IFSC Code of Karur Vysya Bank, Business Banking Unit Villupuram Branch, Tamil Nadu

If you are searching for the IFSC code of Karur Vysya Bank, BUSINESS BANKING UNIT VILLUPURAM branch in VILLUPURAM, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is KVBL0001900. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BUSINESS BANKING UNIT VILLUPURAM branch, and detailed step-by-step guides for using the IFSC KVBL0001900 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, KVBL0001900 is the IFSC of Karur Vysya Bank's BUSINESS BANKING UNIT VILLUPURAM branch. The format is fixed: KVBL = bank code, 0 = reserved, 001900 = branch identifier.

About the bank

Karur Vysya Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Business Banking Unit Villupuram branch in Villupuram, Tamil Nadu is part of this network and uses the IFSC code KVBL0001900 for all electronic settlement.

About the Business Banking Unit Villupuram branch

The Business Banking Unit Villupuram branch of Karur Vysya Bank is situated at I FLOOR G V FARMS BUILDING NO 15 MAMBAZHAPATTU ROAD VILLUPURAM 605602. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KVBL0001900 is used.

Branch details at a glance

Why every Karur Vysya Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BUSINESS BANKING UNIT VILLUPURAM of Karur Vysya Bank — its own 11-character IFSC. The code KVBL0001900 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KVBL0001900 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Karur Vysya Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KVBL0001900 and the account number together uniquely identify the Business Banking Unit Villupuram branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC KVBL0001900

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KVBL0001900 across all three.

NEFT to Karur Vysya Bank, BUSINESS BANKING UNIT VILLUPURAM using IFSC KVBL0001900

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KVBL0001900, and confirm that the system picks up Karur Vysya Bank – BUSINESS BANKING UNIT VILLUPURAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to BUSINESS BANKING UNIT VILLUPURAM

If you need to transfer ₹2 lakh or more in one go to an account at Karur Vysya Bank's BUSINESS BANKING UNIT VILLUPURAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KVBL0001900 while initiating the transfer and the credit will appear within minutes.

IMPS to Karur Vysya Bank BUSINESS BANKING UNIT VILLUPURAM (IFSC KVBL0001900)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KVBL0001900 in your mobile or internet banking app, and the money is credited to the BUSINESS BANKING UNIT VILLUPURAM branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Business Banking Unit Villupuram

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC KVBL0001900:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BUSINESS BANKING UNIT VILLUPURAM is still linked to IFSC KVBL0001900.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC KVBL0001900

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Karur Vysya Bank – BUSINESS BANKING UNIT VILLUPURAM is still mapped to IFSC KVBL0001900. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KVBL0001900 and the beneficiary's account number to complete the transfer.

Account types you can open at the Business Banking Unit Villupuram branch

Once you have an account at Karur Vysya Bank – BUSINESS BANKING UNIT VILLUPURAM, the IFSC KVBL0001900 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Business Banking Unit Villupuram branch can access most of Karur Vysya Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KVBL0001900

Online banking and IFSC KVBL0001900

Karur Vysya Bank customers can register for net banking and the bank's official mobile app once their account at the BUSINESS BANKING UNIT VILLUPURAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KVBL0001900 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Business Banking Unit Villupuram branch

The branch is located at I FLOOR G V FARMS BUILDING NO 15 MAMBAZHAPATTU ROAD VILLUPURAM 605602, which puts it inside Villupuram, the broader Villupuram district, and the state of Tamil Nadu. To plan your visit:

1. Open Google Maps on your phone and search for “Karur Vysya Bank Business Banking Unit Villupuram branch” — the verified location pin for IFSC KVBL0001900 should appear at the top of the results.
2. Confirm the branch is open by calling 22-24398197 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KVBL0001900 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karur Vysya Bank – BUSINESS BANKING UNIT VILLUPURAM:

• The IFSC is exactly KVBL0001900 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Karur Vysya Bank as the bank name and BUSINESS BANKING UNIT VILLUPURAM as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Business Banking Unit Villupuram are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KVBL0001900 continue to work without interruption.

Verifying IFSC KVBL0001900 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KVBL0001900 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 22-24398197.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: KVBL0001900 is the IFSC code of Karur Vysya Bank, BUSINESS BANKING UNIT VILLUPURAM branch, in VILLUPURAM, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.