Below are the complete branch details for Karur Vysya Bank, PIDUGURALLA branch, located in GUNTUR, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is KVBL0004883. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case KVBL0004883 for Karur Vysya Bank – PIDUGURALLA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Karur Vysya Bank's PIDUGURALLA branch, the IFSC KVBL0004883 breaks down as follows: KVBL identifies the bank, 0 is the reserved character, and 004883 identifies this particular branch.
About the bank
Karur Vysya Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Piduguralla branch in Guntur, Andhra Pradesh is part of this network and uses the IFSC code KVBL0004883 for all electronic settlement.
Branch details at a glance
| Bank Name | Karur Vysya Bank |
|---|---|
| Branch | Piduguralla |
| IFSC Code | KVBL0004883 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DNO167211A BESIDE DR ANJI REDDY HOSPITAL GUNTUR MAIN ROADPIDUGURALLA522413 |
| City | Guntur |
| District | Guntur |
| State | Andhra Pradesh |
| STD Code | 22 |
| Phone | 22654261 |
Piduguralla branch overview
Located at DNO167211A BESIDE DR ANJI REDDY HOSPITAL GUNTUR MAIN ROADPIDUGURALLA522413, the Piduguralla branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC KVBL0004883 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Karur Vysya Bank's PIDUGURALLA branch came to be assigned the code KVBL0004883.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KVBL0004883, money simply cannot be routed to the PIDUGURALLA branch electronically.
Products and account variants supported
Every account opened at the Piduguralla branch is mapped to IFSC KVBL0004883 on the RBI payments network. The branch generally supports the full retail product catalogue of Karur Vysya Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains KVBL0004883.
Banking services available
The Piduguralla branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-22654261.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC KVBL0004883
How to transfer money using IFSC KVBL0004883
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KVBL0004883 across all three.
NEFT to Karur Vysya Bank, PIDUGURALLA using IFSC KVBL0004883
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KVBL0004883, and confirm that the system picks up Karur Vysya Bank – PIDUGURALLA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC KVBL0004883
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Karur Vysya Bank – PIDUGURALLA, ensure your bank's portal accepts IFSC KVBL0004883 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Karur Vysya Bank – PIDUGURALLA, use IMPS. With IFSC KVBL0004883 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KVBL0004883 for Karur Vysya Bank – PIDUGURALLA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KVBL0004883 | Yes – KVBL0004883 | Yes – KVBL0004883 |
For most retail customers crediting the Piduguralla branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC KVBL0004883
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Karur Vysya Bank – PIDUGURALLA is still mapped to IFSC KVBL0004883. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KVBL0004883 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Piduguralla branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KVBL0004883 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Karur Vysya Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KVBL0004883 and the account number together uniquely identify the Piduguralla branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC KVBL0004883
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Karur Vysya Bank – PIDUGURALLA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
KVBL0004883. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Piduguralla branch
The branch is located at DNO167211A BESIDE DR ANJI REDDY HOSPITAL GUNTUR MAIN ROADPIDUGURALLA522413, which puts it inside Guntur, the broader Guntur district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Karur Vysya Bank Piduguralla branch” — the verified location pin for IFSC KVBL0004883 should appear at the top of the results.
- Confirm the branch is open by calling 22-22654261 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KVBL0004883 and your account number.
Verifying IFSC KVBL0004883 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KVBL0004883 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-22654261.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Piduguralla branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KVBL0004883, however, work 24x7.
Branch address & contact
Karur Vysya BankPiduguralla Branch
DNO167211A BESIDE DR ANJI REDDY HOSPITAL GUNTUR MAIN ROADPIDUGURALLA522413
Guntur, Andhra Pradesh
Phone: 22-22654261
IFSC: KVBL0004883
Frequently asked questions
Where is Karur Vysya Bank Piduguralla branch located?
Karur Vysya Bank's Piduguralla branch is located at DNO167211A BESIDE DR ANJI REDDY HOSPITAL GUNTUR MAIN ROADPIDUGURALLA522413, Guntur, Andhra Pradesh.
How quickly will an NEFT transfer using KVBL0004883 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Karur Vysya Bank – Piduguralla reflect within 30 minutes.
Is IFSC KVBL0004883 the same for all accounts at Piduguralla branch?
Yes. The IFSC KVBL0004883 is shared by every account held at Karur Vysya Bank's Piduguralla branch. Only the account number changes from customer to customer.
What is the IFSC code of Karur Vysya Bank Piduguralla branch?
The IFSC code of Karur Vysya Bank, Piduguralla branch is KVBL0004883. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Karur Vysya Bank Piduguralla branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-22654261 to confirm.
Is IFSC KVBL0004883 valid for NEFT and RTGS?
Yes. IFSC KVBL0004883 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Karur Vysya Bank Piduguralla branch?
You can reach the branch at 22-22654261 during regular banking hours.
How do I add Karur Vysya Bank Piduguralla as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KVBL0004883, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code KVBL0004883 belongs to Karur Vysya Bank's PIDUGURALLA branch, located at DNO167211A BESIDE DR ANJI REDDY HOSPITAL GUNTUR MAIN ROADPIDUGURALLA522413 in GUNTUR, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
