If you are searching for the IFSC code of Karur Vysya Bank, NILAKOTTAI branch in NILAKOTTAI, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is KVBL0001704. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the NILAKOTTAI branch, and detailed step-by-step guides for using the IFSC KVBL0001704 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Karur Vysya Bank's NILAKOTTAI branch, the IFSC KVBL0001704 breaks down as follows: KVBL identifies the bank, 0 is the reserved character, and 001704 identifies this particular branch.
Branch details at a glance
| Bank Name | Karur Vysya Bank |
|---|---|
| Branch | Nilakottai |
| IFSC Code | KVBL0001704 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 6-2-37 A,PERIYAR COLONY MADURAI ROAD DINDIGUL DT |
| City | Nilakottai |
| District | Nilakottai |
| State | Tamil Nadu |
| STD Code | 22 |
| Phone | 22654261 |
About the bank
Karur Vysya Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Nilakottai branch in Nilakottai, Tamil Nadu is part of this network and uses the IFSC code KVBL0001704 for all electronic settlement.
Nilakottai branch overview
Located at 6-2-37 A,PERIYAR COLONY MADURAI ROAD DINDIGUL DT, the Nilakottai branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC KVBL0001704 is required for all interbank electronic transfers routed through this branch.
Why every Karur Vysya Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NILAKOTTAI of Karur Vysya Bank — its own 11-character IFSC. The code KVBL0001704 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KVBL0001704 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC KVBL0001704
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KVBL0001704 across all three.
How to use IFSC KVBL0001704 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Karur Vysya Bank's NILAKOTTAI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC KVBL0001704.
- Confirm the bank name auto-populates as Karur Vysya Bank and the branch as NILAKOTTAI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to NILAKOTTAI
If you need to transfer ₹2 lakh or more in one go to an account at Karur Vysya Bank's NILAKOTTAI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KVBL0001704 while initiating the transfer and the credit will appear within minutes.
IMPS to Karur Vysya Bank NILAKOTTAI (IFSC KVBL0001704)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KVBL0001704 in your mobile or internet banking app, and the money is credited to the NILAKOTTAI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KVBL0001704 for Karur Vysya Bank – NILAKOTTAI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KVBL0001704 | Yes – KVBL0001704 | Yes – KVBL0001704 |
For most retail customers crediting the Nilakottai branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Karur Vysya Bank's NILAKOTTAI branch, the IFSC KVBL0001704 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Nilakottai branch is mapped to IFSC KVBL0001704 on the RBI payments network. The branch generally supports the full retail product catalogue of Karur Vysya Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains KVBL0001704.
Products and services
Customers walking into the Nilakottai branch can access most of Karur Vysya Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC KVBL0001704
MICR & cheque-truncation details
Cheques drawn on the Nilakottai branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KVBL0001704 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC KVBL0001704
Karur Vysya Bank customers can register for net banking and the bank's official mobile app once their account at the NILAKOTTAI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KVBL0001704 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karur Vysya Bank – NILAKOTTAI:
- The IFSC is exactly KVBL0001704 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Karur Vysya Bank as the bank name and NILAKOTTAI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Nilakottai branch sits at 6-2-37 A,PERIYAR COLONY MADURAI ROAD DINDIGUL DT. If you are travelling from outside Nilakottai, search for the branch on a maps application using the bank name and locality, or call 22-22654261 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KVBL0001704 and your account number.
Verifying IFSC KVBL0001704 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KVBL0001704 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-22654261.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Nilakottai are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KVBL0001704 continue to work without interruption.
Branch address & contact
Karur Vysya BankNilakottai Branch
6-2-37 A,PERIYAR COLONY MADURAI ROAD DINDIGUL DT
Nilakottai, Tamil Nadu
Phone: 22-22654261
IFSC: KVBL0001704
Frequently asked questions
Does Karur Vysya Bank Nilakottai branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-22654261 to confirm.
Where is Karur Vysya Bank Nilakottai branch located?
Karur Vysya Bank's Nilakottai branch is located at 6-2-37 A,PERIYAR COLONY MADURAI ROAD DINDIGUL DT, Nilakottai, Tamil Nadu.
How do I add Karur Vysya Bank Nilakottai as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KVBL0001704, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using KVBL0001704 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Karur Vysya Bank – Nilakottai reflect within 30 minutes.
Is IFSC KVBL0001704 the same for all accounts at Nilakottai branch?
Yes. The IFSC KVBL0001704 is shared by every account held at Karur Vysya Bank's Nilakottai branch. Only the account number changes from customer to customer.
What is the IFSC code of Karur Vysya Bank Nilakottai branch?
The IFSC code of Karur Vysya Bank, Nilakottai branch is KVBL0001704. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC KVBL0001704 valid for NEFT and RTGS?
Yes. IFSC KVBL0001704 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code KVBL0001704 belongs to Karur Vysya Bank's NILAKOTTAI branch, located at 6-2-37 A,PERIYAR COLONY MADURAI ROAD DINDIGUL DT in NILAKOTTAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
