Use this page as a one-stop reference for everything related to Kookmin Bank's NEFT SERVICE CENTER branch in GURUGRAM, HARYANA. The branch's IFSC code KBKB00000SC is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, KBKB00000SC is the IFSC of Kookmin Bank's NEFT SERVICE CENTER branch. The format is fixed: KBKB = bank code, 0 = reserved, 0000SC = branch identifier.
About the bank
Kookmin Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its NEFT Service Center branch in Gurugram, Haryana is part of this network and uses the IFSC code KBKB00000SC for all electronic settlement.
About this branch
The branch is located at UNIT 2B/2, 2nd FLOOR, TWO HORIZON CENTER, GOLF COURSE ROAD, PHASE 5, SECTOR 43, GURUGRAM 122002. It serves the Gurugram region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Kookmin Bank. The IFSC KBKB00000SC is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Kookmin Bank |
|---|---|
| Branch | NEFT Service Center |
| IFSC Code | KBKB00000SC |
| MICR Code | Refer to cheque leaf |
| Branch Address | UNIT 2B/2, 2nd FLOOR, TWO HORIZON CENTER, GOLF COURSE ROAD, PHASE 5, SECTOR 43, GURUGRAM 122002 |
| City | Gurugram |
| District | Gurugram |
| State | Haryana |
| STD Code | 124 |
| Phone | 4532222 |
Why every Kookmin Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NEFT SERVICE CENTER of Kookmin Bank — its own 11-character IFSC. The code KBKB00000SC is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KBKB00000SC the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the NEFT Service Center branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KBKB00000SC for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC KBKB00000SC
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KBKB00000SC across all three.
NEFT to Kookmin Bank, NEFT SERVICE CENTER using IFSC KBKB00000SC
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KBKB00000SC, and confirm that the system picks up Kookmin Bank – NEFT SERVICE CENTER. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC KBKB00000SC
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Kookmin Bank – NEFT SERVICE CENTER, ensure your bank's portal accepts IFSC KBKB00000SC while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Kookmin Bank – NEFT SERVICE CENTER, use IMPS. With IFSC KBKB00000SC and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KBKB00000SC for Kookmin Bank – NEFT SERVICE CENTER, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KBKB00000SC | Yes – KBKB00000SC | Yes – KBKB00000SC |
For most retail customers crediting the NEFT Service Center branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Kookmin Bank's NEFT SERVICE CENTER branch, the IFSC KBKB00000SC is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the NEFT Service Center branch is mapped to IFSC KBKB00000SC on the RBI payments network. The branch generally supports the full retail product catalogue of Kookmin Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains KBKB00000SC.
Banking services available
The NEFT Service Center branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 124-4532222.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC KBKB00000SC
Online banking and IFSC KBKB00000SC
Kookmin Bank customers can register for net banking and the bank's official mobile app once their account at the NEFT SERVICE CENTER branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KBKB00000SC is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The NEFT Service Center branch sits at UNIT 2B/2, 2nd FLOOR, TWO HORIZON CENTER, GOLF COURSE ROAD, PHASE 5, SECTOR 43, GURUGRAM 122002. If you are travelling from outside Gurugram, search for the branch on a maps application using the bank name and locality, or call 124-4532222 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KBKB00000SC and your account number.
Common mistakes to avoid when using IFSC KBKB00000SC
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Kookmin Bank – NEFT SERVICE CENTER, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
KBKB00000SC. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at NEFT Service Center are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KBKB00000SC continue to work without interruption.
Verifying IFSC KBKB00000SC from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KBKB00000SC by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 124-4532222.
- Visiting the bank's official branch locator page.
Branch address & contact
Kookmin BankNEFT Service Center Branch
UNIT 2B/2, 2nd FLOOR, TWO HORIZON CENTER, GOLF COURSE ROAD, PHASE 5, SECTOR 43, GURUGRAM 122002
Gurugram, Haryana
Phone: 124-4532222
IFSC: KBKB00000SC
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the NEFT Service Center branch but serve different purposes.
What is the IFSC code of Kookmin Bank NEFT Service Center branch?
The IFSC code of Kookmin Bank, NEFT Service Center branch is KBKB00000SC. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Kookmin Bank NEFT Service Center branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 124-4532222 to confirm.
How do I add Kookmin Bank NEFT Service Center as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KBKB00000SC, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC KBKB00000SC the same for all accounts at NEFT Service Center branch?
Yes. The IFSC KBKB00000SC is shared by every account held at Kookmin Bank's NEFT Service Center branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using KBKB00000SC be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Kookmin Bank – NEFT Service Center reflect within 30 minutes.
Can I use IFSC KBKB00000SC for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KBKB00000SC to send funds instantly.
Summary
The IFSC code KBKB00000SC belongs to Kookmin Bank's NEFT SERVICE CENTER branch, located at UNIT 2B/2, 2nd FLOOR, TWO HORIZON CENTER, GOLF COURSE ROAD, PHASE 5, SECTOR… in GURUGRAM, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
