IFSC Code of Karnataka Grameena Bank, Vijayapura Main Branch, Karnataka

Below are the complete branch details for Karnataka Grameena Bank, VIJAYAPURA MAIN branch, located in VIJAYAPUR MAIN, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is PKGB0013146. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case PKGB0013146 for Karnataka Grameena Bank – VIJAYAPURA MAIN — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Karnataka Grameena Bank – VIJAYAPURA MAIN is PKGB0013146. The first four letters PKGB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 013146 map to this branch in VIJAYAPUR MAIN, KARNATAKA.

Bank profile

Karnataka Grameena Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Vijayapura Main branch — IFSC PKGB0013146 — extends the bank's services to customers in and around Vijayapur Main, Karnataka.

Branch details at a glance

About the Vijayapura Main branch

The Vijayapura Main branch of Karnataka Grameena Bank is situated at VIJAYAPURA TQ,VIJAYAPURA DIST. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PKGB0013146 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Karnataka Grameena Bank's VIJAYAPURA MAIN branch came to be assigned the code PKGB0013146.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PKGB0013146, money simply cannot be routed to the VIJAYAPURA MAIN branch electronically.

Products and account variants supported

Every account opened at the Vijayapura Main branch is mapped to IFSC PKGB0013146 on the RBI payments network. The branch generally supports the full retail product catalogue of Karnataka Grameena Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PKGB0013146.

Products and services

Customers walking into the Vijayapura Main branch can access most of Karnataka Grameena Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PKGB0013146

How to transfer money using IFSC PKGB0013146

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PKGB0013146 across all three.

NEFT to Karnataka Grameena Bank, VIJAYAPURA MAIN using IFSC PKGB0013146

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PKGB0013146, and confirm that the system picks up Karnataka Grameena Bank – VIJAYAPURA MAIN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to VIJAYAPURA MAIN

If you need to transfer ₹2 lakh or more in one go to an account at Karnataka Grameena Bank's VIJAYAPURA MAIN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PKGB0013146 while initiating the transfer and the credit will appear within minutes.

IMPS to Karnataka Grameena Bank VIJAYAPURA MAIN (IFSC PKGB0013146)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PKGB0013146 in your mobile or internet banking app, and the money is credited to the VIJAYAPURA MAIN branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Vijayapura Main

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PKGB0013146:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at VIJAYAPURA MAIN is still linked to IFSC PKGB0013146.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Karnataka Grameena Bank's VIJAYAPURA MAIN branch, the IFSC PKGB0013146 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Vijayapura Main branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC PKGB0013146 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Vijayapura Main branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PKGB0013146 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karnataka Grameena Bank – VIJAYAPURA MAIN:

• The IFSC is exactly PKGB0013146 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Karnataka Grameena Bank as the bank name and VIJAYAPURA MAIN as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Vijayapura Main branch sits at VIJAYAPURA TQ,VIJAYAPURA DIST. If you are travelling from outside Vijayapur Main, search for the branch on a maps application using the bank name and locality, or call 8378-9480699002 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PKGB0013146 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PKGB0013146 for Karnataka Grameena Bank – VIJAYAPURA MAIN, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Vijayapura Main are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PKGB0013146 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PKGB0013146 belongs to Karnataka Grameena Bank's VIJAYAPURA MAIN branch, located at VIJAYAPURA TQ,VIJAYAPURA DIST in VIJAYAPUR MAIN, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.