This page lists the IFSC code, branch address, contact number and fund-transfer information for Karur Vysya Bank, PARAMATHIKOTTAMANGALAM branch in NAMAKKAL. The 11-digit IFSC KVBL0001761 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Karur Vysya Bank at the PARAMATHIKOTTAMANGALAM location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, KVBL0001761 is the IFSC of Karur Vysya Bank's PARAMATHIKOTTAMANGALAM branch. The format is fixed: KVBL = bank code, 0 = reserved, 001761 = branch identifier.
About the bank
Karur Vysya Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Paramathikottamangalam branch in Namakkal, Tamil Nadu is part of this network and uses the IFSC code KVBL0001761 for all electronic settlement.
About the Paramathikottamangalam branch
The Paramathikottamangalam branch of Karur Vysya Bank is situated at SF NO1522MAIN ROAD KOTTAMANGALAM PVELURTK. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KVBL0001761 is used.
Branch details at a glance
| Bank Name | Karur Vysya Bank |
|---|---|
| Branch | Paramathikottamangalam |
| IFSC Code | KVBL0001761 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SF NO1522MAIN ROAD KOTTAMANGALAM PVELURTK |
| City | Namakkal |
| District | Namakkal |
| State | Tamil Nadu |
| STD Code | 22 |
| Phone | 22654261 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Karur Vysya Bank's PARAMATHIKOTTAMANGALAM branch came to be assigned the code KVBL0001761.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KVBL0001761, money simply cannot be routed to the PARAMATHIKOTTAMANGALAM branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Paramathikottamangalam branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KVBL0001761 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC KVBL0001761
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KVBL0001761 across all three.
How to use IFSC KVBL0001761 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Karur Vysya Bank's PARAMATHIKOTTAMANGALAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC KVBL0001761.
- Confirm the bank name auto-populates as Karur Vysya Bank and the branch as PARAMATHIKOTTAMANGALAM.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC KVBL0001761
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Karur Vysya Bank – PARAMATHIKOTTAMANGALAM, ensure your bank's portal accepts IFSC KVBL0001761 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Karur Vysya Bank PARAMATHIKOTTAMANGALAM (IFSC KVBL0001761)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KVBL0001761 in your mobile or internet banking app, and the money is credited to the PARAMATHIKOTTAMANGALAM branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KVBL0001761 for Karur Vysya Bank – PARAMATHIKOTTAMANGALAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KVBL0001761 | Yes – KVBL0001761 | Yes – KVBL0001761 |
For most retail customers crediting the Paramathikottamangalam branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC KVBL0001761
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Karur Vysya Bank – PARAMATHIKOTTAMANGALAM is still mapped to IFSC KVBL0001761. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KVBL0001761 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Paramathikottamangalam branch is mapped to IFSC KVBL0001761 on the RBI payments network. The branch generally supports the full retail product catalogue of Karur Vysya Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains KVBL0001761.
Banking services available
The Paramathikottamangalam branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-22654261.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC KVBL0001761
Online banking and IFSC KVBL0001761
Karur Vysya Bank customers can register for net banking and the bank's official mobile app once their account at the PARAMATHIKOTTAMANGALAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KVBL0001761 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Paramathikottamangalam branch sits at SF NO1522MAIN ROAD KOTTAMANGALAM PVELURTK. If you are travelling from outside Namakkal, search for the branch on a maps application using the bank name and locality, or call 22-22654261 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KVBL0001761 and your account number.
Common mistakes to avoid when using IFSC KVBL0001761
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Karur Vysya Bank – PARAMATHIKOTTAMANGALAM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
KVBL0001761. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Paramathikottamangalam are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KVBL0001761 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC KVBL0001761 for Karur Vysya Bank – PARAMATHIKOTTAMANGALAM, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Karur Vysya BankParamathikottamangalam Branch
SF NO1522MAIN ROAD KOTTAMANGALAM PVELURTK
Namakkal, Tamil Nadu
Phone: 22-22654261
IFSC: KVBL0001761
Frequently asked questions
Where is Karur Vysya Bank Paramathikottamangalam branch located?
Karur Vysya Bank's Paramathikottamangalam branch is located at SF NO1522MAIN ROAD KOTTAMANGALAM PVELURTK, Namakkal, Tamil Nadu.
What is the phone number of Karur Vysya Bank Paramathikottamangalam branch?
You can reach the branch at 22-22654261 during regular banking hours.
What is the IFSC code of Karur Vysya Bank Paramathikottamangalam branch?
The IFSC code of Karur Vysya Bank, Paramathikottamangalam branch is KVBL0001761. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC KVBL0001761 valid for NEFT and RTGS?
Yes. IFSC KVBL0001761 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC KVBL0001761 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KVBL0001761 to send funds instantly.
How do I add Karur Vysya Bank Paramathikottamangalam as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KVBL0001761, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using KVBL0001761 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Karur Vysya Bank – Paramathikottamangalam reflect within 30 minutes.
Does Karur Vysya Bank Paramathikottamangalam branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-22654261 to confirm.
Final notes
To recap: KVBL0001761 is the IFSC code of Karur Vysya Bank, PARAMATHIKOTTAMANGALAM branch, in NAMAKKAL, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
