IFSC Code of Karur Vysya Bank, Prodattur Mydukur Road Branch, Andhra Pradesh

This page lists the IFSC code, branch address, contact number and fund-transfer information for Karur Vysya Bank, PRODATTUR MYDUKUR ROAD branch in PRODATTUR. The 11-digit IFSC KVBL0004938 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Karur Vysya Bank at the PRODATTUR MYDUKUR ROAD location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Karur Vysya Bank's PRODATTUR MYDUKUR ROAD branch, the IFSC KVBL0004938 breaks down as follows: KVBL identifies the bank, 0 is the reserved character, and 004938 identifies this particular branch.

About the bank

Karur Vysya Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Prodattur Mydukur Road branch in Prodattur, Andhra Pradesh is part of this network and uses the IFSC code KVBL0004938 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at MYDUKUR ROAD,OPPOSITE TO MANDI MERCHANTS ROAD,PRODATTUR 516360,PRODATTUR,ANDRA PRADESH,516360. It serves the Prodattur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Karur Vysya Bank. The IFSC KVBL0004938 is used to identify this branch on the RBI payments network.

Why every Karur Vysya Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PRODATTUR MYDUKUR ROAD of Karur Vysya Bank — its own 11-character IFSC. The code KVBL0004938 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KVBL0004938 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Prodattur Mydukur Road branch

Once you have an account at Karur Vysya Bank – PRODATTUR MYDUKUR ROAD, the IFSC KVBL0004938 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Prodattur Mydukur Road branch can access most of Karur Vysya Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KVBL0004938

How to transfer money using IFSC KVBL0004938

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KVBL0004938 across all three.

NEFT to Karur Vysya Bank, PRODATTUR MYDUKUR ROAD using IFSC KVBL0004938

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KVBL0004938, and confirm that the system picks up Karur Vysya Bank – PRODATTUR MYDUKUR ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to PRODATTUR MYDUKUR ROAD

If you need to transfer ₹2 lakh or more in one go to an account at Karur Vysya Bank's PRODATTUR MYDUKUR ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KVBL0004938 while initiating the transfer and the credit will appear within minutes.

IMPS to Karur Vysya Bank PRODATTUR MYDUKUR ROAD (IFSC KVBL0004938)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KVBL0004938 in your mobile or internet banking app, and the money is credited to the PRODATTUR MYDUKUR ROAD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC KVBL0004938 for Karur Vysya Bank – PRODATTUR MYDUKUR ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Prodattur Mydukur Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC KVBL0004938

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Karur Vysya Bank – PRODATTUR MYDUKUR ROAD is still mapped to IFSC KVBL0004938. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KVBL0004938 and the beneficiary's account number to complete the transfer.

Online banking and IFSC KVBL0004938

Karur Vysya Bank customers can register for net banking and the bank's official mobile app once their account at the PRODATTUR MYDUKUR ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KVBL0004938 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Karur Vysya Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KVBL0004938 and the account number together uniquely identify the Prodattur Mydukur Road branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karur Vysya Bank – PRODATTUR MYDUKUR ROAD:

• The IFSC is exactly KVBL0004938 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Karur Vysya Bank as the bank name and PRODATTUR MYDUKUR ROAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Prodattur Mydukur Road branch

The branch is located at MYDUKUR ROAD,OPPOSITE TO MANDI MERCHANTS ROAD,PRODATTUR 516360,PRODATTUR,ANDRA PRADESH,516360, which puts it inside Prodattur, the broader Prodattur district, and the state of Andhra Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Karur Vysya Bank Prodattur Mydukur Road branch” — the verified location pin for IFSC KVBL0004938 should appear at the top of the results.
2. Confirm the branch is open by calling 8564-422222779 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KVBL0004938 and your account number.

Verifying IFSC KVBL0004938 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KVBL0004938 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 8564-422222779.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Prodattur Mydukur Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KVBL0004938 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KVBL0004938 belongs to Karur Vysya Bank's PRODATTUR MYDUKUR ROAD branch, located at MYDUKUR ROAD,OPPOSITE TO MANDI MERCHANTS ROAD,PRODATTUR 516360,PRODATTUR,ANDRA… in PRODATTUR, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.