Below are the complete branch details for Karur Vysya Bank, GOBICHETTIPALAYAM branch, located in GOBICHETTIPALAYAM, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is KVBL0001131. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case KVBL0001131 for Karur Vysya Bank – GOBICHETTIPALAYAM — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Karur Vysya Bank's GOBICHETTIPALAYAM branch, the IFSC KVBL0001131 breaks down as follows: KVBL identifies the bank, 0 is the reserved character, and 001131 identifies this particular branch.
Bank profile
Karur Vysya Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Gobichettipalayam branch — IFSC KVBL0001131 — extends the bank's services to customers in and around Gobichettipalayam, Tamil Nadu.
Branch details at a glance
| Bank Name | Karur Vysya Bank |
|---|---|
| Branch | Gobichettipalayam |
| IFSC Code | KVBL0001131 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO 99/101,OLD HOSPITAL ROAD NEAR MGR STATUE GOBICHETTIPALAYAM |
| City | Gobichettipalayam |
| District | Gobichettipalayam |
| State | Tamil Nadu |
| STD Code | 22 |
| Phone | 22654261 |
About the Gobichettipalayam branch
The Gobichettipalayam branch of Karur Vysya Bank is situated at NO 99/101,OLD HOSPITAL ROAD NEAR MGR STATUE GOBICHETTIPALAYAM. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KVBL0001131 is used.
Why every Karur Vysya Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GOBICHETTIPALAYAM of Karur Vysya Bank — its own 11-character IFSC. The code KVBL0001131 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KVBL0001131 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Gobichettipalayam branch
Once you have an account at Karur Vysya Bank – GOBICHETTIPALAYAM, the IFSC KVBL0001131 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Gobichettipalayam branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-22654261.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC KVBL0001131
How to transfer money using IFSC KVBL0001131
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KVBL0001131 across all three.
How to use IFSC KVBL0001131 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Karur Vysya Bank's GOBICHETTIPALAYAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC KVBL0001131.
- Confirm the bank name auto-populates as Karur Vysya Bank and the branch as GOBICHETTIPALAYAM.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to GOBICHETTIPALAYAM
If you need to transfer ₹2 lakh or more in one go to an account at Karur Vysya Bank's GOBICHETTIPALAYAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KVBL0001131 while initiating the transfer and the credit will appear within minutes.
IMPS to Karur Vysya Bank GOBICHETTIPALAYAM (IFSC KVBL0001131)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KVBL0001131 in your mobile or internet banking app, and the money is credited to the GOBICHETTIPALAYAM branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KVBL0001131 for Karur Vysya Bank – GOBICHETTIPALAYAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KVBL0001131 | Yes – KVBL0001131 | Yes – KVBL0001131 |
For most retail customers crediting the Gobichettipalayam branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Karur Vysya Bank's GOBICHETTIPALAYAM branch, the IFSC KVBL0001131 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Gobichettipalayam branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KVBL0001131 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Gobichettipalayam branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KVBL0001131 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karur Vysya Bank – GOBICHETTIPALAYAM:
- The IFSC is exactly KVBL0001131 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Karur Vysya Bank as the bank name and GOBICHETTIPALAYAM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Gobichettipalayam branch
The branch is located at NO 99/101,OLD HOSPITAL ROAD NEAR MGR STATUE GOBICHETTIPALAYAM, which puts it inside Gobichettipalayam, the broader Gobichettipalayam district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Karur Vysya Bank Gobichettipalayam branch” — the verified location pin for IFSC KVBL0001131 should appear at the top of the results.
- Confirm the branch is open by calling 22-22654261 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KVBL0001131 and your account number.
Verifying IFSC KVBL0001131 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KVBL0001131 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-22654261.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Gobichettipalayam branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KVBL0001131, however, work 24x7.
Branch address & contact
Karur Vysya BankGobichettipalayam Branch
NO 99/101,OLD HOSPITAL ROAD NEAR MGR STATUE GOBICHETTIPALAYAM
Gobichettipalayam, Tamil Nadu
Phone: 22-22654261
IFSC: KVBL0001131
Frequently asked questions
What is the phone number of Karur Vysya Bank Gobichettipalayam branch?
You can reach the branch at 22-22654261 during regular banking hours.
Can I use IFSC KVBL0001131 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KVBL0001131 to send funds instantly.
How quickly will an NEFT transfer using KVBL0001131 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Karur Vysya Bank – Gobichettipalayam reflect within 30 minutes.
Is IFSC KVBL0001131 the same for all accounts at Gobichettipalayam branch?
Yes. The IFSC KVBL0001131 is shared by every account held at Karur Vysya Bank's Gobichettipalayam branch. Only the account number changes from customer to customer.
Does Karur Vysya Bank Gobichettipalayam branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-22654261 to confirm.
Where is Karur Vysya Bank Gobichettipalayam branch located?
Karur Vysya Bank's Gobichettipalayam branch is located at NO 99/101,OLD HOSPITAL ROAD NEAR MGR STATUE GOBICHETTIPALAYAM, Gobichettipalayam, Tamil Nadu.
Summary
The IFSC code KVBL0001131 belongs to Karur Vysya Bank's GOBICHETTIPALAYAM branch, located at NO 99/101,OLD HOSPITAL ROAD NEAR MGR STATUE GOBICHETTIPALAYAM in GOBICHETTIPALAYAM, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
