If you are searching for the IFSC code of Kerala Gramin Bank, THANNITHODE branch in PATHANAMTHITTA, KERALA, this page has every detail you need. The verified IFSC code for this branch is KLGB0040742. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THANNITHODE branch, and detailed step-by-step guides for using the IFSC KLGB0040742 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Kerala Gramin Bank – THANNITHODE is KLGB0040742. The first four letters KLGB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 040742 map to this branch in PATHANAMTHITTA, KERALA.
Branch details at a glance
| Bank Name | Kerala Gramin Bank |
|---|---|
| Branch | Thannithode |
| IFSC Code | KLGB0040742 |
| MICR Code | Refer to cheque leaf |
| Branch Address | THOMAS VARGHESE MEMORIAL BUILDINGS TP 11-425 E THANNITHODE PO PATHANAMTHITTA PIN-689699 |
| City | Pathanamthitta |
| District | Pathanamthitta |
| State | Kerala |
| STD Code | 494 |
| Phone | 2566767 |
About Kerala Gramin Bank
Kerala Gramin Bank operates a wide network of branches across India, including the Thannithode branch in Pathanamthitta. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KLGB0040742.
About this branch
The branch is located at THOMAS VARGHESE MEMORIAL BUILDINGS TP 11-425 E THANNITHODE PO PATHANAMTHITTA PIN-689699. It serves the Pathanamthitta region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Kerala Gramin Bank. The IFSC KLGB0040742 is used to identify this branch on the RBI payments network.
Why every Kerala Gramin Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THANNITHODE of Kerala Gramin Bank — its own 11-character IFSC. The code KLGB0040742 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KLGB0040742 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC KLGB0040742
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KLGB0040742 across all three.
NEFT to Kerala Gramin Bank, THANNITHODE using IFSC KLGB0040742
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KLGB0040742, and confirm that the system picks up Kerala Gramin Bank – THANNITHODE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC KLGB0040742
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Kerala Gramin Bank – THANNITHODE, ensure your bank's portal accepts IFSC KLGB0040742 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Kerala Gramin Bank THANNITHODE (IFSC KLGB0040742)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KLGB0040742 in your mobile or internet banking app, and the money is credited to the THANNITHODE branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KLGB0040742 for Kerala Gramin Bank – THANNITHODE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KLGB0040742 | Yes – KLGB0040742 | Yes – KLGB0040742 |
For most retail customers crediting the Thannithode branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Kerala Gramin Bank's THANNITHODE branch, the IFSC KLGB0040742 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Thannithode branch
Once you have an account at Kerala Gramin Bank – THANNITHODE, the IFSC KLGB0040742 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Thannithode branch can access most of Kerala Gramin Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC KLGB0040742
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Kerala Gramin Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KLGB0040742 and the account number together uniquely identify the Thannithode branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC KLGB0040742
Kerala Gramin Bank customers can register for net banking and the bank's official mobile app once their account at the THANNITHODE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KLGB0040742 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC KLGB0040742
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Kerala Gramin Bank – THANNITHODE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
KLGB0040742. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Thannithode branch
The branch is located at THOMAS VARGHESE MEMORIAL BUILDINGS TP 11-425 E THANNITHODE PO PATHANAMTHITTA PIN-689699, which puts it inside Pathanamthitta, the broader Pathanamthitta district, and the state of Kerala. To plan your visit:
- Open Google Maps on your phone and search for “Kerala Gramin Bank Thannithode branch” — the verified location pin for IFSC KLGB0040742 should appear at the top of the results.
- Confirm the branch is open by calling 494-2566767 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KLGB0040742 and your account number.
Verifying IFSC KLGB0040742 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KLGB0040742 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 494-2566767.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Thannithode branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KLGB0040742, however, work 24x7.
Branch address & contact
Kerala Gramin BankThannithode Branch
THOMAS VARGHESE MEMORIAL BUILDINGS TP 11-425 E THANNITHODE PO PATHANAMTHITTA PIN-689699
Pathanamthitta, Kerala
Phone: 494-2566767
IFSC: KLGB0040742
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Thannithode branch but serve different purposes.
Is IFSC KLGB0040742 the same for all accounts at Thannithode branch?
Yes. The IFSC KLGB0040742 is shared by every account held at Kerala Gramin Bank's Thannithode branch. Only the account number changes from customer to customer.
Can I use IFSC KLGB0040742 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KLGB0040742 to send funds instantly.
Where is Kerala Gramin Bank Thannithode branch located?
Kerala Gramin Bank's Thannithode branch is located at THOMAS VARGHESE MEMORIAL BUILDINGS TP 11-425 E THANNITHODE PO PATHANAMTHITTA PIN-689699, Pathanamthitta, Kerala.
How do I add Kerala Gramin Bank Thannithode as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KLGB0040742, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Kerala Gramin Bank Thannithode branch?
The IFSC code of Kerala Gramin Bank, Thannithode branch is KLGB0040742. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC KLGB0040742 valid for NEFT and RTGS?
Yes. IFSC KLGB0040742 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: KLGB0040742 is the IFSC code of Kerala Gramin Bank, THANNITHODE branch, in PATHANAMTHITTA, KERALA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
