Use this page as a one-stop reference for everything related to Kerala Gramin Bank's ABDURAHIMAN NAGAR branch in MALAPPURAM, KERALA. The branch's IFSC code KLGB0040159 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, KLGB0040159 is the IFSC of Kerala Gramin Bank's ABDURAHIMAN NAGAR branch. The format is fixed: KLGB = bank code, 0 = reserved, 040159 = branch identifier.
Branch details at a glance
| Bank Name | Kerala Gramin Bank |
|---|---|
| Branch | Abdurahiman Nagar |
| IFSC Code | KLGB0040159 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ABDULRAHIMANNAGAR,P.O.ABDULRAHIMANNAGAR,MALAPPURAM DT,PIN 676305 |
| City | Malappuram |
| District | Malappuram |
| State | Kerala |
| STD Code | 494 |
| Phone | 2490645 |
About Kerala Gramin Bank
Kerala Gramin Bank operates a wide network of branches across India, including the Abdurahiman Nagar branch in Malappuram. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KLGB0040159.
About this branch
The branch is located at ABDULRAHIMANNAGAR,P.O.ABDULRAHIMANNAGAR,MALAPPURAM DT,PIN 676305. It serves the Malappuram region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Kerala Gramin Bank. The IFSC KLGB0040159 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Kerala Gramin Bank's ABDURAHIMAN NAGAR branch came to be assigned the code KLGB0040159.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KLGB0040159, money simply cannot be routed to the ABDURAHIMAN NAGAR branch electronically.
How to transfer money using IFSC KLGB0040159
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KLGB0040159 across all three.
How to use IFSC KLGB0040159 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Kerala Gramin Bank's ABDURAHIMAN NAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC KLGB0040159.
- Confirm the bank name auto-populates as Kerala Gramin Bank and the branch as ABDURAHIMAN NAGAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to ABDURAHIMAN NAGAR
If you need to transfer ₹2 lakh or more in one go to an account at Kerala Gramin Bank's ABDURAHIMAN NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KLGB0040159 while initiating the transfer and the credit will appear within minutes.
IMPS to Kerala Gramin Bank ABDURAHIMAN NAGAR (IFSC KLGB0040159)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KLGB0040159 in your mobile or internet banking app, and the money is credited to the ABDURAHIMAN NAGAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KLGB0040159 for Kerala Gramin Bank – ABDURAHIMAN NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KLGB0040159 | Yes – KLGB0040159 | Yes – KLGB0040159 |
For most retail customers crediting the Abdurahiman Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Kerala Gramin Bank's ABDURAHIMAN NAGAR branch, the IFSC KLGB0040159 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Abdurahiman Nagar branch
Once you have an account at Kerala Gramin Bank – ABDURAHIMAN NAGAR, the IFSC KLGB0040159 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Abdurahiman Nagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 494-2490645.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC KLGB0040159
MICR & cheque-truncation details
Cheques drawn on the Abdurahiman Nagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KLGB0040159 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC KLGB0040159
Kerala Gramin Bank customers can register for net banking and the bank's official mobile app once their account at the ABDURAHIMAN NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KLGB0040159 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC KLGB0040159
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Kerala Gramin Bank – ABDURAHIMAN NAGAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
KLGB0040159. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Abdurahiman Nagar branch sits at ABDULRAHIMANNAGAR,P.O.ABDULRAHIMANNAGAR,MALAPPURAM DT,PIN 676305. If you are travelling from outside Malappuram, search for the branch on a maps application using the bank name and locality, or call 494-2490645 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KLGB0040159 and your account number.
Verifying IFSC KLGB0040159 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KLGB0040159 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 494-2490645.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Abdurahiman Nagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KLGB0040159, however, work 24x7.
Branch address & contact
Kerala Gramin BankAbdurahiman Nagar Branch
ABDULRAHIMANNAGAR,P.O.ABDULRAHIMANNAGAR,MALAPPURAM DT,PIN 676305
Malappuram, Kerala
Phone: 494-2490645
IFSC: KLGB0040159
Frequently asked questions
Where is Kerala Gramin Bank Abdurahiman Nagar branch located?
Kerala Gramin Bank's Abdurahiman Nagar branch is located at ABDULRAHIMANNAGAR,P.O.ABDULRAHIMANNAGAR,MALAPPURAM DT,PIN 676305, Malappuram, Kerala.
Is IFSC KLGB0040159 valid for NEFT and RTGS?
Yes. IFSC KLGB0040159 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using KLGB0040159 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Kerala Gramin Bank – Abdurahiman Nagar reflect within 30 minutes.
Is IFSC KLGB0040159 the same for all accounts at Abdurahiman Nagar branch?
Yes. The IFSC KLGB0040159 is shared by every account held at Kerala Gramin Bank's Abdurahiman Nagar branch. Only the account number changes from customer to customer.
Does Kerala Gramin Bank Abdurahiman Nagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 494-2490645 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Abdurahiman Nagar branch but serve different purposes.
Can I use IFSC KLGB0040159 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KLGB0040159 to send funds instantly.
How do I add Kerala Gramin Bank Abdurahiman Nagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KLGB0040159, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code KLGB0040159 belongs to Kerala Gramin Bank's ABDURAHIMAN NAGAR branch, located at ABDULRAHIMANNAGAR,P.O.ABDULRAHIMANNAGAR,MALAPPURAM DT,PIN 676305 in MALAPPURAM, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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