Below are the complete branch details for Karur Vysya Bank, RAVULAPALEM branch, located in RAVULAPALEM, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is KVBL0001464. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case KVBL0001464 for Karur Vysya Bank – RAVULAPALEM — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, KVBL0001464 is the IFSC of Karur Vysya Bank's RAVULAPALEM branch. The format is fixed: KVBL = bank code, 0 = reserved, 001464 = branch identifier.
Branch details at a glance
| Bank Name | Karur Vysya Bank |
|---|---|
| Branch | Ravulapalem |
| IFSC Code | KVBL0001464 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MUDUNURI SURAPARAJU COMPLEX MAIN ROAD |
| City | Ravulapalem |
| District | Ravulapalem |
| State | Andhra Pradesh |
| STD Code | 22 |
| Phone | 22654261 |
About Karur Vysya Bank
Karur Vysya Bank operates a wide network of branches across India, including the Ravulapalem branch in Ravulapalem. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KVBL0001464.
Ravulapalem branch overview
Located at MUDUNURI SURAPARAJU COMPLEX MAIN ROAD, the Ravulapalem branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC KVBL0001464 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Karur Vysya Bank's RAVULAPALEM branch came to be assigned the code KVBL0001464.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KVBL0001464, money simply cannot be routed to the RAVULAPALEM branch electronically.
How to transfer money using IFSC KVBL0001464
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KVBL0001464 across all three.
NEFT to Karur Vysya Bank, RAVULAPALEM using IFSC KVBL0001464
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KVBL0001464, and confirm that the system picks up Karur Vysya Bank – RAVULAPALEM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to RAVULAPALEM
If you need to transfer ₹2 lakh or more in one go to an account at Karur Vysya Bank's RAVULAPALEM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KVBL0001464 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Karur Vysya Bank – RAVULAPALEM, use IMPS. With IFSC KVBL0001464 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KVBL0001464 for Karur Vysya Bank – RAVULAPALEM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KVBL0001464 | Yes – KVBL0001464 | Yes – KVBL0001464 |
For most retail customers crediting the Ravulapalem branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Karur Vysya Bank's RAVULAPALEM branch, the IFSC KVBL0001464 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Ravulapalem branch is mapped to IFSC KVBL0001464 on the RBI payments network. The branch generally supports the full retail product catalogue of Karur Vysya Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains KVBL0001464.
Banking services available
The Ravulapalem branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-22654261.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC KVBL0001464
MICR & cheque-truncation details
Cheques drawn on the Ravulapalem branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KVBL0001464 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC KVBL0001464
Karur Vysya Bank customers can register for net banking and the bank's official mobile app once their account at the RAVULAPALEM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KVBL0001464 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karur Vysya Bank – RAVULAPALEM:
- The IFSC is exactly KVBL0001464 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Karur Vysya Bank as the bank name and RAVULAPALEM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Ravulapalem branch
The branch is located at MUDUNURI SURAPARAJU COMPLEX MAIN ROAD, which puts it inside Ravulapalem, the broader Ravulapalem district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Karur Vysya Bank Ravulapalem branch” — the verified location pin for IFSC KVBL0001464 should appear at the top of the results.
- Confirm the branch is open by calling 22-22654261 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KVBL0001464 and your account number.
Verifying IFSC KVBL0001464 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KVBL0001464 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-22654261.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ravulapalem branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KVBL0001464, however, work 24x7.
Branch address & contact
Karur Vysya BankRavulapalem Branch
MUDUNURI SURAPARAJU COMPLEX MAIN ROAD
Ravulapalem, Andhra Pradesh
Phone: 22-22654261
IFSC: KVBL0001464
Frequently asked questions
What is the phone number of Karur Vysya Bank Ravulapalem branch?
You can reach the branch at 22-22654261 during regular banking hours.
What is the IFSC code of Karur Vysya Bank Ravulapalem branch?
The IFSC code of Karur Vysya Bank, Ravulapalem branch is KVBL0001464. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC KVBL0001464 the same for all accounts at Ravulapalem branch?
Yes. The IFSC KVBL0001464 is shared by every account held at Karur Vysya Bank's Ravulapalem branch. Only the account number changes from customer to customer.
Can I use IFSC KVBL0001464 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KVBL0001464 to send funds instantly.
Where is Karur Vysya Bank Ravulapalem branch located?
Karur Vysya Bank's Ravulapalem branch is located at MUDUNURI SURAPARAJU COMPLEX MAIN ROAD, Ravulapalem, Andhra Pradesh.
How do I add Karur Vysya Bank Ravulapalem as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KVBL0001464, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using KVBL0001464 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Karur Vysya Bank – Ravulapalem reflect within 30 minutes.
Final notes
To recap: KVBL0001464 is the IFSC code of Karur Vysya Bank, RAVULAPALEM branch, in RAVULAPALEM, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
