IFSC Code of Karur Vysya Bank, Trichy Lingam Nagar Woraiyur Branch, Tamil Nadu

Below are the complete branch details for Karur Vysya Bank, TRICHY LINGAM NAGAR WORAIYUR branch, located in TRICHY, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is KVBL0001990. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case KVBL0001990 for Karur Vysya Bank – TRICHY LINGAM NAGAR WORAIYUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Karur Vysya Bank's TRICHY LINGAM NAGAR WORAIYUR branch, the IFSC KVBL0001990 breaks down as follows: KVBL identifies the bank, 0 is the reserved character, and 001990 identifies this particular branch.

Branch details at a glance

About the bank

Karur Vysya Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Trichy Lingam Nagar Woraiyur branch in Trichy, Tamil Nadu is part of this network and uses the IFSC code KVBL0001990 for all electronic settlement.

Trichy Lingam Nagar Woraiyur branch overview

Located at NO 5,LINGAM NAGAR,KULUMANI MAIN ROAD,WORAIYUR,TRICHY,PIN CODE-620003., the Trichy Lingam Nagar Woraiyur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC KVBL0001990 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Karur Vysya Bank's TRICHY LINGAM NAGAR WORAIYUR branch came to be assigned the code KVBL0001990.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KVBL0001990, money simply cannot be routed to the TRICHY LINGAM NAGAR WORAIYUR branch electronically.

How to transfer money using IFSC KVBL0001990

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KVBL0001990 across all three.

NEFT to Karur Vysya Bank, TRICHY LINGAM NAGAR WORAIYUR using IFSC KVBL0001990

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KVBL0001990, and confirm that the system picks up Karur Vysya Bank – TRICHY LINGAM NAGAR WORAIYUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC KVBL0001990

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Karur Vysya Bank – TRICHY LINGAM NAGAR WORAIYUR, ensure your bank's portal accepts IFSC KVBL0001990 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Karur Vysya Bank – TRICHY LINGAM NAGAR WORAIYUR, use IMPS. With IFSC KVBL0001990 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC KVBL0001990 for Karur Vysya Bank – TRICHY LINGAM NAGAR WORAIYUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Trichy Lingam Nagar Woraiyur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Karur Vysya Bank's TRICHY LINGAM NAGAR WORAIYUR branch, the IFSC KVBL0001990 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Trichy Lingam Nagar Woraiyur branch

Once you have an account at Karur Vysya Bank – TRICHY LINGAM NAGAR WORAIYUR, the IFSC KVBL0001990 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Trichy Lingam Nagar Woraiyur branch can access most of Karur Vysya Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KVBL0001990

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Karur Vysya Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KVBL0001990 and the account number together uniquely identify the Trichy Lingam Nagar Woraiyur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC KVBL0001990

Karur Vysya Bank customers can register for net banking and the bank's official mobile app once their account at the TRICHY LINGAM NAGAR WORAIYUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KVBL0001990 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karur Vysya Bank – TRICHY LINGAM NAGAR WORAIYUR:

• The IFSC is exactly KVBL0001990 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Karur Vysya Bank as the bank name and TRICHY LINGAM NAGAR WORAIYUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Trichy Lingam Nagar Woraiyur branch sits at NO 5,LINGAM NAGAR,KULUMANI MAIN ROAD,WORAIYUR,TRICHY,PIN CODE-620003.. If you are travelling from outside Trichy, search for the branch on a maps application using the bank name and locality, or call 4327-422222779 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KVBL0001990 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC KVBL0001990 for Karur Vysya Bank – TRICHY LINGAM NAGAR WORAIYUR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Trichy Lingam Nagar Woraiyur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KVBL0001990 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: KVBL0001990 is the IFSC code of Karur Vysya Bank, TRICHY LINGAM NAGAR WORAIYUR branch, in TRICHY, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.