Use this page as a one-stop reference for everything related to Karur Vysya Bank's T. VELLODE branch in T.VELLODE, TAMIL NADU. The branch's IFSC code KVBL0001716 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, KVBL0001716 is the IFSC of Karur Vysya Bank's T. VELLODE branch. The format is fixed: KVBL = bank code, 0 = reserved, 001716 = branch identifier.
About the bank
Karur Vysya Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its T. Vellode branch in T.Vellode, Tamil Nadu is part of this network and uses the IFSC code KVBL0001716 for all electronic settlement.
About this branch
The branch is located at NO.10A-GANDHI NAGAR CHENNIMALAI ROAD PERUNDURAI TALUK- ERODE DIST. It serves the T.Vellode region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Karur Vysya Bank. The IFSC KVBL0001716 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Karur Vysya Bank |
|---|---|
| Branch | T. Vellode |
| IFSC Code | KVBL0001716 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO.10A-GANDHI NAGAR CHENNIMALAI ROAD PERUNDURAI TALUK- ERODE DIST |
| City | T.Vellode |
| District | T.Vellode |
| State | Tamil Nadu |
| STD Code | 22 |
| Phone | 22654261 |
Why every Karur Vysya Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including T. VELLODE of Karur Vysya Bank — its own 11-character IFSC. The code KVBL0001716 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KVBL0001716 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the T. Vellode branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KVBL0001716 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC KVBL0001716
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KVBL0001716 across all three.
NEFT to Karur Vysya Bank, T. VELLODE using IFSC KVBL0001716
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KVBL0001716, and confirm that the system picks up Karur Vysya Bank – T. VELLODE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to T. VELLODE
If you need to transfer ₹2 lakh or more in one go to an account at Karur Vysya Bank's T. VELLODE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KVBL0001716 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Karur Vysya Bank – T. VELLODE, use IMPS. With IFSC KVBL0001716 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KVBL0001716 for Karur Vysya Bank – T. VELLODE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KVBL0001716 | Yes – KVBL0001716 | Yes – KVBL0001716 |
For most retail customers crediting the T. Vellode branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC KVBL0001716
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Karur Vysya Bank – T. VELLODE is still mapped to IFSC KVBL0001716. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KVBL0001716 and the beneficiary's account number to complete the transfer.
Account types you can open at the T. Vellode branch
Once you have an account at Karur Vysya Bank – T. VELLODE, the IFSC KVBL0001716 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The T. Vellode branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-22654261.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC KVBL0001716
Online banking and IFSC KVBL0001716
Karur Vysya Bank customers can register for net banking and the bank's official mobile app once their account at the T. VELLODE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KVBL0001716 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the T. Vellode branch
The branch is located at NO.10A-GANDHI NAGAR CHENNIMALAI ROAD PERUNDURAI TALUK- ERODE DIST, which puts it inside T.Vellode, the broader T.Vellode district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Karur Vysya Bank T. Vellode branch” — the verified location pin for IFSC KVBL0001716 should appear at the top of the results.
- Confirm the branch is open by calling 22-22654261 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KVBL0001716 and your account number.
Common mistakes to avoid when using IFSC KVBL0001716
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Karur Vysya Bank – T. VELLODE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
KVBL0001716. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The T. Vellode branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KVBL0001716, however, work 24x7.
Verifying IFSC KVBL0001716 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KVBL0001716 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-22654261.
- Visiting the bank's official branch locator page.
Branch address & contact
Karur Vysya BankT. Vellode Branch
NO.10A-GANDHI NAGAR CHENNIMALAI ROAD PERUNDURAI TALUK- ERODE DIST
T.Vellode, Tamil Nadu
Phone: 22-22654261
IFSC: KVBL0001716
Frequently asked questions
Where is Karur Vysya Bank T. Vellode branch located?
Karur Vysya Bank's T. Vellode branch is located at NO.10A-GANDHI NAGAR CHENNIMALAI ROAD PERUNDURAI TALUK- ERODE DIST, T.Vellode, Tamil Nadu.
Can I use IFSC KVBL0001716 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KVBL0001716 to send funds instantly.
How quickly will an NEFT transfer using KVBL0001716 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Karur Vysya Bank – T. Vellode reflect within 30 minutes.
What is the phone number of Karur Vysya Bank T. Vellode branch?
You can reach the branch at 22-22654261 during regular banking hours.
How do I add Karur Vysya Bank T. Vellode as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KVBL0001716, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Karur Vysya Bank T. Vellode branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-22654261 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the T. Vellode branch but serve different purposes.
Final notes
To recap: KVBL0001716 is the IFSC code of Karur Vysya Bank, T. VELLODE branch, in T.VELLODE, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
