If you are searching for the IFSC code of Karur Vysya Bank, DEVIYAKURICHI branch in DEVIYAKURICHI, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is KVBL0001712. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the DEVIYAKURICHI branch, and detailed step-by-step guides for using the IFSC KVBL0001712 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Karur Vysya Bank's DEVIYAKURICHI branch, the IFSC KVBL0001712 breaks down as follows: KVBL identifies the bank, 0 is the reserved character, and 001712 identifies this particular branch.
Branch details at a glance
| Bank Name | Karur Vysya Bank |
|---|---|
| Branch | Deviyakurichi |
| IFSC Code | KVBL0001712 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DOOR NO 2/117 - D SALEM - CHENNAI HIGHWAY, NH 79 |
| City | Deviyakurichi |
| District | Deviyakurichi |
| State | Tamil Nadu |
| STD Code | 22 |
| Phone | 22654261 |
Bank profile
Karur Vysya Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Deviyakurichi branch — IFSC KVBL0001712 — extends the bank's services to customers in and around Deviyakurichi, Tamil Nadu.
Deviyakurichi branch overview
Located at DOOR NO 2/117 - D SALEM - CHENNAI HIGHWAY, NH 79, the Deviyakurichi branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC KVBL0001712 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Karur Vysya Bank's DEVIYAKURICHI branch came to be assigned the code KVBL0001712.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KVBL0001712, money simply cannot be routed to the DEVIYAKURICHI branch electronically.
How to transfer money using IFSC KVBL0001712
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KVBL0001712 across all three.
How to use IFSC KVBL0001712 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Karur Vysya Bank's DEVIYAKURICHI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC KVBL0001712.
- Confirm the bank name auto-populates as Karur Vysya Bank and the branch as DEVIYAKURICHI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC KVBL0001712
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Karur Vysya Bank – DEVIYAKURICHI, ensure your bank's portal accepts IFSC KVBL0001712 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Karur Vysya Bank DEVIYAKURICHI (IFSC KVBL0001712)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KVBL0001712 in your mobile or internet banking app, and the money is credited to the DEVIYAKURICHI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KVBL0001712 for Karur Vysya Bank – DEVIYAKURICHI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KVBL0001712 | Yes – KVBL0001712 | Yes – KVBL0001712 |
For most retail customers crediting the Deviyakurichi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Karur Vysya Bank's DEVIYAKURICHI branch, the IFSC KVBL0001712 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Deviyakurichi branch is mapped to IFSC KVBL0001712 on the RBI payments network. The branch generally supports the full retail product catalogue of Karur Vysya Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains KVBL0001712.
Banking services available
The Deviyakurichi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-22654261.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC KVBL0001712
MICR & cheque-truncation details
Cheques drawn on the Deviyakurichi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KVBL0001712 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Deviyakurichi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KVBL0001712 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC KVBL0001712
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Karur Vysya Bank – DEVIYAKURICHI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
KVBL0001712. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Deviyakurichi branch sits at DOOR NO 2/117 - D SALEM - CHENNAI HIGHWAY, NH 79. If you are travelling from outside Deviyakurichi, search for the branch on a maps application using the bank name and locality, or call 22-22654261 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KVBL0001712 and your account number.
Verifying IFSC KVBL0001712 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KVBL0001712 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-22654261.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Deviyakurichi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KVBL0001712, however, work 24x7.
Branch address & contact
Karur Vysya BankDeviyakurichi Branch
DOOR NO 2/117 - D SALEM - CHENNAI HIGHWAY, NH 79
Deviyakurichi, Tamil Nadu
Phone: 22-22654261
IFSC: KVBL0001712
Frequently asked questions
Is IFSC KVBL0001712 the same for all accounts at Deviyakurichi branch?
Yes. The IFSC KVBL0001712 is shared by every account held at Karur Vysya Bank's Deviyakurichi branch. Only the account number changes from customer to customer.
What is the IFSC code of Karur Vysya Bank Deviyakurichi branch?
The IFSC code of Karur Vysya Bank, Deviyakurichi branch is KVBL0001712. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Karur Vysya Bank Deviyakurichi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KVBL0001712, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC KVBL0001712 valid for NEFT and RTGS?
Yes. IFSC KVBL0001712 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Karur Vysya Bank Deviyakurichi branch?
You can reach the branch at 22-22654261 during regular banking hours.
Can I use IFSC KVBL0001712 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KVBL0001712 to send funds instantly.
Summary
The IFSC code KVBL0001712 belongs to Karur Vysya Bank's DEVIYAKURICHI branch, located at DOOR NO 2/117 - D SALEM - CHENNAI HIGHWAY, NH 79 in DEVIYAKURICHI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
