Use this page as a one-stop reference for everything related to Karur Vysya Bank's OTHAKADAI branch in ERODE, TAMIL NADU. The branch's IFSC code KVBL0001679 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Karur Vysya Bank's OTHAKADAI branch, the IFSC KVBL0001679 breaks down as follows: KVBL identifies the bank, 0 is the reserved character, and 001679 identifies this particular branch.
Branch details at a glance
| Bank Name | Karur Vysya Bank |
|---|---|
| Branch | Othakadai |
| IFSC Code | KVBL0001679 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SF NO.148/4,MOLANKADU KARUR MAIN ROAD OTHAKADI |
| City | Erode |
| District | Erode |
| State | Tamil Nadu |
| STD Code | 22 |
| Phone | 22654261 |
About the bank
Karur Vysya Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Othakadai branch in Erode, Tamil Nadu is part of this network and uses the IFSC code KVBL0001679 for all electronic settlement.
About the Othakadai branch
The Othakadai branch of Karur Vysya Bank is situated at SF NO.148/4,MOLANKADU KARUR MAIN ROAD OTHAKADI. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KVBL0001679 is used.
Why every Karur Vysya Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including OTHAKADAI of Karur Vysya Bank — its own 11-character IFSC. The code KVBL0001679 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KVBL0001679 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC KVBL0001679
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KVBL0001679 across all three.
NEFT to Karur Vysya Bank, OTHAKADAI using IFSC KVBL0001679
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KVBL0001679, and confirm that the system picks up Karur Vysya Bank – OTHAKADAI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to OTHAKADAI
If you need to transfer ₹2 lakh or more in one go to an account at Karur Vysya Bank's OTHAKADAI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KVBL0001679 while initiating the transfer and the credit will appear within minutes.
IMPS to Karur Vysya Bank OTHAKADAI (IFSC KVBL0001679)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KVBL0001679 in your mobile or internet banking app, and the money is credited to the OTHAKADAI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KVBL0001679 for Karur Vysya Bank – OTHAKADAI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KVBL0001679 | Yes – KVBL0001679 | Yes – KVBL0001679 |
For most retail customers crediting the Othakadai branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Karur Vysya Bank's OTHAKADAI branch, the IFSC KVBL0001679 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Othakadai branch is mapped to IFSC KVBL0001679 on the RBI payments network. The branch generally supports the full retail product catalogue of Karur Vysya Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains KVBL0001679.
Banking services available
The Othakadai branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-22654261.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC KVBL0001679
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Karur Vysya Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KVBL0001679 and the account number together uniquely identify the Othakadai branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC KVBL0001679
Karur Vysya Bank customers can register for net banking and the bank's official mobile app once their account at the OTHAKADAI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KVBL0001679 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karur Vysya Bank – OTHAKADAI:
- The IFSC is exactly KVBL0001679 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Karur Vysya Bank as the bank name and OTHAKADAI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Othakadai branch sits at SF NO.148/4,MOLANKADU KARUR MAIN ROAD OTHAKADI. If you are travelling from outside Erode, search for the branch on a maps application using the bank name and locality, or call 22-22654261 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KVBL0001679 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC KVBL0001679 for Karur Vysya Bank – OTHAKADAI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Othakadai branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KVBL0001679, however, work 24x7.
Branch address & contact
Karur Vysya BankOthakadai Branch
SF NO.148/4,MOLANKADU KARUR MAIN ROAD OTHAKADI
Erode, Tamil Nadu
Phone: 22-22654261
IFSC: KVBL0001679
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Othakadai branch but serve different purposes.
What is the IFSC code of Karur Vysya Bank Othakadai branch?
The IFSC code of Karur Vysya Bank, Othakadai branch is KVBL0001679. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Karur Vysya Bank Othakadai branch located?
Karur Vysya Bank's Othakadai branch is located at SF NO.148/4,MOLANKADU KARUR MAIN ROAD OTHAKADI, Erode, Tamil Nadu.
Can I use IFSC KVBL0001679 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KVBL0001679 to send funds instantly.
What is the phone number of Karur Vysya Bank Othakadai branch?
You can reach the branch at 22-22654261 during regular banking hours.
How do I add Karur Vysya Bank Othakadai as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KVBL0001679, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC KVBL0001679 valid for NEFT and RTGS?
Yes. IFSC KVBL0001679 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using KVBL0001679 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Karur Vysya Bank – Othakadai reflect within 30 minutes.
Summary
The IFSC code KVBL0001679 belongs to Karur Vysya Bank's OTHAKADAI branch, located at SF NO.148/4,MOLANKADU KARUR MAIN ROAD OTHAKADI in ERODE, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
