Use this page as a one-stop reference for everything related to Karur Vysya Bank's OMC-KANPUR branch in KANPUR, UTTAR PRADESH. The branch's IFSC code KVBL0004408 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Karur Vysya Bank – OMC-KANPUR is KVBL0004408. The first four letters KVBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004408 map to this branch in KANPUR, UTTAR PRADESH.
About the bank
Karur Vysya Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Omc-Kanpur branch in Kanpur, Uttar Pradesh is part of this network and uses the IFSC code KVBL0004408 for all electronic settlement.
About this branch
The branch is located at 16/19 C-2 GROUND FLOOR,CIVIL LINES NEAR SBDK PUBLIC SCHOOL KANPUR 208001 KANPUR. It serves the Kanpur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Karur Vysya Bank. The IFSC KVBL0004408 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Karur Vysya Bank |
|---|---|
| Branch | Omc-Kanpur |
| IFSC Code | KVBL0004408 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 16/19 C-2 GROUND FLOOR,CIVIL LINES NEAR SBDK PUBLIC SCHOOL KANPUR 208001 KANPUR |
| City | Kanpur |
| District | Kanpur |
| State | Uttar Pradesh |
| STD Code | 422 |
| Phone | 2227779 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Karur Vysya Bank's OMC-KANPUR branch came to be assigned the code KVBL0004408.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KVBL0004408, money simply cannot be routed to the OMC-KANPUR branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Karur Vysya Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KVBL0004408 and the account number together uniquely identify the Omc-Kanpur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC KVBL0004408
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KVBL0004408 across all three.
NEFT to Karur Vysya Bank, OMC-KANPUR using IFSC KVBL0004408
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KVBL0004408, and confirm that the system picks up Karur Vysya Bank – OMC-KANPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC KVBL0004408
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Karur Vysya Bank – OMC-KANPUR, ensure your bank's portal accepts IFSC KVBL0004408 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Karur Vysya Bank OMC-KANPUR (IFSC KVBL0004408)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KVBL0004408 in your mobile or internet banking app, and the money is credited to the OMC-KANPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KVBL0004408 for Karur Vysya Bank – OMC-KANPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KVBL0004408 | Yes – KVBL0004408 | Yes – KVBL0004408 |
For most retail customers crediting the Omc-Kanpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC KVBL0004408
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Karur Vysya Bank – OMC-KANPUR is still mapped to IFSC KVBL0004408. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KVBL0004408 and the beneficiary's account number to complete the transfer.
Account types you can open at the Omc-Kanpur branch
Once you have an account at Karur Vysya Bank – OMC-KANPUR, the IFSC KVBL0004408 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Omc-Kanpur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 422-2227779.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC KVBL0004408
Online banking and IFSC KVBL0004408
Karur Vysya Bank customers can register for net banking and the bank's official mobile app once their account at the OMC-KANPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KVBL0004408 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Omc-Kanpur branch
The branch is located at 16/19 C-2 GROUND FLOOR,CIVIL LINES NEAR SBDK PUBLIC SCHOOL KANPUR 208001 KANPUR, which puts it inside Kanpur, the broader Kanpur district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Karur Vysya Bank Omc-Kanpur branch” — the verified location pin for IFSC KVBL0004408 should appear at the top of the results.
- Confirm the branch is open by calling 422-2227779 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KVBL0004408 and your account number.
Common mistakes to avoid when using IFSC KVBL0004408
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Karur Vysya Bank – OMC-KANPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
KVBL0004408. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Omc-Kanpur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KVBL0004408, however, work 24x7.
Verifying IFSC KVBL0004408 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KVBL0004408 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 422-2227779.
- Visiting the bank's official branch locator page.
Branch address & contact
Karur Vysya BankOmc-Kanpur Branch
16/19 C-2 GROUND FLOOR,CIVIL LINES NEAR SBDK PUBLIC SCHOOL KANPUR 208001 KANPUR
Kanpur, Uttar Pradesh
Phone: 422-2227779
IFSC: KVBL0004408
Frequently asked questions
Is IFSC KVBL0004408 valid for NEFT and RTGS?
Yes. IFSC KVBL0004408 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Karur Vysya Bank Omc-Kanpur branch located?
Karur Vysya Bank's Omc-Kanpur branch is located at 16/19 C-2 GROUND FLOOR,CIVIL LINES NEAR SBDK PUBLIC SCHOOL KANPUR 208001 KANPUR, Kanpur, Uttar Pradesh.
Does Karur Vysya Bank Omc-Kanpur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 422-2227779 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Omc-Kanpur branch but serve different purposes.
Can I use IFSC KVBL0004408 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KVBL0004408 to send funds instantly.
How quickly will an NEFT transfer using KVBL0004408 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Karur Vysya Bank – Omc-Kanpur reflect within 30 minutes.
Is IFSC KVBL0004408 the same for all accounts at Omc-Kanpur branch?
Yes. The IFSC KVBL0004408 is shared by every account held at Karur Vysya Bank's Omc-Kanpur branch. Only the account number changes from customer to customer.
What is the phone number of Karur Vysya Bank Omc-Kanpur branch?
You can reach the branch at 422-2227779 during regular banking hours.
Summary
The IFSC code KVBL0004408 belongs to Karur Vysya Bank's OMC-KANPUR branch, located at 16/19 C-2 GROUND FLOOR,CIVIL LINES NEAR SBDK PUBLIC SCHOOL KANPUR 208001 KANPUR in KANPUR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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