IFSC Code of Kookmin Bank, Kookmin Bank Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for Kookmin Bank, KOOKMIN BANK branch in PUNE. The 11-digit IFSC KBKB0000003 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Kookmin Bank at the KOOKMIN BANK location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Kookmin Bank – KOOKMIN BANK is KBKB0000003. The first four letters KBKB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000003 map to this branch in PUNE, MAHARASHTRA.

Bank profile

Kookmin Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Kookmin Bank branch — IFSC KBKB0000003 — extends the bank's services to customers in and around Pune, Maharashtra.

About this branch

The branch is located at UNIT NO.501 TO 506 5TH FLOOR GOODWILL BYOND VILLAGE KHARDI PUNE-411014. It serves the Pune region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Kookmin Bank. The IFSC KBKB0000003 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Kookmin Bank's KOOKMIN BANK branch came to be assigned the code KBKB0000003.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KBKB0000003, money simply cannot be routed to the KOOKMIN BANK branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Kookmin Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KBKB0000003 and the account number together uniquely identify the Kookmin Bank branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC KBKB0000003

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KBKB0000003 across all three.

NEFT to Kookmin Bank, KOOKMIN BANK using IFSC KBKB0000003

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KBKB0000003, and confirm that the system picks up Kookmin Bank – KOOKMIN BANK. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to KOOKMIN BANK

If you need to transfer ₹2 lakh or more in one go to an account at Kookmin Bank's KOOKMIN BANK branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KBKB0000003 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Kookmin Bank – KOOKMIN BANK, use IMPS. With IFSC KBKB0000003 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Kookmin Bank

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC KBKB0000003:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KOOKMIN BANK is still linked to IFSC KBKB0000003.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Kookmin Bank's KOOKMIN BANK branch, the IFSC KBKB0000003 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Kookmin Bank branch is mapped to IFSC KBKB0000003 on the RBI payments network. The branch generally supports the full retail product catalogue of Kookmin Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KBKB0000003.

Banking services available

The Kookmin Bank branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-9650087712.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC KBKB0000003

Digital banking channels

Most day-to-day work that customers used to do at the Kookmin Bank branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KBKB0000003 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Kookmin Bank branch sits at UNIT NO.501 TO 506 5TH FLOOR GOODWILL BYOND VILLAGE KHARDI PUNE-411014. If you are travelling from outside Pune, search for the branch on a maps application using the bank name and locality, or call 22-9650087712 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KBKB0000003 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Kookmin Bank – KOOKMIN BANK:

• The IFSC is exactly KBKB0000003 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Kookmin Bank as the bank name and KOOKMIN BANK as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kookmin Bank branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KBKB0000003, however, work 24x7.

Verifying IFSC KBKB0000003 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KBKB0000003 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 22-9650087712.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KBKB0000003 belongs to Kookmin Bank's KOOKMIN BANK branch, located at UNIT NO.501 TO 506 5TH FLOOR GOODWILL BYOND VILLAGE KHARDI PUNE-411014 in PUNE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.