If you are searching for the IFSC code of Karur Vysya Bank, KARUR MAIN branch in KARUR, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is KVBL0001142. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KARUR MAIN branch, and detailed step-by-step guides for using the IFSC KVBL0001142 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, KVBL0001142 is the IFSC of Karur Vysya Bank's KARUR MAIN branch. The format is fixed: KVBL = bank code, 0 = reserved, 001142 = branch identifier.
About the bank
Karur Vysya Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Karur Main branch in Karur, Tamil Nadu is part of this network and uses the IFSC code KVBL0001142 for all electronic settlement.
About the Karur Main branch
The Karur Main branch of Karur Vysya Bank is situated at P.B NO. 91 633-637, JAWAHAR BAZAAR. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KVBL0001142 is used.
Branch details at a glance
| Bank Name | Karur Vysya Bank |
|---|---|
| Branch | Karur Main |
| IFSC Code | KVBL0001142 |
| MICR Code | Refer to cheque leaf |
| Branch Address | P.B NO. 91 633-637, JAWAHAR BAZAAR |
| City | Karur |
| District | Karur |
| State | Tamil Nadu |
| STD Code | 22 |
| Phone | 22654261 |
Why every Karur Vysya Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KARUR MAIN of Karur Vysya Bank — its own 11-character IFSC. The code KVBL0001142 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KVBL0001142 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Karur Main branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KVBL0001142 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC KVBL0001142
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KVBL0001142 across all three.
How to use IFSC KVBL0001142 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Karur Vysya Bank's KARUR MAIN branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC KVBL0001142.
- Confirm the bank name auto-populates as Karur Vysya Bank and the branch as KARUR MAIN.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to KARUR MAIN
If you need to transfer ₹2 lakh or more in one go to an account at Karur Vysya Bank's KARUR MAIN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KVBL0001142 while initiating the transfer and the credit will appear within minutes.
IMPS to Karur Vysya Bank KARUR MAIN (IFSC KVBL0001142)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KVBL0001142 in your mobile or internet banking app, and the money is credited to the KARUR MAIN branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KVBL0001142 for Karur Vysya Bank – KARUR MAIN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KVBL0001142 | Yes – KVBL0001142 | Yes – KVBL0001142 |
For most retail customers crediting the Karur Main branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Karur Vysya Bank's KARUR MAIN branch, the IFSC KVBL0001142 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Karur Main branch is mapped to IFSC KVBL0001142 on the RBI payments network. The branch generally supports the full retail product catalogue of Karur Vysya Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains KVBL0001142.
Banking services available
The Karur Main branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-22654261.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC KVBL0001142
Online banking and IFSC KVBL0001142
Karur Vysya Bank customers can register for net banking and the bank's official mobile app once their account at the KARUR MAIN branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KVBL0001142 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Karur Main branch
The branch is located at P.B NO. 91 633-637, JAWAHAR BAZAAR, which puts it inside Karur, the broader Karur district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Karur Vysya Bank Karur Main branch” — the verified location pin for IFSC KVBL0001142 should appear at the top of the results.
- Confirm the branch is open by calling 22-22654261 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KVBL0001142 and your account number.
Common mistakes to avoid when using IFSC KVBL0001142
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Karur Vysya Bank – KARUR MAIN, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
KVBL0001142. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Karur Main are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KVBL0001142 continue to work without interruption.
Verifying IFSC KVBL0001142 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KVBL0001142 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-22654261.
- Visiting the bank's official branch locator page.
Branch address & contact
Karur Vysya BankKarur Main Branch
P.B NO. 91 633-637, JAWAHAR BAZAAR
Karur, Tamil Nadu
Phone: 22-22654261
IFSC: KVBL0001142
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Karur Main branch but serve different purposes.
Does Karur Vysya Bank Karur Main branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-22654261 to confirm.
What is the IFSC code of Karur Vysya Bank Karur Main branch?
The IFSC code of Karur Vysya Bank, Karur Main branch is KVBL0001142. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC KVBL0001142 the same for all accounts at Karur Main branch?
Yes. The IFSC KVBL0001142 is shared by every account held at Karur Vysya Bank's Karur Main branch. Only the account number changes from customer to customer.
Is IFSC KVBL0001142 valid for NEFT and RTGS?
Yes. IFSC KVBL0001142 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC KVBL0001142 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KVBL0001142 to send funds instantly.
How quickly will an NEFT transfer using KVBL0001142 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Karur Vysya Bank – Karur Main reflect within 30 minutes.
What is the phone number of Karur Vysya Bank Karur Main branch?
You can reach the branch at 22-22654261 during regular banking hours.
Final notes
To recap: KVBL0001142 is the IFSC code of Karur Vysya Bank, KARUR MAIN branch, in KARUR, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
