Below are the complete branch details for Karur Vysya Bank, SARAVANAMPATTI branch, located in COIMBATORE, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is KVBL0001245. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case KVBL0001245 for Karur Vysya Bank – SARAVANAMPATTI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Karur Vysya Bank – SARAVANAMPATTI is KVBL0001245. The first four letters KVBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001245 map to this branch in COIMBATORE, TAMIL NADU.
Bank profile
Karur Vysya Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Saravanampatti branch — IFSC KVBL0001245 — extends the bank's services to customers in and around Coimbatore, Tamil Nadu.
Branch details at a glance
| Bank Name | Karur Vysya Bank |
|---|---|
| Branch | Saravanampatti |
| IFSC Code | KVBL0001245 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KUMARAGURU COLLEGE OF TECHNOLOGY CHINNAVEDAMPATTI |
| City | Coimbatore |
| District | Coimbatore |
| State | Tamil Nadu |
| STD Code | 22 |
| Phone | 22654261 |
Saravanampatti branch overview
Located at KUMARAGURU COLLEGE OF TECHNOLOGY CHINNAVEDAMPATTI, the Saravanampatti branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC KVBL0001245 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Karur Vysya Bank's SARAVANAMPATTI branch came to be assigned the code KVBL0001245.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KVBL0001245, money simply cannot be routed to the SARAVANAMPATTI branch electronically.
Products and account variants supported
Every account opened at the Saravanampatti branch is mapped to IFSC KVBL0001245 on the RBI payments network. The branch generally supports the full retail product catalogue of Karur Vysya Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains KVBL0001245.
Products and services
Customers walking into the Saravanampatti branch can access most of Karur Vysya Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC KVBL0001245
How to transfer money using IFSC KVBL0001245
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KVBL0001245 across all three.
NEFT to Karur Vysya Bank, SARAVANAMPATTI using IFSC KVBL0001245
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KVBL0001245, and confirm that the system picks up Karur Vysya Bank – SARAVANAMPATTI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC KVBL0001245
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Karur Vysya Bank – SARAVANAMPATTI, ensure your bank's portal accepts IFSC KVBL0001245 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Karur Vysya Bank SARAVANAMPATTI (IFSC KVBL0001245)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KVBL0001245 in your mobile or internet banking app, and the money is credited to the SARAVANAMPATTI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KVBL0001245 for Karur Vysya Bank – SARAVANAMPATTI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KVBL0001245 | Yes – KVBL0001245 | Yes – KVBL0001245 |
For most retail customers crediting the Saravanampatti branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC KVBL0001245
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Karur Vysya Bank – SARAVANAMPATTI is still mapped to IFSC KVBL0001245. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KVBL0001245 and the beneficiary's account number to complete the transfer.
Online banking and IFSC KVBL0001245
Karur Vysya Bank customers can register for net banking and the bank's official mobile app once their account at the SARAVANAMPATTI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KVBL0001245 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Saravanampatti branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KVBL0001245 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC KVBL0001245
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Karur Vysya Bank – SARAVANAMPATTI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
KVBL0001245. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Saravanampatti branch
The branch is located at KUMARAGURU COLLEGE OF TECHNOLOGY CHINNAVEDAMPATTI, which puts it inside Coimbatore, the broader Coimbatore district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Karur Vysya Bank Saravanampatti branch” — the verified location pin for IFSC KVBL0001245 should appear at the top of the results.
- Confirm the branch is open by calling 22-22654261 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KVBL0001245 and your account number.
Verifying IFSC KVBL0001245 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KVBL0001245 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-22654261.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Saravanampatti branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KVBL0001245, however, work 24x7.
Branch address & contact
Karur Vysya BankSaravanampatti Branch
KUMARAGURU COLLEGE OF TECHNOLOGY CHINNAVEDAMPATTI
Coimbatore, Tamil Nadu
Phone: 22-22654261
IFSC: KVBL0001245
Frequently asked questions
Is IFSC KVBL0001245 valid for NEFT and RTGS?
Yes. IFSC KVBL0001245 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Karur Vysya Bank Saravanampatti branch?
The IFSC code of Karur Vysya Bank, Saravanampatti branch is KVBL0001245. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Karur Vysya Bank Saravanampatti branch located?
Karur Vysya Bank's Saravanampatti branch is located at KUMARAGURU COLLEGE OF TECHNOLOGY CHINNAVEDAMPATTI, Coimbatore, Tamil Nadu.
What is the phone number of Karur Vysya Bank Saravanampatti branch?
You can reach the branch at 22-22654261 during regular banking hours.
Does Karur Vysya Bank Saravanampatti branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-22654261 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Saravanampatti branch but serve different purposes.
Is IFSC KVBL0001245 the same for all accounts at Saravanampatti branch?
Yes. The IFSC KVBL0001245 is shared by every account held at Karur Vysya Bank's Saravanampatti branch. Only the account number changes from customer to customer.
Summary
The IFSC code KVBL0001245 belongs to Karur Vysya Bank's SARAVANAMPATTI branch, located at KUMARAGURU COLLEGE OF TECHNOLOGY CHINNAVEDAMPATTI in COIMBATORE, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
