Below are the complete branch details for Karur Vysya Bank, USILAMPATTI branch, located in MADURAI, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is KVBL0001952. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case KVBL0001952 for Karur Vysya Bank – USILAMPATTI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Karur Vysya Bank – USILAMPATTI is KVBL0001952. The first four letters KVBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001952 map to this branch in MADURAI, TAMIL NADU.
Bank profile
Karur Vysya Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Usilampatti branch — IFSC KVBL0001952 — extends the bank's services to customers in and around Madurai, Tamil Nadu.
About this branch
The branch is located at S.NO.239/10, 239/9A1,PERAIYUR ROAD,USILAMPATTI,MADURAI-625532. It serves the Madurai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Karur Vysya Bank. The IFSC KVBL0001952 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Karur Vysya Bank |
|---|---|
| Branch | Usilampatti |
| IFSC Code | KVBL0001952 |
| MICR Code | Refer to cheque leaf |
| Branch Address | S.NO.239/10, 239/9A1,PERAIYUR ROAD,USILAMPATTI,MADURAI-625532 |
| City | Madurai |
| District | Madurai |
| State | Tamil Nadu |
| STD Code | 31 |
| Phone | 422 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Karur Vysya Bank's USILAMPATTI branch came to be assigned the code KVBL0001952.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KVBL0001952, money simply cannot be routed to the USILAMPATTI branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Usilampatti branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KVBL0001952 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC KVBL0001952
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KVBL0001952 across all three.
NEFT to Karur Vysya Bank, USILAMPATTI using IFSC KVBL0001952
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KVBL0001952, and confirm that the system picks up Karur Vysya Bank – USILAMPATTI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to USILAMPATTI
If you need to transfer ₹2 lakh or more in one go to an account at Karur Vysya Bank's USILAMPATTI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KVBL0001952 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Karur Vysya Bank – USILAMPATTI, use IMPS. With IFSC KVBL0001952 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KVBL0001952 for Karur Vysya Bank – USILAMPATTI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KVBL0001952 | Yes – KVBL0001952 | Yes – KVBL0001952 |
For most retail customers crediting the Usilampatti branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC KVBL0001952
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Karur Vysya Bank – USILAMPATTI is still mapped to IFSC KVBL0001952. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KVBL0001952 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Usilampatti branch is mapped to IFSC KVBL0001952 on the RBI payments network. The branch generally supports the full retail product catalogue of Karur Vysya Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains KVBL0001952.
Products and services
Customers walking into the Usilampatti branch can access most of Karur Vysya Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC KVBL0001952
Online banking and IFSC KVBL0001952
Karur Vysya Bank customers can register for net banking and the bank's official mobile app once their account at the USILAMPATTI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KVBL0001952 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Usilampatti branch sits at S.NO.239/10, 239/9A1,PERAIYUR ROAD,USILAMPATTI,MADURAI-625532. If you are travelling from outside Madurai, search for the branch on a maps application using the bank name and locality, or call 31-422 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KVBL0001952 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karur Vysya Bank – USILAMPATTI:
- The IFSC is exactly KVBL0001952 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Karur Vysya Bank as the bank name and USILAMPATTI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Usilampatti branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KVBL0001952, however, work 24x7.
Verifying IFSC KVBL0001952 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KVBL0001952 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 31-422.
- Visiting the bank's official branch locator page.
Branch address & contact
Karur Vysya BankUsilampatti Branch
S.NO.239/10, 239/9A1,PERAIYUR ROAD,USILAMPATTI,MADURAI-625532
Madurai, Tamil Nadu
Phone: 31-422
IFSC: KVBL0001952
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Usilampatti branch but serve different purposes.
Is IFSC KVBL0001952 valid for NEFT and RTGS?
Yes. IFSC KVBL0001952 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC KVBL0001952 the same for all accounts at Usilampatti branch?
Yes. The IFSC KVBL0001952 is shared by every account held at Karur Vysya Bank's Usilampatti branch. Only the account number changes from customer to customer.
What is the phone number of Karur Vysya Bank Usilampatti branch?
You can reach the branch at 31-422 during regular banking hours.
How quickly will an NEFT transfer using KVBL0001952 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Karur Vysya Bank – Usilampatti reflect within 30 minutes.
Can I use IFSC KVBL0001952 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KVBL0001952 to send funds instantly.
Summary
The IFSC code KVBL0001952 belongs to Karur Vysya Bank's USILAMPATTI branch, located at S.NO.239/10, 239/9A1,PERAIYUR ROAD,USILAMPATTI,MADURAI-625532 in MADURAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
