If you are searching for the IFSC code of Karur Vysya Bank, THIRUMULLAIVOYAL branch in CHENNAI, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is KVBL0001975. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THIRUMULLAIVOYAL branch, and detailed step-by-step guides for using the IFSC KVBL0001975 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Karur Vysya Bank's THIRUMULLAIVOYAL branch, the IFSC KVBL0001975 breaks down as follows: KVBL identifies the bank, 0 is the reserved character, and 001975 identifies this particular branch.
About Karur Vysya Bank
Karur Vysya Bank operates a wide network of branches across India, including the Thirumullaivoyal branch in Chennai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KVBL0001975.
Branch details at a glance
| Bank Name | Karur Vysya Bank |
|---|---|
| Branch | Thirumullaivoyal |
| IFSC Code | KVBL0001975 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO.8,SURVERY NO.467/2 PART,SARASWATHY NAGAR,THIRUMULLAIVOYAL,AMBATTUR TALUK,TIRUVALLUR-600062 |
| City | Chennai |
| District | Chennai |
| State | Tamil Nadu |
| STD Code | 31 |
| Phone | 422222779 |
About the Thirumullaivoyal branch
The Thirumullaivoyal branch of Karur Vysya Bank is situated at PLOT NO.8,SURVERY NO.467/2 PART,SARASWATHY NAGAR,THIRUMULLAIVOYAL,AMBATTUR TALUK,TIRUVALLUR-600062. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KVBL0001975 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Karur Vysya Bank's THIRUMULLAIVOYAL branch came to be assigned the code KVBL0001975.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KVBL0001975, money simply cannot be routed to the THIRUMULLAIVOYAL branch electronically.
Products and account variants supported
Every account opened at the Thirumullaivoyal branch is mapped to IFSC KVBL0001975 on the RBI payments network. The branch generally supports the full retail product catalogue of Karur Vysya Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains KVBL0001975.
Banking services available
The Thirumullaivoyal branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 31-422222779.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC KVBL0001975
How to transfer money using IFSC KVBL0001975
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KVBL0001975 across all three.
How to use IFSC KVBL0001975 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Karur Vysya Bank's THIRUMULLAIVOYAL branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC KVBL0001975.
- Confirm the bank name auto-populates as Karur Vysya Bank and the branch as THIRUMULLAIVOYAL.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to THIRUMULLAIVOYAL
If you need to transfer ₹2 lakh or more in one go to an account at Karur Vysya Bank's THIRUMULLAIVOYAL branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KVBL0001975 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Karur Vysya Bank – THIRUMULLAIVOYAL, use IMPS. With IFSC KVBL0001975 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KVBL0001975 for Karur Vysya Bank – THIRUMULLAIVOYAL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KVBL0001975 | Yes – KVBL0001975 | Yes – KVBL0001975 |
For most retail customers crediting the Thirumullaivoyal branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Karur Vysya Bank's THIRUMULLAIVOYAL branch, the IFSC KVBL0001975 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC KVBL0001975
Karur Vysya Bank customers can register for net banking and the bank's official mobile app once their account at the THIRUMULLAIVOYAL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KVBL0001975 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Karur Vysya Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KVBL0001975 and the account number together uniquely identify the Thirumullaivoyal branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC KVBL0001975
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Karur Vysya Bank – THIRUMULLAIVOYAL, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
KVBL0001975. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Thirumullaivoyal branch
The branch is located at PLOT NO.8,SURVERY NO.467/2 PART,SARASWATHY NAGAR,THIRUMULLAIVOYAL,AMBATTUR TALUK,TIRUVALLUR-600062, which puts it inside Chennai, the broader Chennai district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Karur Vysya Bank Thirumullaivoyal branch” — the verified location pin for IFSC KVBL0001975 should appear at the top of the results.
- Confirm the branch is open by calling 31-422222779 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KVBL0001975 and your account number.
Verifying IFSC KVBL0001975 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KVBL0001975 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 31-422222779.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Thirumullaivoyal are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KVBL0001975 continue to work without interruption.
Branch address & contact
Karur Vysya BankThirumullaivoyal Branch
PLOT NO.8,SURVERY NO.467/2 PART,SARASWATHY NAGAR,THIRUMULLAIVOYAL,AMBATTUR TALUK,TIRUVALLUR-600062
Chennai, Tamil Nadu
Phone: 31-422222779
IFSC: KVBL0001975
Frequently asked questions
Is IFSC KVBL0001975 valid for NEFT and RTGS?
Yes. IFSC KVBL0001975 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Thirumullaivoyal branch but serve different purposes.
What is the phone number of Karur Vysya Bank Thirumullaivoyal branch?
You can reach the branch at 31-422222779 during regular banking hours.
Is IFSC KVBL0001975 the same for all accounts at Thirumullaivoyal branch?
Yes. The IFSC KVBL0001975 is shared by every account held at Karur Vysya Bank's Thirumullaivoyal branch. Only the account number changes from customer to customer.
Can I use IFSC KVBL0001975 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KVBL0001975 to send funds instantly.
What is the IFSC code of Karur Vysya Bank Thirumullaivoyal branch?
The IFSC code of Karur Vysya Bank, Thirumullaivoyal branch is KVBL0001975. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Karur Vysya Bank Thirumullaivoyal branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 31-422222779 to confirm.
Final notes
To recap: KVBL0001975 is the IFSC code of Karur Vysya Bank, THIRUMULLAIVOYAL branch, in CHENNAI, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
