This page lists the IFSC code, branch address, contact number and fund-transfer information for Karur Vysya Bank, KANNAMPALAYAM branch in COIMBATORE. The 11-digit IFSC KVBL0001992 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Karur Vysya Bank at the KANNAMPALAYAM location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Karur Vysya Bank – KANNAMPALAYAM is KVBL0001992. The first four letters KVBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001992 map to this branch in COIMBATORE, TAMIL NADU.
Bank profile
Karur Vysya Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Kannampalayam branch — IFSC KVBL0001992 — extends the bank's services to customers in and around Coimbatore, Tamil Nadu.
About this branch
The branch is located at 323/2C,NANJAPPADEVAR NAGAR, KANNAMPALAYAM PIRIVU,COIMBATORE 641402,COIMBATORE,TAMIL NADU. It serves the Coimbatore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Karur Vysya Bank. The IFSC KVBL0001992 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Karur Vysya Bank |
|---|---|
| Branch | Kannampalayam |
| IFSC Code | KVBL0001992 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 323/2C,NANJAPPADEVAR NAGAR, KANNAMPALAYAM PIRIVU,COIMBATORE 641402,COIMBATORE,TAMIL NADU |
| City | Coimbatore |
| District | Coimbatore |
| State | Tamil Nadu |
| STD Code | 31 |
| Phone | 422222779 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Karur Vysya Bank's KANNAMPALAYAM branch came to be assigned the code KVBL0001992.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KVBL0001992, money simply cannot be routed to the KANNAMPALAYAM branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Karur Vysya Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KVBL0001992 and the account number together uniquely identify the Kannampalayam branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC KVBL0001992
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KVBL0001992 across all three.
NEFT to Karur Vysya Bank, KANNAMPALAYAM using IFSC KVBL0001992
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KVBL0001992, and confirm that the system picks up Karur Vysya Bank – KANNAMPALAYAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KANNAMPALAYAM
If you need to transfer ₹2 lakh or more in one go to an account at Karur Vysya Bank's KANNAMPALAYAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KVBL0001992 while initiating the transfer and the credit will appear within minutes.
IMPS to Karur Vysya Bank KANNAMPALAYAM (IFSC KVBL0001992)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KVBL0001992 in your mobile or internet banking app, and the money is credited to the KANNAMPALAYAM branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KVBL0001992 for Karur Vysya Bank – KANNAMPALAYAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KVBL0001992 | Yes – KVBL0001992 | Yes – KVBL0001992 |
For most retail customers crediting the Kannampalayam branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Karur Vysya Bank's KANNAMPALAYAM branch, the IFSC KVBL0001992 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Kannampalayam branch is mapped to IFSC KVBL0001992 on the RBI payments network. The branch generally supports the full retail product catalogue of Karur Vysya Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains KVBL0001992.
Products and services
Customers walking into the Kannampalayam branch can access most of Karur Vysya Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC KVBL0001992
Online banking and IFSC KVBL0001992
Karur Vysya Bank customers can register for net banking and the bank's official mobile app once their account at the KANNAMPALAYAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KVBL0001992 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Kannampalayam branch sits at 323/2C,NANJAPPADEVAR NAGAR, KANNAMPALAYAM PIRIVU,COIMBATORE 641402,COIMBATORE,TAMIL NADU. If you are travelling from outside Coimbatore, search for the branch on a maps application using the bank name and locality, or call 31-422222779 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KVBL0001992 and your account number.
Common mistakes to avoid when using IFSC KVBL0001992
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Karur Vysya Bank – KANNAMPALAYAM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
KVBL0001992. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Kannampalayam are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KVBL0001992 continue to work without interruption.
Verifying IFSC KVBL0001992 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KVBL0001992 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 31-422222779.
- Visiting the bank's official branch locator page.
Branch address & contact
Karur Vysya BankKannampalayam Branch
323/2C,NANJAPPADEVAR NAGAR, KANNAMPALAYAM PIRIVU,COIMBATORE 641402,COIMBATORE,TAMIL NADU
Coimbatore, Tamil Nadu
Phone: 31-422222779
IFSC: KVBL0001992
Frequently asked questions
Is IFSC KVBL0001992 the same for all accounts at Kannampalayam branch?
Yes. The IFSC KVBL0001992 is shared by every account held at Karur Vysya Bank's Kannampalayam branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kannampalayam branch but serve different purposes.
How do I add Karur Vysya Bank Kannampalayam as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KVBL0001992, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Karur Vysya Bank Kannampalayam branch?
The IFSC code of Karur Vysya Bank, Kannampalayam branch is KVBL0001992. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC KVBL0001992 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KVBL0001992 to send funds instantly.
How quickly will an NEFT transfer using KVBL0001992 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Karur Vysya Bank – Kannampalayam reflect within 30 minutes.
Summary
The IFSC code KVBL0001992 belongs to Karur Vysya Bank's KANNAMPALAYAM branch, located at 323/2C,NANJAPPADEVAR NAGAR, KANNAMPALAYAM PIRIVU,COIMBATORE… in COIMBATORE, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
