If you are searching for the IFSC code of Karur Vysya Bank, NEO VIJAYAWADA branch in KRISHNA, ANDHRA PRADESH, this page has every detail you need. The verified IFSC code for this branch is KVBL0004916. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the NEO VIJAYAWADA branch, and detailed step-by-step guides for using the IFSC KVBL0004916 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Karur Vysya Bank – NEO VIJAYAWADA is KVBL0004916. The first four letters KVBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004916 map to this branch in KRISHNA, ANDHRA PRADESH.
Branch details at a glance
| Bank Name | Karur Vysya Bank |
|---|---|
| Branch | Neo Vijayawada |
| IFSC Code | KVBL0004916 |
| MICR Code | Refer to cheque leaf |
| Branch Address | D.NO.40-9/12-10,1ST FLOOR,NEAR A PLUS CONVENTION,BENZ CIRCLE,MUNICIPAL EMPLOYEES COLONY, |
| City | Krishna |
| District | Krishna |
| State | Andhra Pradesh |
| STD Code | 422 |
| Phone | 2227760 |
About Karur Vysya Bank
Karur Vysya Bank operates a wide network of branches across India, including the Neo Vijayawada branch in Krishna. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KVBL0004916.
About this branch
The branch is located at D.NO.40-9/12-10,1ST FLOOR,NEAR A PLUS CONVENTION,BENZ CIRCLE,MUNICIPAL EMPLOYEES COLONY,. It serves the Krishna region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Karur Vysya Bank. The IFSC KVBL0004916 is used to identify this branch on the RBI payments network.
Why every Karur Vysya Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NEO VIJAYAWADA of Karur Vysya Bank — its own 11-character IFSC. The code KVBL0004916 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KVBL0004916 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC KVBL0004916
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KVBL0004916 across all three.
NEFT to Karur Vysya Bank, NEO VIJAYAWADA using IFSC KVBL0004916
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KVBL0004916, and confirm that the system picks up Karur Vysya Bank – NEO VIJAYAWADA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC KVBL0004916
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Karur Vysya Bank – NEO VIJAYAWADA, ensure your bank's portal accepts IFSC KVBL0004916 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Karur Vysya Bank – NEO VIJAYAWADA, use IMPS. With IFSC KVBL0004916 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KVBL0004916 for Karur Vysya Bank – NEO VIJAYAWADA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KVBL0004916 | Yes – KVBL0004916 | Yes – KVBL0004916 |
For most retail customers crediting the Neo Vijayawada branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC KVBL0004916
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Karur Vysya Bank – NEO VIJAYAWADA is still mapped to IFSC KVBL0004916. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KVBL0004916 and the beneficiary's account number to complete the transfer.
Account types you can open at the Neo Vijayawada branch
Once you have an account at Karur Vysya Bank – NEO VIJAYAWADA, the IFSC KVBL0004916 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Neo Vijayawada branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 422-2227760.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC KVBL0004916
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Karur Vysya Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KVBL0004916 and the account number together uniquely identify the Neo Vijayawada branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC KVBL0004916
Karur Vysya Bank customers can register for net banking and the bank's official mobile app once their account at the NEO VIJAYAWADA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KVBL0004916 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karur Vysya Bank – NEO VIJAYAWADA:
- The IFSC is exactly KVBL0004916 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Karur Vysya Bank as the bank name and NEO VIJAYAWADA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Neo Vijayawada branch sits at D.NO.40-9/12-10,1ST FLOOR,NEAR A PLUS CONVENTION,BENZ CIRCLE,MUNICIPAL EMPLOYEES COLONY,. If you are travelling from outside Krishna, search for the branch on a maps application using the bank name and locality, or call 422-2227760 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KVBL0004916 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC KVBL0004916 for Karur Vysya Bank – NEO VIJAYAWADA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Neo Vijayawada branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KVBL0004916, however, work 24x7.
Branch address & contact
Karur Vysya BankNeo Vijayawada Branch
D.NO.40-9/12-10,1ST FLOOR,NEAR A PLUS CONVENTION,BENZ CIRCLE,MUNICIPAL EMPLOYEES COLONY,
Krishna, Andhra Pradesh
Phone: 422-2227760
IFSC: KVBL0004916
Frequently asked questions
How do I add Karur Vysya Bank Neo Vijayawada as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KVBL0004916, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC KVBL0004916 the same for all accounts at Neo Vijayawada branch?
Yes. The IFSC KVBL0004916 is shared by every account held at Karur Vysya Bank's Neo Vijayawada branch. Only the account number changes from customer to customer.
Does Karur Vysya Bank Neo Vijayawada branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 422-2227760 to confirm.
Where is Karur Vysya Bank Neo Vijayawada branch located?
Karur Vysya Bank's Neo Vijayawada branch is located at D.NO.40-9/12-10,1ST FLOOR,NEAR A PLUS CONVENTION,BENZ CIRCLE,MUNICIPAL EMPLOYEES COLONY,, Krishna, Andhra Pradesh.
Can I use IFSC KVBL0004916 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KVBL0004916 to send funds instantly.
What is the IFSC code of Karur Vysya Bank Neo Vijayawada branch?
The IFSC code of Karur Vysya Bank, Neo Vijayawada branch is KVBL0004916. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Karur Vysya Bank Neo Vijayawada branch?
You can reach the branch at 422-2227760 during regular banking hours.
Final notes
To recap: KVBL0004916 is the IFSC code of Karur Vysya Bank, NEO VIJAYAWADA branch, in KRISHNA, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
