Use this page as a one-stop reference for everything related to Karur Vysya Bank's THIRUPALATHURAI branch in THIRUPALATHURAI, TAMIL NADU. The branch's IFSC code KVBL0001204 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Karur Vysya Bank – THIRUPALATHURAI is KVBL0001204. The first four letters KVBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001204 map to this branch in THIRUPALATHURAI, TAMIL NADU.
Branch details at a glance
| Bank Name | Karur Vysya Bank |
|---|---|
| Branch | Thirupalathurai |
| IFSC Code | KVBL0001204 |
| MICR Code | Refer to cheque leaf |
| Branch Address | D.NO. 38/2, FIRST FLOOR RASTHA MUSLIM STREET PAPANASAM TALUK, THANJAVUR DT |
| City | Thirupalathurai |
| District | Thirupalathurai |
| State | Tamil Nadu |
| STD Code | 22 |
| Phone | 22654261 |
About Karur Vysya Bank
Karur Vysya Bank operates a wide network of branches across India, including the Thirupalathurai branch in Thirupalathurai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KVBL0001204.
Thirupalathurai branch overview
Located at D.NO. 38/2, FIRST FLOOR RASTHA MUSLIM STREET PAPANASAM TALUK, THANJAVUR DT, the Thirupalathurai branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC KVBL0001204 is required for all interbank electronic transfers routed through this branch.
Why every Karur Vysya Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THIRUPALATHURAI of Karur Vysya Bank — its own 11-character IFSC. The code KVBL0001204 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KVBL0001204 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC KVBL0001204
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KVBL0001204 across all three.
NEFT to Karur Vysya Bank, THIRUPALATHURAI using IFSC KVBL0001204
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KVBL0001204, and confirm that the system picks up Karur Vysya Bank – THIRUPALATHURAI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to THIRUPALATHURAI
If you need to transfer ₹2 lakh or more in one go to an account at Karur Vysya Bank's THIRUPALATHURAI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KVBL0001204 while initiating the transfer and the credit will appear within minutes.
IMPS to Karur Vysya Bank THIRUPALATHURAI (IFSC KVBL0001204)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KVBL0001204 in your mobile or internet banking app, and the money is credited to the THIRUPALATHURAI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Thirupalathurai
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC KVBL0001204:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at THIRUPALATHURAI is still linked to IFSC KVBL0001204.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Karur Vysya Bank's THIRUPALATHURAI branch, the IFSC KVBL0001204 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Thirupalathurai branch is mapped to IFSC KVBL0001204 on the RBI payments network. The branch generally supports the full retail product catalogue of Karur Vysya Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains KVBL0001204.
Banking services available
The Thirupalathurai branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-22654261.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC KVBL0001204
MICR & cheque-truncation details
Cheques drawn on the Thirupalathurai branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KVBL0001204 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Thirupalathurai branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KVBL0001204 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karur Vysya Bank – THIRUPALATHURAI:
- The IFSC is exactly KVBL0001204 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Karur Vysya Bank as the bank name and THIRUPALATHURAI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Thirupalathurai branch
The branch is located at D.NO. 38/2, FIRST FLOOR RASTHA MUSLIM STREET PAPANASAM TALUK, THANJAVUR DT, which puts it inside Thirupalathurai, the broader Thirupalathurai district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Karur Vysya Bank Thirupalathurai branch” — the verified location pin for IFSC KVBL0001204 should appear at the top of the results.
- Confirm the branch is open by calling 22-22654261 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KVBL0001204 and your account number.
Verifying IFSC KVBL0001204 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KVBL0001204 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-22654261.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Thirupalathurai branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KVBL0001204, however, work 24x7.
Branch address & contact
Karur Vysya BankThirupalathurai Branch
D.NO. 38/2, FIRST FLOOR RASTHA MUSLIM STREET PAPANASAM TALUK, THANJAVUR DT
Thirupalathurai, Tamil Nadu
Phone: 22-22654261
IFSC: KVBL0001204
Frequently asked questions
Can I use IFSC KVBL0001204 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KVBL0001204 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Thirupalathurai branch but serve different purposes.
How quickly will an NEFT transfer using KVBL0001204 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Karur Vysya Bank – Thirupalathurai reflect within 30 minutes.
Is IFSC KVBL0001204 the same for all accounts at Thirupalathurai branch?
Yes. The IFSC KVBL0001204 is shared by every account held at Karur Vysya Bank's Thirupalathurai branch. Only the account number changes from customer to customer.
Where is Karur Vysya Bank Thirupalathurai branch located?
Karur Vysya Bank's Thirupalathurai branch is located at D.NO. 38/2, FIRST FLOOR RASTHA MUSLIM STREET PAPANASAM TALUK, THANJAVUR DT, Thirupalathurai, Tamil Nadu.
Is IFSC KVBL0001204 valid for NEFT and RTGS?
Yes. IFSC KVBL0001204 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Karur Vysya Bank Thirupalathurai branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-22654261 to confirm.
How do I add Karur Vysya Bank Thirupalathurai as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KVBL0001204, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: KVBL0001204 is the IFSC code of Karur Vysya Bank, THIRUPALATHURAI branch, in THIRUPALATHURAI, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
