Use this page as a one-stop reference for everything related to Karur Vysya Bank's KHAMMAM branch in KHAMMAM, TELANGANA. The branch's IFSC code KVBL0001433 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Karur Vysya Bank – KHAMMAM is KVBL0001433. The first four letters KVBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001433 map to this branch in KHAMMAM, TELANGANA.
About the bank
Karur Vysya Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Khammam branch in Khammam, Telangana is part of this network and uses the IFSC code KVBL0001433 for all electronic settlement.
About this branch
The branch is located at DNO3131 AND 2 SUNDER TALKIES ROAD. It serves the Khammam region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Karur Vysya Bank. The IFSC KVBL0001433 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Karur Vysya Bank |
|---|---|
| Branch | Khammam |
| IFSC Code | KVBL0001433 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DNO3131 AND 2 SUNDER TALKIES ROAD |
| City | Khammam |
| District | Khammam |
| State | Telangana |
| STD Code | 22 |
| Phone | 22654261 |
Why every Karur Vysya Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KHAMMAM of Karur Vysya Bank — its own 11-character IFSC. The code KVBL0001433 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KVBL0001433 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Karur Vysya Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KVBL0001433 and the account number together uniquely identify the Khammam branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC KVBL0001433
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KVBL0001433 across all three.
How to use IFSC KVBL0001433 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Karur Vysya Bank's KHAMMAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC KVBL0001433.
- Confirm the bank name auto-populates as Karur Vysya Bank and the branch as KHAMMAM.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to KHAMMAM
If you need to transfer ₹2 lakh or more in one go to an account at Karur Vysya Bank's KHAMMAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KVBL0001433 while initiating the transfer and the credit will appear within minutes.
IMPS to Karur Vysya Bank KHAMMAM (IFSC KVBL0001433)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KVBL0001433 in your mobile or internet banking app, and the money is credited to the KHAMMAM branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KVBL0001433 for Karur Vysya Bank – KHAMMAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KVBL0001433 | Yes – KVBL0001433 | Yes – KVBL0001433 |
For most retail customers crediting the Khammam branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC KVBL0001433
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Karur Vysya Bank – KHAMMAM is still mapped to IFSC KVBL0001433. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KVBL0001433 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Khammam branch is mapped to IFSC KVBL0001433 on the RBI payments network. The branch generally supports the full retail product catalogue of Karur Vysya Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains KVBL0001433.
Products and services
Customers walking into the Khammam branch can access most of Karur Vysya Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC KVBL0001433
Digital banking channels
Most day-to-day work that customers used to do at the Khammam branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KVBL0001433 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Khammam branch sits at DNO3131 AND 2 SUNDER TALKIES ROAD. If you are travelling from outside Khammam, search for the branch on a maps application using the bank name and locality, or call 22-22654261 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KVBL0001433 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karur Vysya Bank – KHAMMAM:
- The IFSC is exactly KVBL0001433 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Karur Vysya Bank as the bank name and KHAMMAM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Khammam are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KVBL0001433 continue to work without interruption.
Verifying IFSC KVBL0001433 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KVBL0001433 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-22654261.
- Visiting the bank's official branch locator page.
Branch address & contact
Karur Vysya BankKhammam Branch
DNO3131 AND 2 SUNDER TALKIES ROAD
Khammam, Telangana
Phone: 22-22654261
IFSC: KVBL0001433
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Khammam branch but serve different purposes.
Is IFSC KVBL0001433 valid for NEFT and RTGS?
Yes. IFSC KVBL0001433 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using KVBL0001433 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Karur Vysya Bank – Khammam reflect within 30 minutes.
What is the IFSC code of Karur Vysya Bank Khammam branch?
The IFSC code of Karur Vysya Bank, Khammam branch is KVBL0001433. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC KVBL0001433 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KVBL0001433 to send funds instantly.
How do I add Karur Vysya Bank Khammam as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KVBL0001433, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code KVBL0001433 belongs to Karur Vysya Bank's KHAMMAM branch, located at DNO3131 AND 2 SUNDER TALKIES ROAD in KHAMMAM, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
