Use this page as a one-stop reference for everything related to Karur Vysya Bank's SAMALPATTI branch in KRISHNAGIRI DIST, TAMIL NADU. The branch's IFSC code KVBL0001189 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, KVBL0001189 is the IFSC of Karur Vysya Bank's SAMALPATTI branch. The format is fixed: KVBL = bank code, 0 = reserved, 001189 = branch identifier.
Branch details at a glance
| Bank Name | Karur Vysya Bank |
|---|---|
| Branch | Samalpatti |
| IFSC Code | KVBL0001189 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 415, KRISHNAGIRI MAIN ROAD SAMALPATTI UTHANGARAI TALUK |
| City | Krishnagiri Dist |
| District | Krishnagiri Dist |
| State | Tamil Nadu |
| STD Code | 22 |
| Phone | 22654261 |
About the bank
Karur Vysya Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Samalpatti branch in Krishnagiri Dist, Tamil Nadu is part of this network and uses the IFSC code KVBL0001189 for all electronic settlement.
About this branch
The branch is located at 415, KRISHNAGIRI MAIN ROAD SAMALPATTI UTHANGARAI TALUK. It serves the Krishnagiri Dist region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Karur Vysya Bank. The IFSC KVBL0001189 is used to identify this branch on the RBI payments network.
Why every Karur Vysya Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SAMALPATTI of Karur Vysya Bank — its own 11-character IFSC. The code KVBL0001189 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KVBL0001189 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC KVBL0001189
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KVBL0001189 across all three.
NEFT to Karur Vysya Bank, SAMALPATTI using IFSC KVBL0001189
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KVBL0001189, and confirm that the system picks up Karur Vysya Bank – SAMALPATTI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC KVBL0001189
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Karur Vysya Bank – SAMALPATTI, ensure your bank's portal accepts IFSC KVBL0001189 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Karur Vysya Bank – SAMALPATTI, use IMPS. With IFSC KVBL0001189 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Samalpatti
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC KVBL0001189:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SAMALPATTI is still linked to IFSC KVBL0001189.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC KVBL0001189
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Karur Vysya Bank – SAMALPATTI is still mapped to IFSC KVBL0001189. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KVBL0001189 and the beneficiary's account number to complete the transfer.
Account types you can open at the Samalpatti branch
Once you have an account at Karur Vysya Bank – SAMALPATTI, the IFSC KVBL0001189 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Samalpatti branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-22654261.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC KVBL0001189
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Karur Vysya Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KVBL0001189 and the account number together uniquely identify the Samalpatti branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Samalpatti branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KVBL0001189 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karur Vysya Bank – SAMALPATTI:
- The IFSC is exactly KVBL0001189 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Karur Vysya Bank as the bank name and SAMALPATTI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Samalpatti branch
The branch is located at 415, KRISHNAGIRI MAIN ROAD SAMALPATTI UTHANGARAI TALUK, which puts it inside Krishnagiri Dist, the broader Krishnagiri Dist district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Karur Vysya Bank Samalpatti branch” — the verified location pin for IFSC KVBL0001189 should appear at the top of the results.
- Confirm the branch is open by calling 22-22654261 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KVBL0001189 and your account number.
Verifying IFSC KVBL0001189 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KVBL0001189 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-22654261.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Samalpatti are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KVBL0001189 continue to work without interruption.
Branch address & contact
Karur Vysya BankSamalpatti Branch
415, KRISHNAGIRI MAIN ROAD SAMALPATTI UTHANGARAI TALUK
Krishnagiri Dist, Tamil Nadu
Phone: 22-22654261
IFSC: KVBL0001189
Frequently asked questions
Is IFSC KVBL0001189 the same for all accounts at Samalpatti branch?
Yes. The IFSC KVBL0001189 is shared by every account held at Karur Vysya Bank's Samalpatti branch. Only the account number changes from customer to customer.
Where is Karur Vysya Bank Samalpatti branch located?
Karur Vysya Bank's Samalpatti branch is located at 415, KRISHNAGIRI MAIN ROAD SAMALPATTI UTHANGARAI TALUK, Krishnagiri Dist, Tamil Nadu.
What is the IFSC code of Karur Vysya Bank Samalpatti branch?
The IFSC code of Karur Vysya Bank, Samalpatti branch is KVBL0001189. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC KVBL0001189 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KVBL0001189 to send funds instantly.
What is the phone number of Karur Vysya Bank Samalpatti branch?
You can reach the branch at 22-22654261 during regular banking hours.
How quickly will an NEFT transfer using KVBL0001189 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Karur Vysya Bank – Samalpatti reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Samalpatti branch but serve different purposes.
Is IFSC KVBL0001189 valid for NEFT and RTGS?
Yes. IFSC KVBL0001189 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: KVBL0001189 is the IFSC code of Karur Vysya Bank, SAMALPATTI branch, in KRISHNAGIRI DIST, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
