Use this page as a one-stop reference for everything related to Karur Vysya Bank's VAZHAPADI branch in SALEM, TAMIL NADU. The branch's IFSC code KVBL0001758 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, KVBL0001758 is the IFSC of Karur Vysya Bank's VAZHAPADI branch. The format is fixed: KVBL = bank code, 0 = reserved, 001758 = branch identifier.
Branch details at a glance
| Bank Name | Karur Vysya Bank |
|---|---|
| Branch | Vazhapadi |
| IFSC Code | KVBL0001758 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 74/76,CUDDALORE MAIN ROAD VAZHAPADI SALEM |
| City | Salem |
| District | Salem |
| State | Tamil Nadu |
| STD Code | 22 |
| Phone | 22654261 |
About the bank
Karur Vysya Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Vazhapadi branch in Salem, Tamil Nadu is part of this network and uses the IFSC code KVBL0001758 for all electronic settlement.
About this branch
The branch is located at 74/76,CUDDALORE MAIN ROAD VAZHAPADI SALEM. It serves the Salem region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Karur Vysya Bank. The IFSC KVBL0001758 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Karur Vysya Bank's VAZHAPADI branch came to be assigned the code KVBL0001758.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KVBL0001758, money simply cannot be routed to the VAZHAPADI branch electronically.
How to transfer money using IFSC KVBL0001758
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KVBL0001758 across all three.
NEFT to Karur Vysya Bank, VAZHAPADI using IFSC KVBL0001758
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KVBL0001758, and confirm that the system picks up Karur Vysya Bank – VAZHAPADI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC KVBL0001758
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Karur Vysya Bank – VAZHAPADI, ensure your bank's portal accepts IFSC KVBL0001758 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Karur Vysya Bank VAZHAPADI (IFSC KVBL0001758)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KVBL0001758 in your mobile or internet banking app, and the money is credited to the VAZHAPADI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Vazhapadi
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC KVBL0001758:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at VAZHAPADI is still linked to IFSC KVBL0001758.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC KVBL0001758
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Karur Vysya Bank – VAZHAPADI is still mapped to IFSC KVBL0001758. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KVBL0001758 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Vazhapadi branch is mapped to IFSC KVBL0001758 on the RBI payments network. The branch generally supports the full retail product catalogue of Karur Vysya Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains KVBL0001758.
Banking services available
The Vazhapadi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-22654261.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC KVBL0001758
MICR & cheque-truncation details
Cheques drawn on the Vazhapadi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KVBL0001758 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC KVBL0001758
Karur Vysya Bank customers can register for net banking and the bank's official mobile app once their account at the VAZHAPADI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KVBL0001758 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC KVBL0001758
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Karur Vysya Bank – VAZHAPADI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
KVBL0001758. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Vazhapadi branch
The branch is located at 74/76,CUDDALORE MAIN ROAD VAZHAPADI SALEM, which puts it inside Salem, the broader Salem district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Karur Vysya Bank Vazhapadi branch” — the verified location pin for IFSC KVBL0001758 should appear at the top of the results.
- Confirm the branch is open by calling 22-22654261 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KVBL0001758 and your account number.
Verifying IFSC KVBL0001758 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KVBL0001758 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-22654261.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Vazhapadi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KVBL0001758 continue to work without interruption.
Branch address & contact
Karur Vysya BankVazhapadi Branch
74/76,CUDDALORE MAIN ROAD VAZHAPADI SALEM
Salem, Tamil Nadu
Phone: 22-22654261
IFSC: KVBL0001758
Frequently asked questions
Is IFSC KVBL0001758 valid for NEFT and RTGS?
Yes. IFSC KVBL0001758 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC KVBL0001758 the same for all accounts at Vazhapadi branch?
Yes. The IFSC KVBL0001758 is shared by every account held at Karur Vysya Bank's Vazhapadi branch. Only the account number changes from customer to customer.
What is the phone number of Karur Vysya Bank Vazhapadi branch?
You can reach the branch at 22-22654261 during regular banking hours.
Does Karur Vysya Bank Vazhapadi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-22654261 to confirm.
How quickly will an NEFT transfer using KVBL0001758 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Karur Vysya Bank – Vazhapadi reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Vazhapadi branch but serve different purposes.
Where is Karur Vysya Bank Vazhapadi branch located?
Karur Vysya Bank's Vazhapadi branch is located at 74/76,CUDDALORE MAIN ROAD VAZHAPADI SALEM, Salem, Tamil Nadu.
Final notes
To recap: KVBL0001758 is the IFSC code of Karur Vysya Bank, VAZHAPADI branch, in SALEM, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
