IFSC Code of Karur Vysya Bank, Coimbatore - Papanaickenpalayam Branch, Tamil Nadu

Use this page as a one-stop reference for everything related to Karur Vysya Bank's COIMBATORE - PAPANAICKENPALAYAM branch in COIMBATORE, TAMIL NADU. The branch's IFSC code KVBL0001872 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Karur Vysya Bank – COIMBATORE - PAPANAICKENPALAYAM is KVBL0001872. The first four letters KVBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001872 map to this branch in COIMBATORE, TAMIL NADU.

Branch details at a glance

About the bank

Karur Vysya Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Coimbatore - Papanaickenpalayam branch in Coimbatore, Tamil Nadu is part of this network and uses the IFSC code KVBL0001872 for all electronic settlement.

Coimbatore - Papanaickenpalayam branch overview

Located at NO.3/220, NEW SCHEME ROAD PAPPANAICKENPALAYAM, the Coimbatore - Papanaickenpalayam branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC KVBL0001872 is required for all interbank electronic transfers routed through this branch.

Why every Karur Vysya Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including COIMBATORE - PAPANAICKENPALAYAM of Karur Vysya Bank — its own 11-character IFSC. The code KVBL0001872 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KVBL0001872 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC KVBL0001872

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KVBL0001872 across all three.

NEFT to Karur Vysya Bank, COIMBATORE - PAPANAICKENPALAYAM using IFSC KVBL0001872

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KVBL0001872, and confirm that the system picks up Karur Vysya Bank – COIMBATORE - PAPANAICKENPALAYAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC KVBL0001872

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Karur Vysya Bank – COIMBATORE - PAPANAICKENPALAYAM, ensure your bank's portal accepts IFSC KVBL0001872 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Karur Vysya Bank COIMBATORE - PAPANAICKENPALAYAM (IFSC KVBL0001872)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KVBL0001872 in your mobile or internet banking app, and the money is credited to the COIMBATORE - PAPANAICKENPALAYAM branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Coimbatore - Papanaickenpalayam

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC KVBL0001872:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at COIMBATORE - PAPANAICKENPALAYAM is still linked to IFSC KVBL0001872.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC KVBL0001872

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Karur Vysya Bank – COIMBATORE - PAPANAICKENPALAYAM is still mapped to IFSC KVBL0001872. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KVBL0001872 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Coimbatore - Papanaickenpalayam branch is mapped to IFSC KVBL0001872 on the RBI payments network. The branch generally supports the full retail product catalogue of Karur Vysya Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KVBL0001872.

Products and services

Customers walking into the Coimbatore - Papanaickenpalayam branch can access most of Karur Vysya Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KVBL0001872

MICR & cheque-truncation details

Cheques drawn on the Coimbatore - Papanaickenpalayam branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KVBL0001872 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC KVBL0001872

Karur Vysya Bank customers can register for net banking and the bank's official mobile app once their account at the COIMBATORE - PAPANAICKENPALAYAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KVBL0001872 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC KVBL0001872

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Karur Vysya Bank – COIMBATORE - PAPANAICKENPALAYAM, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: KVBL0001872.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Coimbatore - Papanaickenpalayam branch

The branch is located at NO.3/220, NEW SCHEME ROAD PAPPANAICKENPALAYAM, which puts it inside Coimbatore, the broader Coimbatore district, and the state of Tamil Nadu. To plan your visit:

1. Open Google Maps on your phone and search for “Karur Vysya Bank Coimbatore - Papanaickenpalayam branch” — the verified location pin for IFSC KVBL0001872 should appear at the top of the results.
2. Confirm the branch is open by calling 22-22654261 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KVBL0001872 and your account number.

Verifying IFSC KVBL0001872 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KVBL0001872 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 22-22654261.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Coimbatore - Papanaickenpalayam are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KVBL0001872 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KVBL0001872 belongs to Karur Vysya Bank's COIMBATORE - PAPANAICKENPALAYAM branch, located at NO.3/220, NEW SCHEME ROAD PAPPANAICKENPALAYAM in COIMBATORE, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.