IFSC Code of Karur Vysya Bank, Corporate and Institution Group Branch, Tamil Nadu

Use this page as a one-stop reference for everything related to Karur Vysya Bank's CORPORATE AND INSTITUTION GROUP branch in CHENNAI, TAMIL NADU. The branch's IFSC code KVBL0001956 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Karur Vysya Bank's CORPORATE AND INSTITUTION GROUP branch, the IFSC KVBL0001956 breaks down as follows: KVBL identifies the bank, 0 is the reserved character, and 001956 identifies this particular branch.

About Karur Vysya Bank

Karur Vysya Bank operates a wide network of branches across India, including the Corporate and Institution Group branch in Chennai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KVBL0001956.

About this branch

The branch is located at 2ND FLOOR, NO.1 PADMAVATHIAR ROAD,GOPALAPURAM,CHENNAI,TAMILNADU 600086. It serves the Chennai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Karur Vysya Bank. The IFSC KVBL0001956 is used to identify this branch on the RBI payments network.

Branch details at a glance

Why every Karur Vysya Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CORPORATE AND INSTITUTION GROUP of Karur Vysya Bank — its own 11-character IFSC. The code KVBL0001956 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KVBL0001956 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Karur Vysya Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KVBL0001956 and the account number together uniquely identify the Corporate and Institution Group branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC KVBL0001956

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KVBL0001956 across all three.

How to use IFSC KVBL0001956 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Karur Vysya Bank's CORPORATE AND INSTITUTION GROUP branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC KVBL0001956.
4. Confirm the bank name auto-populates as Karur Vysya Bank and the branch as CORPORATE AND INSTITUTION GROUP.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to CORPORATE AND INSTITUTION GROUP

If you need to transfer ₹2 lakh or more in one go to an account at Karur Vysya Bank's CORPORATE AND INSTITUTION GROUP branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KVBL0001956 while initiating the transfer and the credit will appear within minutes.

IMPS to Karur Vysya Bank CORPORATE AND INSTITUTION GROUP (IFSC KVBL0001956)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KVBL0001956 in your mobile or internet banking app, and the money is credited to the CORPORATE AND INSTITUTION GROUP branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC KVBL0001956 for Karur Vysya Bank – CORPORATE AND INSTITUTION GROUP, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Corporate and Institution Group branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Karur Vysya Bank's CORPORATE AND INSTITUTION GROUP branch, the IFSC KVBL0001956 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Corporate and Institution Group branch is mapped to IFSC KVBL0001956 on the RBI payments network. The branch generally supports the full retail product catalogue of Karur Vysya Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KVBL0001956.

Banking services available

The Corporate and Institution Group branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 31-9176010435.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC KVBL0001956

Online banking and IFSC KVBL0001956

Karur Vysya Bank customers can register for net banking and the bank's official mobile app once their account at the CORPORATE AND INSTITUTION GROUP branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KVBL0001956 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Corporate and Institution Group branch sits at 2ND FLOOR, NO.1 PADMAVATHIAR ROAD,GOPALAPURAM,CHENNAI,TAMILNADU 600086. If you are travelling from outside Chennai, search for the branch on a maps application using the bank name and locality, or call 31-9176010435 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KVBL0001956 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karur Vysya Bank – CORPORATE AND INSTITUTION GROUP:

• The IFSC is exactly KVBL0001956 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Karur Vysya Bank as the bank name and CORPORATE AND INSTITUTION GROUP as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Corporate and Institution Group are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KVBL0001956 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC KVBL0001956 for Karur Vysya Bank – CORPORATE AND INSTITUTION GROUP, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KVBL0001956 belongs to Karur Vysya Bank's CORPORATE AND INSTITUTION GROUP branch, located at 2ND FLOOR, NO.1 PADMAVATHIAR ROAD,GOPALAPURAM,CHENNAI,TAMILNADU 600086 in CHENNAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.