This page lists the IFSC code, branch address, contact number and fund-transfer information for Karur Vysya Bank, ERODE SAMPATH NAGAR branch in ERODE. The 11-digit IFSC KVBL0001282 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Karur Vysya Bank at the ERODE SAMPATH NAGAR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Karur Vysya Bank's ERODE SAMPATH NAGAR branch, the IFSC KVBL0001282 breaks down as follows: KVBL identifies the bank, 0 is the reserved character, and 001282 identifies this particular branch.
About Karur Vysya Bank
Karur Vysya Bank operates a wide network of branches across India, including the Erode Sampath Nagar branch in Erode. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KVBL0001282.
Erode Sampath Nagar branch overview
Located at OPP RANA KALYANA MANDAPAM PERUNDURAI ROAD, the Erode Sampath Nagar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC KVBL0001282 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Karur Vysya Bank |
|---|---|
| Branch | Erode Sampath Nagar |
| IFSC Code | KVBL0001282 |
| MICR Code | Refer to cheque leaf |
| Branch Address | OPP RANA KALYANA MANDAPAM PERUNDURAI ROAD |
| City | Erode |
| District | Erode |
| State | Tamil Nadu |
| STD Code | 22 |
| Phone | 22654261 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Karur Vysya Bank's ERODE SAMPATH NAGAR branch came to be assigned the code KVBL0001282.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KVBL0001282, money simply cannot be routed to the ERODE SAMPATH NAGAR branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Erode Sampath Nagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KVBL0001282 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC KVBL0001282
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KVBL0001282 across all three.
How to use IFSC KVBL0001282 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Karur Vysya Bank's ERODE SAMPATH NAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC KVBL0001282.
- Confirm the bank name auto-populates as Karur Vysya Bank and the branch as ERODE SAMPATH NAGAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to ERODE SAMPATH NAGAR
If you need to transfer ₹2 lakh or more in one go to an account at Karur Vysya Bank's ERODE SAMPATH NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KVBL0001282 while initiating the transfer and the credit will appear within minutes.
IMPS to Karur Vysya Bank ERODE SAMPATH NAGAR (IFSC KVBL0001282)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KVBL0001282 in your mobile or internet banking app, and the money is credited to the ERODE SAMPATH NAGAR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Erode Sampath Nagar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC KVBL0001282:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at ERODE SAMPATH NAGAR is still linked to IFSC KVBL0001282.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Karur Vysya Bank's ERODE SAMPATH NAGAR branch, the IFSC KVBL0001282 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Erode Sampath Nagar branch is mapped to IFSC KVBL0001282 on the RBI payments network. The branch generally supports the full retail product catalogue of Karur Vysya Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains KVBL0001282.
Products and services
Customers walking into the Erode Sampath Nagar branch can access most of Karur Vysya Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC KVBL0001282
Online banking and IFSC KVBL0001282
Karur Vysya Bank customers can register for net banking and the bank's official mobile app once their account at the ERODE SAMPATH NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KVBL0001282 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Erode Sampath Nagar branch sits at OPP RANA KALYANA MANDAPAM PERUNDURAI ROAD. If you are travelling from outside Erode, search for the branch on a maps application using the bank name and locality, or call 22-22654261 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KVBL0001282 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karur Vysya Bank – ERODE SAMPATH NAGAR:
- The IFSC is exactly KVBL0001282 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Karur Vysya Bank as the bank name and ERODE SAMPATH NAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Erode Sampath Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KVBL0001282 continue to work without interruption.
Verifying IFSC KVBL0001282 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KVBL0001282 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-22654261.
- Visiting the bank's official branch locator page.
Branch address & contact
Karur Vysya BankErode Sampath Nagar Branch
OPP RANA KALYANA MANDAPAM PERUNDURAI ROAD
Erode, Tamil Nadu
Phone: 22-22654261
IFSC: KVBL0001282
Frequently asked questions
How do I add Karur Vysya Bank Erode Sampath Nagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KVBL0001282, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using KVBL0001282 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Karur Vysya Bank – Erode Sampath Nagar reflect within 30 minutes.
What is the IFSC code of Karur Vysya Bank Erode Sampath Nagar branch?
The IFSC code of Karur Vysya Bank, Erode Sampath Nagar branch is KVBL0001282. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC KVBL0001282 the same for all accounts at Erode Sampath Nagar branch?
Yes. The IFSC KVBL0001282 is shared by every account held at Karur Vysya Bank's Erode Sampath Nagar branch. Only the account number changes from customer to customer.
Where is Karur Vysya Bank Erode Sampath Nagar branch located?
Karur Vysya Bank's Erode Sampath Nagar branch is located at OPP RANA KALYANA MANDAPAM PERUNDURAI ROAD, Erode, Tamil Nadu.
Can I use IFSC KVBL0001282 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KVBL0001282 to send funds instantly.
Summary
The IFSC code KVBL0001282 belongs to Karur Vysya Bank's ERODE SAMPATH NAGAR branch, located at OPP RANA KALYANA MANDAPAM PERUNDURAI ROAD in ERODE, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
