This page lists the IFSC code, branch address, contact number and fund-transfer information for Karur Vysya Bank, YANAM branch in YANAM. The 11-digit IFSC KVBL0001762 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Karur Vysya Bank at the YANAM location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, KVBL0001762 is the IFSC of Karur Vysya Bank's YANAM branch. The format is fixed: KVBL = bank code, 0 = reserved, 001762 = branch identifier.
Branch details at a glance
| Bank Name | Karur Vysya Bank |
|---|---|
| Branch | Yanam |
| IFSC Code | KVBL0001762 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DNO1-12-002,SRI PADMABALAJI COMPLEX METTACUR VILLAGE NEW BUS STAND ROAD |
| City | Yanam |
| District | Yanam |
| State | Pondicherry |
| STD Code | 22 |
| Phone | 22654261 |
About the bank
Karur Vysya Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Yanam branch in Yanam, Pondicherry is part of this network and uses the IFSC code KVBL0001762 for all electronic settlement.
Yanam branch overview
Located at DNO1-12-002,SRI PADMABALAJI COMPLEX METTACUR VILLAGE NEW BUS STAND ROAD, the Yanam branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC KVBL0001762 is required for all interbank electronic transfers routed through this branch.
Why every Karur Vysya Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including YANAM of Karur Vysya Bank — its own 11-character IFSC. The code KVBL0001762 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KVBL0001762 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC KVBL0001762
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KVBL0001762 across all three.
How to use IFSC KVBL0001762 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Karur Vysya Bank's YANAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC KVBL0001762.
- Confirm the bank name auto-populates as Karur Vysya Bank and the branch as YANAM.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC KVBL0001762
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Karur Vysya Bank – YANAM, ensure your bank's portal accepts IFSC KVBL0001762 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Karur Vysya Bank – YANAM, use IMPS. With IFSC KVBL0001762 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KVBL0001762 for Karur Vysya Bank – YANAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KVBL0001762 | Yes – KVBL0001762 | Yes – KVBL0001762 |
For most retail customers crediting the Yanam branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Karur Vysya Bank's YANAM branch, the IFSC KVBL0001762 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Yanam branch
Once you have an account at Karur Vysya Bank – YANAM, the IFSC KVBL0001762 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Yanam branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-22654261.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC KVBL0001762
MICR & cheque-truncation details
Cheques drawn on the Yanam branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KVBL0001762 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Yanam branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KVBL0001762 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karur Vysya Bank – YANAM:
- The IFSC is exactly KVBL0001762 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Karur Vysya Bank as the bank name and YANAM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Yanam branch
The branch is located at DNO1-12-002,SRI PADMABALAJI COMPLEX METTACUR VILLAGE NEW BUS STAND ROAD, which puts it inside Yanam, the broader Yanam district, and the state of Pondicherry. To plan your visit:
- Open Google Maps on your phone and search for “Karur Vysya Bank Yanam branch” — the verified location pin for IFSC KVBL0001762 should appear at the top of the results.
- Confirm the branch is open by calling 22-22654261 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KVBL0001762 and your account number.
Verifying IFSC KVBL0001762 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KVBL0001762 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-22654261.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Yanam are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KVBL0001762 continue to work without interruption.
Branch address & contact
Karur Vysya BankYanam Branch
DNO1-12-002,SRI PADMABALAJI COMPLEX METTACUR VILLAGE NEW BUS STAND ROAD
Yanam, Pondicherry
Phone: 22-22654261
IFSC: KVBL0001762
Frequently asked questions
How do I add Karur Vysya Bank Yanam as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KVBL0001762, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC KVBL0001762 the same for all accounts at Yanam branch?
Yes. The IFSC KVBL0001762 is shared by every account held at Karur Vysya Bank's Yanam branch. Only the account number changes from customer to customer.
Is IFSC KVBL0001762 valid for NEFT and RTGS?
Yes. IFSC KVBL0001762 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Karur Vysya Bank Yanam branch?
The IFSC code of Karur Vysya Bank, Yanam branch is KVBL0001762. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Karur Vysya Bank Yanam branch?
You can reach the branch at 22-22654261 during regular banking hours.
How quickly will an NEFT transfer using KVBL0001762 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Karur Vysya Bank – Yanam reflect within 30 minutes.
Summary
The IFSC code KVBL0001762 belongs to Karur Vysya Bank's YANAM branch, located at DNO1-12-002,SRI PADMABALAJI COMPLEX METTACUR VILLAGE NEW BUS STAND ROAD in YANAM, PONDICHERRY. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
