IFSC Code of Karur Vysya Bank, Omc-Vadodara Branch, Gujarat

Use this page as a one-stop reference for everything related to Karur Vysya Bank's OMC-VADODARA branch in VADODARA, GUJARAT. The branch's IFSC code KVBL0002226 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Karur Vysya Bank – OMC-VADODARA is KVBL0002226. The first four letters KVBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002226 map to this branch in VADODARA, GUJARAT.

Branch details at a glance

About the bank

Karur Vysya Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Omc-Vadodara branch in Vadodara, Gujarat is part of this network and uses the IFSC code KVBL0002226 for all electronic settlement.

Omc-Vadodara branch overview

Located at NO 901,K10 GRAND B/H ATLANTIS K10,SARABHAI CAMPUS,NR.GENDA CIRCLE,VADODORA,GUJARAT-390007, the Omc-Vadodara branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC KVBL0002226 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Karur Vysya Bank's OMC-VADODARA branch came to be assigned the code KVBL0002226.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KVBL0002226, money simply cannot be routed to the OMC-VADODARA branch electronically.

How to transfer money using IFSC KVBL0002226

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KVBL0002226 across all three.

NEFT to Karur Vysya Bank, OMC-VADODARA using IFSC KVBL0002226

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KVBL0002226, and confirm that the system picks up Karur Vysya Bank – OMC-VADODARA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to OMC-VADODARA

If you need to transfer ₹2 lakh or more in one go to an account at Karur Vysya Bank's OMC-VADODARA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KVBL0002226 while initiating the transfer and the credit will appear within minutes.

IMPS to Karur Vysya Bank OMC-VADODARA (IFSC KVBL0002226)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KVBL0002226 in your mobile or internet banking app, and the money is credited to the OMC-VADODARA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC KVBL0002226 for Karur Vysya Bank – OMC-VADODARA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Omc-Vadodara branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC KVBL0002226

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Karur Vysya Bank – OMC-VADODARA is still mapped to IFSC KVBL0002226. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KVBL0002226 and the beneficiary's account number to complete the transfer.

Account types you can open at the Omc-Vadodara branch

Once you have an account at Karur Vysya Bank – OMC-VADODARA, the IFSC KVBL0002226 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Omc-Vadodara branch can access most of Karur Vysya Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KVBL0002226

MICR & cheque-truncation details

Cheques drawn on the Omc-Vadodara branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KVBL0002226 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Omc-Vadodara branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KVBL0002226 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karur Vysya Bank – OMC-VADODARA:

• The IFSC is exactly KVBL0002226 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Karur Vysya Bank as the bank name and OMC-VADODARA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Omc-Vadodara branch

The branch is located at NO 901,K10 GRAND B/H ATLANTIS K10,SARABHAI CAMPUS,NR.GENDA CIRCLE,VADODORA,GUJARAT-390007, which puts it inside Vadodara, the broader Vadodora district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “Karur Vysya Bank Omc-Vadodara branch” — the verified location pin for IFSC KVBL0002226 should appear at the top of the results.
2. Confirm the branch is open by calling 422-2227779 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KVBL0002226 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC KVBL0002226 for Karur Vysya Bank – OMC-VADODARA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Omc-Vadodara are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KVBL0002226 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: KVBL0002226 is the IFSC code of Karur Vysya Bank, OMC-VADODARA branch, in VADODARA, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.