ZILLA MAHILA SAHAKARI BANK LTD BADNERA BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC KKBK0AZMSB3

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Kotak Mahindra Bank Limited – AMRAVATI ZILLA MAHILA SAHAKARI BANK LTD BADNERA BRANCH, ensure your bank's portal accepts IFSC KKBK0AZMSB3 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Kotak Mahindra Bank Limited AMRAVATI ZILLA MAHILA SAHAKARI BANK LTD BADNERA BRANCH (IFSC KKBK0AZMSB3)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KKBK0AZMSB3 in your mobile or internet banking app, and the money is credited to the AMRAVATI ZILLA MAHILA SAHAKARI BANK LTD BADNERA BRANCH branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC KKBK0AZMSB3 for Kotak Mahindra Bank Limited – AMRAVATI ZILLA MAHILA SAHAKARI BANK LTD BADNERA BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Amravati Zilla Mahila Sahakari Bank Ltd Badnera Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC KKBK0AZMSB3

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Kotak Mahindra Bank Limited – AMRAVATI ZILLA MAHILA SAHAKARI BANK LTD BADNERA BRANCH is still mapped to IFSC KKBK0AZMSB3. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KKBK0AZMSB3 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Amravati Zilla Mahila Sahakari Bank Ltd Badnera Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KKBK0AZMSB3 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Amravati Zilla Mahila Sahakari Bank Ltd Badnera Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KKBK0AZMSB3 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Kotak Mahindra Bank Limited – AMRAVATI ZILLA MAHILA SAHAKARI BANK LTD BADNERA BRANCH:

• The IFSC is exactly KKBK0AZMSB3 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Kotak Mahindra Bank Limited as the bank name and AMRAVATI ZILLA MAHILA SAHAKARI BANK LTD BADNERA BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Amravati Zilla Mahila Sahakari Bank Ltd Badnera Branch branch

The branch is located at AMRAVATI ZILLA MAHILA SAHAKARI BANK LTD NEAR JAISTAMBH SQUARE BADNERA AMRAVATI, which puts it inside Amravati, the broader Amravati district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Kotak Mahindra Bank Limited Amravati Zilla Mahila Sahakari Bank Ltd Badnera Branch branch” — the verified location pin for IFSC KKBK0AZMSB3 should appear at the top of the results.
2. Confirm the branch is open by calling 721-2681852 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KKBK0AZMSB3 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC KKBK0AZMSB3 for Kotak Mahindra Bank Limited – AMRAVATI ZILLA MAHILA SAHAKARI BANK LTD BADNERA BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Amravati Zilla Mahila Sahakari Bank Ltd Badnera Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KKBK0AZMSB3 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KKBK0AZMSB3 belongs to Kotak Mahindra Bank Limited's AMRAVATI ZILLA MAHILA SAHAKARI BANK LTD BADNERA BRANCH branch, located at AMRAVATI ZILLA MAHILA SAHAKARI BANK LTD NEAR JAISTAMBH SQUARE BADNERA AMRAVATI in AMRAVATI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.