IFSC Code of Kotak Mahindra Bank Limited, Shri Rukhmini Sahakari Bank Ltd Ambegaon Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for Kotak Mahindra Bank Limited, SHRI RUKHMINI SAHAKARI BANK LTD AMBEGAON branch in AMBEGAON. The 11-digit IFSC KKBK0SRSB07 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Kotak Mahindra Bank Limited at the SHRI RUKHMINI SAHAKARI BANK LTD AMBEGAON location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Kotak Mahindra Bank Limited – SHRI RUKHMINI SAHAKARI BANK LTD AMBEGAON is KKBK0SRSB07. The first four letters KKBK are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters SRSB07 map to this branch in AMBEGAON, MAHARASHTRA.

About Kotak Mahindra Bank Limited

Kotak Mahindra Bank Limited operates a wide network of branches across India, including the Shri Rukhmini Sahakari Bank Ltd Ambegaon branch in Ambegaon. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KKBK0SRSB07.

Branch details at a glance

About this branch

The branch is located at SHRI RUKHMINI SAHAKARI BANK LTD S NO 44 NR CHAKRADHAR DATTANAGR CHOWK JAMHULWADI RD DIST PUNE 411046. It serves the Ambegaon region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Kotak Mahindra Bank Limited. The IFSC KKBK0SRSB07 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Kotak Mahindra Bank Limited's SHRI RUKHMINI SAHAKARI BANK LTD AMBEGAON branch came to be assigned the code KKBK0SRSB07.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KKBK0SRSB07, money simply cannot be routed to the SHRI RUKHMINI SAHAKARI BANK LTD AMBEGAON branch electronically.

Products and account variants supported

Every account opened at the Shri Rukhmini Sahakari Bank Ltd Ambegaon branch is mapped to IFSC KKBK0SRSB07 on the RBI payments network. The branch generally supports the full retail product catalogue of Kotak Mahindra Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KKBK0SRSB07.

Banking services available

The Shri Rukhmini Sahakari Bank Ltd Ambegaon branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 20-24317750.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC KKBK0SRSB07

How to transfer money using IFSC KKBK0SRSB07

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0SRSB07 across all three.

NEFT to Kotak Mahindra Bank Limited, SHRI RUKHMINI SAHAKARI BANK LTD AMBEGAON using IFSC KKBK0SRSB07

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KKBK0SRSB07, and confirm that the system picks up Kotak Mahindra Bank Limited – SHRI RUKHMINI SAHAKARI BANK LTD AMBEGAON. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SHRI RUKHMINI SAHAKARI BANK LTD AMBEGAON

If you need to transfer ₹2 lakh or more in one go to an account at Kotak Mahindra Bank Limited's SHRI RUKHMINI SAHAKARI BANK LTD AMBEGAON branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KKBK0SRSB07 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Kotak Mahindra Bank Limited – SHRI RUKHMINI SAHAKARI BANK LTD AMBEGAON, use IMPS. With IFSC KKBK0SRSB07 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Shri Rukhmini Sahakari Bank Ltd Ambegaon

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC KKBK0SRSB07:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SHRI RUKHMINI SAHAKARI BANK LTD AMBEGAON is still linked to IFSC KKBK0SRSB07.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC KKBK0SRSB07

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Kotak Mahindra Bank Limited – SHRI RUKHMINI SAHAKARI BANK LTD AMBEGAON is still mapped to IFSC KKBK0SRSB07. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KKBK0SRSB07 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Shri Rukhmini Sahakari Bank Ltd Ambegaon branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KKBK0SRSB07 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Kotak Mahindra Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KKBK0SRSB07 and the account number together uniquely identify the Shri Rukhmini Sahakari Bank Ltd Ambegaon branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Kotak Mahindra Bank Limited – SHRI RUKHMINI SAHAKARI BANK LTD AMBEGAON:

• The IFSC is exactly KKBK0SRSB07 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Kotak Mahindra Bank Limited as the bank name and SHRI RUKHMINI SAHAKARI BANK LTD AMBEGAON as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Shri Rukhmini Sahakari Bank Ltd Ambegaon branch

The branch is located at SHRI RUKHMINI SAHAKARI BANK LTD S NO 44 NR CHAKRADHAR DATTANAGR CHOWK JAMHULWADI RD DIST PUNE 411046, which puts it inside Ambegaon, the broader Pune district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Kotak Mahindra Bank Limited Shri Rukhmini Sahakari Bank Ltd Ambegaon branch” — the verified location pin for IFSC KKBK0SRSB07 should appear at the top of the results.
2. Confirm the branch is open by calling 20-24317750 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KKBK0SRSB07 and your account number.

Verifying IFSC KKBK0SRSB07 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KKBK0SRSB07 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 20-24317750.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Shri Rukhmini Sahakari Bank Ltd Ambegaon are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KKBK0SRSB07 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KKBK0SRSB07 belongs to Kotak Mahindra Bank Limited's SHRI RUKHMINI SAHAKARI BANK LTD AMBEGAON branch, located at SHRI RUKHMINI SAHAKARI BANK LTD S NO 44 NR CHAKRADHAR DATTANAGR CHOWK… in AMBEGAON, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.