Below are the complete branch details for Karur Vysya Bank, NEO JAIPUR branch, located in JAIPUR, RAJASTHAN. The IFSC assigned by the Reserve Bank of India to this branch is KVBL0004504. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case KVBL0004504 for Karur Vysya Bank – NEO JAIPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, KVBL0004504 is the IFSC of Karur Vysya Bank's NEO JAIPUR branch. The format is fixed: KVBL = bank code, 0 = reserved, 004504 = branch identifier.
Branch details at a glance
| Bank Name | Karur Vysya Bank |
|---|---|
| Branch | Neo Jaipur |
| IFSC Code | KVBL0004504 |
| MICR Code | Refer to cheque leaf |
| Branch Address | P-52,GROUNF FLOOR,SHOP 1-2-3,DURGA BUSINESS CENTRE,M I ROAD,JAIPUR-302001 |
| City | Jaipur |
| District | Jaipur |
| State | Rajasthan |
| STD Code | 422 |
| Phone | 2227760 |
Bank profile
Karur Vysya Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Neo Jaipur branch — IFSC KVBL0004504 — extends the bank's services to customers in and around Jaipur, Rajasthan.
About the Neo Jaipur branch
The Neo Jaipur branch of Karur Vysya Bank is situated at P-52,GROUNF FLOOR,SHOP 1-2-3,DURGA BUSINESS CENTRE,M I ROAD,JAIPUR-302001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KVBL0004504 is used.
Why every Karur Vysya Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NEO JAIPUR of Karur Vysya Bank — its own 11-character IFSC. The code KVBL0004504 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KVBL0004504 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC KVBL0004504
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KVBL0004504 across all three.
How to use IFSC KVBL0004504 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Karur Vysya Bank's NEO JAIPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC KVBL0004504.
- Confirm the bank name auto-populates as Karur Vysya Bank and the branch as NEO JAIPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to NEO JAIPUR
If you need to transfer ₹2 lakh or more in one go to an account at Karur Vysya Bank's NEO JAIPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KVBL0004504 while initiating the transfer and the credit will appear within minutes.
IMPS to Karur Vysya Bank NEO JAIPUR (IFSC KVBL0004504)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KVBL0004504 in your mobile or internet banking app, and the money is credited to the NEO JAIPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KVBL0004504 for Karur Vysya Bank – NEO JAIPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KVBL0004504 | Yes – KVBL0004504 | Yes – KVBL0004504 |
For most retail customers crediting the Neo Jaipur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC KVBL0004504
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Karur Vysya Bank – NEO JAIPUR is still mapped to IFSC KVBL0004504. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KVBL0004504 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Neo Jaipur branch is mapped to IFSC KVBL0004504 on the RBI payments network. The branch generally supports the full retail product catalogue of Karur Vysya Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains KVBL0004504.
Products and services
Customers walking into the Neo Jaipur branch can access most of Karur Vysya Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC KVBL0004504
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Karur Vysya Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KVBL0004504 and the account number together uniquely identify the Neo Jaipur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Neo Jaipur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KVBL0004504 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karur Vysya Bank – NEO JAIPUR:
- The IFSC is exactly KVBL0004504 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Karur Vysya Bank as the bank name and NEO JAIPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Neo Jaipur branch sits at P-52,GROUNF FLOOR,SHOP 1-2-3,DURGA BUSINESS CENTRE,M I ROAD,JAIPUR-302001. If you are travelling from outside Jaipur, search for the branch on a maps application using the bank name and locality, or call 422-2227760 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KVBL0004504 and your account number.
Verifying IFSC KVBL0004504 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KVBL0004504 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 422-2227760.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Neo Jaipur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KVBL0004504 continue to work without interruption.
Branch address & contact
Karur Vysya BankNeo Jaipur Branch
P-52,GROUNF FLOOR,SHOP 1-2-3,DURGA BUSINESS CENTRE,M I ROAD,JAIPUR-302001
Jaipur, Rajasthan
Phone: 422-2227760
IFSC: KVBL0004504
Frequently asked questions
Is IFSC KVBL0004504 the same for all accounts at Neo Jaipur branch?
Yes. The IFSC KVBL0004504 is shared by every account held at Karur Vysya Bank's Neo Jaipur branch. Only the account number changes from customer to customer.
Does Karur Vysya Bank Neo Jaipur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 422-2227760 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Neo Jaipur branch but serve different purposes.
Is IFSC KVBL0004504 valid for NEFT and RTGS?
Yes. IFSC KVBL0004504 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Karur Vysya Bank Neo Jaipur branch located?
Karur Vysya Bank's Neo Jaipur branch is located at P-52,GROUNF FLOOR,SHOP 1-2-3,DURGA BUSINESS CENTRE,M I ROAD,JAIPUR-302001, Jaipur, Rajasthan.
How quickly will an NEFT transfer using KVBL0004504 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Karur Vysya Bank – Neo Jaipur reflect within 30 minutes.
What is the IFSC code of Karur Vysya Bank Neo Jaipur branch?
The IFSC code of Karur Vysya Bank, Neo Jaipur branch is KVBL0004504. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC KVBL0004504 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KVBL0004504 to send funds instantly.
Summary
The IFSC code KVBL0004504 belongs to Karur Vysya Bank's NEO JAIPUR branch, located at P-52,GROUNF FLOOR,SHOP 1-2-3,DURGA BUSINESS CENTRE,M I ROAD,JAIPUR-302001 in JAIPUR, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.


