Below are the complete branch details for Karur Vysya Bank, PATTANAM branch, located in COIMBATORE, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is KVBL0001718. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case KVBL0001718 for Karur Vysya Bank – PATTANAM — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Karur Vysya Bank's PATTANAM branch, the IFSC KVBL0001718 breaks down as follows: KVBL identifies the bank, 0 is the reserved character, and 001718 identifies this particular branch.
Branch details at a glance
| Bank Name | Karur Vysya Bank |
|---|---|
| Branch | Pattanam |
| IFSC Code | KVBL0001718 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 4/143,PATTANAM MAIN ROAD PATTANAM (PO),ONDIPUDUR (VIA) |
| City | Coimbatore |
| District | Coimbatore |
| State | Tamil Nadu |
| STD Code | 22 |
| Phone | 22654261 |
About Karur Vysya Bank
Karur Vysya Bank operates a wide network of branches across India, including the Pattanam branch in Coimbatore. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KVBL0001718.
About the Pattanam branch
The Pattanam branch of Karur Vysya Bank is situated at 4/143,PATTANAM MAIN ROAD PATTANAM (PO),ONDIPUDUR (VIA). Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KVBL0001718 is used.
Why every Karur Vysya Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PATTANAM of Karur Vysya Bank — its own 11-character IFSC. The code KVBL0001718 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KVBL0001718 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC KVBL0001718
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KVBL0001718 across all three.
NEFT to Karur Vysya Bank, PATTANAM using IFSC KVBL0001718
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KVBL0001718, and confirm that the system picks up Karur Vysya Bank – PATTANAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC KVBL0001718
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Karur Vysya Bank – PATTANAM, ensure your bank's portal accepts IFSC KVBL0001718 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Karur Vysya Bank – PATTANAM, use IMPS. With IFSC KVBL0001718 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KVBL0001718 for Karur Vysya Bank – PATTANAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KVBL0001718 | Yes – KVBL0001718 | Yes – KVBL0001718 |
For most retail customers crediting the Pattanam branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC KVBL0001718
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Karur Vysya Bank – PATTANAM is still mapped to IFSC KVBL0001718. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KVBL0001718 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Pattanam branch is mapped to IFSC KVBL0001718 on the RBI payments network. The branch generally supports the full retail product catalogue of Karur Vysya Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains KVBL0001718.
Banking services available
The Pattanam branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-22654261.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC KVBL0001718
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Karur Vysya Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KVBL0001718 and the account number together uniquely identify the Pattanam branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Pattanam branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KVBL0001718 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karur Vysya Bank – PATTANAM:
- The IFSC is exactly KVBL0001718 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Karur Vysya Bank as the bank name and PATTANAM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Pattanam branch
The branch is located at 4/143,PATTANAM MAIN ROAD PATTANAM (PO),ONDIPUDUR (VIA), which puts it inside Coimbatore, the broader Coimbatore district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Karur Vysya Bank Pattanam branch” — the verified location pin for IFSC KVBL0001718 should appear at the top of the results.
- Confirm the branch is open by calling 22-22654261 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KVBL0001718 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC KVBL0001718 for Karur Vysya Bank – PATTANAM, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Pattanam are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KVBL0001718 continue to work without interruption.
Branch address & contact
Karur Vysya BankPattanam Branch
4/143,PATTANAM MAIN ROAD PATTANAM (PO),ONDIPUDUR (VIA)
Coimbatore, Tamil Nadu
Phone: 22-22654261
IFSC: KVBL0001718
Frequently asked questions
Can I use IFSC KVBL0001718 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KVBL0001718 to send funds instantly.
What is the IFSC code of Karur Vysya Bank Pattanam branch?
The IFSC code of Karur Vysya Bank, Pattanam branch is KVBL0001718. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using KVBL0001718 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Karur Vysya Bank – Pattanam reflect within 30 minutes.
Is IFSC KVBL0001718 the same for all accounts at Pattanam branch?
Yes. The IFSC KVBL0001718 is shared by every account held at Karur Vysya Bank's Pattanam branch. Only the account number changes from customer to customer.
Does Karur Vysya Bank Pattanam branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-22654261 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Pattanam branch but serve different purposes.
What is the phone number of Karur Vysya Bank Pattanam branch?
You can reach the branch at 22-22654261 during regular banking hours.
How do I add Karur Vysya Bank Pattanam as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KVBL0001718, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code KVBL0001718 belongs to Karur Vysya Bank's PATTANAM branch, located at 4/143,PATTANAM MAIN ROAD PATTANAM (PO),ONDIPUDUR (VIA) in COIMBATORE, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
