Use this page as a one-stop reference for everything related to Karur Vysya Bank's CENTRALISED OCC CELL branch in CHENNAI, TAMIL NADU. The branch's IFSC code KVBL0001612 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Karur Vysya Bank's CENTRALISED OCC CELL branch, the IFSC KVBL0001612 breaks down as follows: KVBL identifies the bank, 0 is the reserved character, and 001612 identifies this particular branch.
Bank profile
Karur Vysya Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Centralised Occ Cell branch — IFSC KVBL0001612 — extends the bank's services to customers in and around Chennai, Tamil Nadu.
Centralised Occ Cell branch overview
Located at 29,RANGAN STREET FIRST FLOOR T NAGAR, the Centralised Occ Cell branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC KVBL0001612 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Karur Vysya Bank |
|---|---|
| Branch | Centralised Occ Cell |
| IFSC Code | KVBL0001612 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 29,RANGAN STREET FIRST FLOOR T NAGAR |
| City | Chennai |
| District | Chennai |
| State | Tamil Nadu |
| STD Code | 22 |
| Phone | 22654261 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Karur Vysya Bank's CENTRALISED OCC CELL branch came to be assigned the code KVBL0001612.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KVBL0001612, money simply cannot be routed to the CENTRALISED OCC CELL branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Karur Vysya Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KVBL0001612 and the account number together uniquely identify the Centralised Occ Cell branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC KVBL0001612
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KVBL0001612 across all three.
How to use IFSC KVBL0001612 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Karur Vysya Bank's CENTRALISED OCC CELL branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC KVBL0001612.
- Confirm the bank name auto-populates as Karur Vysya Bank and the branch as CENTRALISED OCC CELL.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to CENTRALISED OCC CELL
If you need to transfer ₹2 lakh or more in one go to an account at Karur Vysya Bank's CENTRALISED OCC CELL branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KVBL0001612 while initiating the transfer and the credit will appear within minutes.
IMPS to Karur Vysya Bank CENTRALISED OCC CELL (IFSC KVBL0001612)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KVBL0001612 in your mobile or internet banking app, and the money is credited to the CENTRALISED OCC CELL branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KVBL0001612 for Karur Vysya Bank – CENTRALISED OCC CELL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KVBL0001612 | Yes – KVBL0001612 | Yes – KVBL0001612 |
For most retail customers crediting the Centralised Occ Cell branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC KVBL0001612
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Karur Vysya Bank – CENTRALISED OCC CELL is still mapped to IFSC KVBL0001612. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KVBL0001612 and the beneficiary's account number to complete the transfer.
Account types you can open at the Centralised Occ Cell branch
Once you have an account at Karur Vysya Bank – CENTRALISED OCC CELL, the IFSC KVBL0001612 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Centralised Occ Cell branch can access most of Karur Vysya Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC KVBL0001612
Digital banking channels
Most day-to-day work that customers used to do at the Centralised Occ Cell branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KVBL0001612 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Centralised Occ Cell branch
The branch is located at 29,RANGAN STREET FIRST FLOOR T NAGAR, which puts it inside Chennai, the broader Chennai district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Karur Vysya Bank Centralised Occ Cell branch” — the verified location pin for IFSC KVBL0001612 should appear at the top of the results.
- Confirm the branch is open by calling 22-22654261 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KVBL0001612 and your account number.
Common mistakes to avoid when using IFSC KVBL0001612
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Karur Vysya Bank – CENTRALISED OCC CELL, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
KVBL0001612. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Centralised Occ Cell are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KVBL0001612 continue to work without interruption.
Verifying IFSC KVBL0001612 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KVBL0001612 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-22654261.
- Visiting the bank's official branch locator page.
Branch address & contact
Karur Vysya BankCentralised Occ Cell Branch
29,RANGAN STREET FIRST FLOOR T NAGAR
Chennai, Tamil Nadu
Phone: 22-22654261
IFSC: KVBL0001612
Frequently asked questions
How quickly will an NEFT transfer using KVBL0001612 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Karur Vysya Bank – Centralised Occ Cell reflect within 30 minutes.
What is the IFSC code of Karur Vysya Bank Centralised Occ Cell branch?
The IFSC code of Karur Vysya Bank, Centralised Occ Cell branch is KVBL0001612. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC KVBL0001612 the same for all accounts at Centralised Occ Cell branch?
Yes. The IFSC KVBL0001612 is shared by every account held at Karur Vysya Bank's Centralised Occ Cell branch. Only the account number changes from customer to customer.
What is the phone number of Karur Vysya Bank Centralised Occ Cell branch?
You can reach the branch at 22-22654261 during regular banking hours.
Where is Karur Vysya Bank Centralised Occ Cell branch located?
Karur Vysya Bank's Centralised Occ Cell branch is located at 29,RANGAN STREET FIRST FLOOR T NAGAR, Chennai, Tamil Nadu.
Does Karur Vysya Bank Centralised Occ Cell branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-22654261 to confirm.
How do I add Karur Vysya Bank Centralised Occ Cell as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KVBL0001612, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC KVBL0001612 valid for NEFT and RTGS?
Yes. IFSC KVBL0001612 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code KVBL0001612 belongs to Karur Vysya Bank's CENTRALISED OCC CELL branch, located at 29,RANGAN STREET FIRST FLOOR T NAGAR in CHENNAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
