Below are the complete branch details for Karur Vysya Bank, PADIRIPATTI branch, located in KARUR, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is KVBL0001780. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case KVBL0001780 for Karur Vysya Bank – PADIRIPATTI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Karur Vysya Bank's PADIRIPATTI branch, the IFSC KVBL0001780 breaks down as follows: KVBL identifies the bank, 0 is the reserved character, and 001780 identifies this particular branch.
Bank profile
Karur Vysya Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Padiripatti branch — IFSC KVBL0001780 — extends the bank's services to customers in and around Karur, Tamil Nadu.
Branch details at a glance
| Bank Name | Karur Vysya Bank |
|---|---|
| Branch | Padiripatti |
| IFSC Code | KVBL0001780 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO.5/26, PATHIRIPATTI POST OPP TO MILK PRODUCERS COOP STY BLDG THOGAIMALAI BLOCK, KULITHALAI TK |
| City | Karur |
| District | Karur |
| State | Tamil Nadu |
| STD Code | 22 |
| Phone | 22654261 |
About this branch
The branch is located at NO.5/26, PATHIRIPATTI POST OPP TO MILK PRODUCERS COOP STY BLDG THOGAIMALAI BLOCK, KULITHALAI TK. It serves the Karur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Karur Vysya Bank. The IFSC KVBL0001780 is used to identify this branch on the RBI payments network.
Why every Karur Vysya Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PADIRIPATTI of Karur Vysya Bank — its own 11-character IFSC. The code KVBL0001780 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KVBL0001780 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Padiripatti branch is mapped to IFSC KVBL0001780 on the RBI payments network. The branch generally supports the full retail product catalogue of Karur Vysya Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains KVBL0001780.
Banking services available
The Padiripatti branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-22654261.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC KVBL0001780
How to transfer money using IFSC KVBL0001780
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KVBL0001780 across all three.
NEFT to Karur Vysya Bank, PADIRIPATTI using IFSC KVBL0001780
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KVBL0001780, and confirm that the system picks up Karur Vysya Bank – PADIRIPATTI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PADIRIPATTI
If you need to transfer ₹2 lakh or more in one go to an account at Karur Vysya Bank's PADIRIPATTI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KVBL0001780 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Karur Vysya Bank – PADIRIPATTI, use IMPS. With IFSC KVBL0001780 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KVBL0001780 for Karur Vysya Bank – PADIRIPATTI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KVBL0001780 | Yes – KVBL0001780 | Yes – KVBL0001780 |
For most retail customers crediting the Padiripatti branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Karur Vysya Bank's PADIRIPATTI branch, the IFSC KVBL0001780 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC KVBL0001780
Karur Vysya Bank customers can register for net banking and the bank's official mobile app once their account at the PADIRIPATTI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KVBL0001780 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Padiripatti branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KVBL0001780 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karur Vysya Bank – PADIRIPATTI:
- The IFSC is exactly KVBL0001780 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Karur Vysya Bank as the bank name and PADIRIPATTI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Padiripatti branch sits at NO.5/26, PATHIRIPATTI POST OPP TO MILK PRODUCERS COOP STY BLDG THOGAIMALAI BLOCK, KULITHALAI TK. If you are travelling from outside Karur, search for the branch on a maps application using the bank name and locality, or call 22-22654261 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KVBL0001780 and your account number.
Verifying IFSC KVBL0001780 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KVBL0001780 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-22654261.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Padiripatti branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KVBL0001780, however, work 24x7.
Branch address & contact
Karur Vysya BankPadiripatti Branch
NO.5/26, PATHIRIPATTI POST OPP TO MILK PRODUCERS COOP STY BLDG THOGAIMALAI BLOCK, KULITHALAI TK
Karur, Tamil Nadu
Phone: 22-22654261
IFSC: KVBL0001780
Frequently asked questions
Is IFSC KVBL0001780 valid for NEFT and RTGS?
Yes. IFSC KVBL0001780 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Padiripatti branch but serve different purposes.
Does Karur Vysya Bank Padiripatti branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-22654261 to confirm.
What is the phone number of Karur Vysya Bank Padiripatti branch?
You can reach the branch at 22-22654261 during regular banking hours.
How quickly will an NEFT transfer using KVBL0001780 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Karur Vysya Bank – Padiripatti reflect within 30 minutes.
Can I use IFSC KVBL0001780 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KVBL0001780 to send funds instantly.
How do I add Karur Vysya Bank Padiripatti as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KVBL0001780, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: KVBL0001780 is the IFSC code of Karur Vysya Bank, PADIRIPATTI branch, in KARUR, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
