IFSC Code of Karnataka Grameena Bank, Solapur Road-Bijapur Branch, Karnataka

Below are the complete branch details for Karnataka Grameena Bank, SOLAPUR ROAD-BIJAPUR branch, located in SOLAPUR ROAD, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is PKGB0013538. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case PKGB0013538 for Karnataka Grameena Bank – SOLAPUR ROAD-BIJAPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Karnataka Grameena Bank's SOLAPUR ROAD-BIJAPUR branch, the IFSC PKGB0013538 breaks down as follows: PKGB identifies the bank, 0 is the reserved character, and 013538 identifies this particular branch.

About the bank

Karnataka Grameena Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Solapur Road-Bijapur branch in Solapur Road, Karnataka is part of this network and uses the IFSC code PKGB0013538 for all electronic settlement.

Branch details at a glance

Solapur Road-Bijapur branch overview

Located at VIJAYAPURA TQ,VIJAYAPURA DIST, the Solapur Road-Bijapur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC PKGB0013538 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Karnataka Grameena Bank's SOLAPUR ROAD-BIJAPUR branch came to be assigned the code PKGB0013538.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PKGB0013538, money simply cannot be routed to the SOLAPUR ROAD-BIJAPUR branch electronically.

Products and account variants supported

Every account opened at the Solapur Road-Bijapur branch is mapped to IFSC PKGB0013538 on the RBI payments network. The branch generally supports the full retail product catalogue of Karnataka Grameena Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PKGB0013538.

Banking services available

The Solapur Road-Bijapur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8378-9480699664.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC PKGB0013538

How to transfer money using IFSC PKGB0013538

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PKGB0013538 across all three.

How to use IFSC PKGB0013538 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Karnataka Grameena Bank's SOLAPUR ROAD-BIJAPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC PKGB0013538.
4. Confirm the bank name auto-populates as Karnataka Grameena Bank and the branch as SOLAPUR ROAD-BIJAPUR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC PKGB0013538

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Karnataka Grameena Bank – SOLAPUR ROAD-BIJAPUR, ensure your bank's portal accepts IFSC PKGB0013538 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Karnataka Grameena Bank SOLAPUR ROAD-BIJAPUR (IFSC PKGB0013538)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PKGB0013538 in your mobile or internet banking app, and the money is credited to the SOLAPUR ROAD-BIJAPUR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC PKGB0013538 for Karnataka Grameena Bank – SOLAPUR ROAD-BIJAPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Solapur Road-Bijapur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC PKGB0013538

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Karnataka Grameena Bank – SOLAPUR ROAD-BIJAPUR is still mapped to IFSC PKGB0013538. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PKGB0013538 and the beneficiary's account number to complete the transfer.

Online banking and IFSC PKGB0013538

Karnataka Grameena Bank customers can register for net banking and the bank's official mobile app once their account at the SOLAPUR ROAD-BIJAPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PKGB0013538 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Solapur Road-Bijapur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PKGB0013538 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karnataka Grameena Bank – SOLAPUR ROAD-BIJAPUR:

• The IFSC is exactly PKGB0013538 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Karnataka Grameena Bank as the bank name and SOLAPUR ROAD-BIJAPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Solapur Road-Bijapur branch

The branch is located at VIJAYAPURA TQ,VIJAYAPURA DIST, which puts it inside Solapur Road, the broader Vijayapura district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “Karnataka Grameena Bank Solapur Road-Bijapur branch” — the verified location pin for IFSC PKGB0013538 should appear at the top of the results.
2. Confirm the branch is open by calling 8378-9480699664 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PKGB0013538 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PKGB0013538 for Karnataka Grameena Bank – SOLAPUR ROAD-BIJAPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Solapur Road-Bijapur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PKGB0013538 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: PKGB0013538 is the IFSC code of Karnataka Grameena Bank, SOLAPUR ROAD-BIJAPUR branch, in SOLAPUR ROAD, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.