Below are the complete branch details for Karur Vysya Bank, MELUR branch, located in MELUR, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is KVBL0001652. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case KVBL0001652 for Karur Vysya Bank – MELUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, KVBL0001652 is the IFSC of Karur Vysya Bank's MELUR branch. The format is fixed: KVBL = bank code, 0 = reserved, 001652 = branch identifier.
About the bank
Karur Vysya Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Melur branch in Melur, Tamil Nadu is part of this network and uses the IFSC code KVBL0001652 for all electronic settlement.
Branch details at a glance
| Bank Name | Karur Vysya Bank |
|---|---|
| Branch | Melur |
| IFSC Code | KVBL0001652 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 779,781 BIG BAZAAR STREET MADURAI TRICHY MAIN ROAD |
| City | Melur |
| District | Melur |
| State | Tamil Nadu |
| STD Code | 22 |
| Phone | 22654261 |
About the Melur branch
The Melur branch of Karur Vysya Bank is situated at 779,781 BIG BAZAAR STREET MADURAI TRICHY MAIN ROAD. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KVBL0001652 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Karur Vysya Bank's MELUR branch came to be assigned the code KVBL0001652.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KVBL0001652, money simply cannot be routed to the MELUR branch electronically.
Account types you can open at the Melur branch
Once you have an account at Karur Vysya Bank – MELUR, the IFSC KVBL0001652 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Melur branch can access most of Karur Vysya Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC KVBL0001652
How to transfer money using IFSC KVBL0001652
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KVBL0001652 across all three.
NEFT to Karur Vysya Bank, MELUR using IFSC KVBL0001652
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KVBL0001652, and confirm that the system picks up Karur Vysya Bank – MELUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MELUR
If you need to transfer ₹2 lakh or more in one go to an account at Karur Vysya Bank's MELUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KVBL0001652 while initiating the transfer and the credit will appear within minutes.
IMPS to Karur Vysya Bank MELUR (IFSC KVBL0001652)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KVBL0001652 in your mobile or internet banking app, and the money is credited to the MELUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KVBL0001652 for Karur Vysya Bank – MELUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KVBL0001652 | Yes – KVBL0001652 | Yes – KVBL0001652 |
For most retail customers crediting the Melur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC KVBL0001652
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Karur Vysya Bank – MELUR is still mapped to IFSC KVBL0001652. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KVBL0001652 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Melur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KVBL0001652 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Melur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KVBL0001652 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karur Vysya Bank – MELUR:
- The IFSC is exactly KVBL0001652 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Karur Vysya Bank as the bank name and MELUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Melur branch
The branch is located at 779,781 BIG BAZAAR STREET MADURAI TRICHY MAIN ROAD, which puts it inside Melur, the broader Melur district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Karur Vysya Bank Melur branch” — the verified location pin for IFSC KVBL0001652 should appear at the top of the results.
- Confirm the branch is open by calling 22-22654261 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KVBL0001652 and your account number.
Verifying IFSC KVBL0001652 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KVBL0001652 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-22654261.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Melur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KVBL0001652, however, work 24x7.
Branch address & contact
Karur Vysya BankMelur Branch
779,781 BIG BAZAAR STREET MADURAI TRICHY MAIN ROAD
Melur, Tamil Nadu
Phone: 22-22654261
IFSC: KVBL0001652
Frequently asked questions
Is IFSC KVBL0001652 the same for all accounts at Melur branch?
Yes. The IFSC KVBL0001652 is shared by every account held at Karur Vysya Bank's Melur branch. Only the account number changes from customer to customer.
How do I add Karur Vysya Bank Melur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KVBL0001652, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using KVBL0001652 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Karur Vysya Bank – Melur reflect within 30 minutes.
Is IFSC KVBL0001652 valid for NEFT and RTGS?
Yes. IFSC KVBL0001652 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC KVBL0001652 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KVBL0001652 to send funds instantly.
Where is Karur Vysya Bank Melur branch located?
Karur Vysya Bank's Melur branch is located at 779,781 BIG BAZAAR STREET MADURAI TRICHY MAIN ROAD, Melur, Tamil Nadu.
What is the phone number of Karur Vysya Bank Melur branch?
You can reach the branch at 22-22654261 during regular banking hours.
Final notes
To recap: KVBL0001652 is the IFSC code of Karur Vysya Bank, MELUR branch, in MELUR, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
