If you are searching for the IFSC code of Karnataka Grameena Bank, NAGANAHALLY - MYS branch in MYSORE, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is PKGB0012032. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the NAGANAHALLY - MYS branch, and detailed step-by-step guides for using the IFSC PKGB0012032 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Karnataka Grameena Bank – NAGANAHALLY - MYS is PKGB0012032. The first four letters PKGB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 012032 map to this branch in MYSORE, KARNATAKA.
About the bank
Karnataka Grameena Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Naganahally - Mys branch in Mysore, Karnataka is part of this network and uses the IFSC code PKGB0012032 for all electronic settlement.
Branch details at a glance
| Bank Name | Karnataka Grameena Bank |
|---|---|
| Branch | Naganahally - Mys |
| IFSC Code | PKGB0012032 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NAGANAHALLY MYSORE MYSURU TALUK MYSURU DISTRICT |
| City | Mysore |
| District | Mysore |
| State | Karnataka |
| STD Code | 0 |
| Phone | 8212591429 |
About this branch
The branch is located at NAGANAHALLY MYSORE MYSURU TALUK MYSURU DISTRICT. It serves the Mysore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Karnataka Grameena Bank. The IFSC PKGB0012032 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Karnataka Grameena Bank's NAGANAHALLY - MYS branch came to be assigned the code PKGB0012032.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PKGB0012032, money simply cannot be routed to the NAGANAHALLY - MYS branch electronically.
Account types you can open at the Naganahally - Mys branch
Once you have an account at Karnataka Grameena Bank – NAGANAHALLY - MYS, the IFSC PKGB0012032 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Naganahally - Mys branch can access most of Karnataka Grameena Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC PKGB0012032
How to transfer money using IFSC PKGB0012032
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PKGB0012032 across all three.
NEFT to Karnataka Grameena Bank, NAGANAHALLY - MYS using IFSC PKGB0012032
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PKGB0012032, and confirm that the system picks up Karnataka Grameena Bank – NAGANAHALLY - MYS. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC PKGB0012032
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Karnataka Grameena Bank – NAGANAHALLY - MYS, ensure your bank's portal accepts IFSC PKGB0012032 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Karnataka Grameena Bank NAGANAHALLY - MYS (IFSC PKGB0012032)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PKGB0012032 in your mobile or internet banking app, and the money is credited to the NAGANAHALLY - MYS branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC PKGB0012032 for Karnataka Grameena Bank – NAGANAHALLY - MYS, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – PKGB0012032 | Yes – PKGB0012032 | Yes – PKGB0012032 |
For most retail customers crediting the Naganahally - Mys branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Karnataka Grameena Bank's NAGANAHALLY - MYS branch, the IFSC PKGB0012032 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC PKGB0012032
Karnataka Grameena Bank customers can register for net banking and the bank's official mobile app once their account at the NAGANAHALLY - MYS branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PKGB0012032 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Naganahally - Mys branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PKGB0012032 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC PKGB0012032
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Karnataka Grameena Bank – NAGANAHALLY - MYS, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
PKGB0012032. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Naganahally - Mys branch sits at NAGANAHALLY MYSORE MYSURU TALUK MYSURU DISTRICT. If you are travelling from outside Mysore, search for the branch on a maps application using the bank name and locality, or call 8212591429 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PKGB0012032 and your account number.
Verifying IFSC PKGB0012032 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PKGB0012032 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8212591429.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Naganahally - Mys branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC PKGB0012032, however, work 24x7.
Branch address & contact
Karnataka Grameena BankNaganahally - Mys Branch
NAGANAHALLY MYSORE MYSURU TALUK MYSURU DISTRICT
Mysore, Karnataka
Phone: 8212591429
IFSC: PKGB0012032
Frequently asked questions
Can I use IFSC PKGB0012032 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC PKGB0012032 to send funds instantly.
How quickly will an NEFT transfer using PKGB0012032 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Karnataka Grameena Bank – Naganahally - Mys reflect within 30 minutes.
Is IFSC PKGB0012032 the same for all accounts at Naganahally - Mys branch?
Yes. The IFSC PKGB0012032 is shared by every account held at Karnataka Grameena Bank's Naganahally - Mys branch. Only the account number changes from customer to customer.
Where is Karnataka Grameena Bank Naganahally - Mys branch located?
Karnataka Grameena Bank's Naganahally - Mys branch is located at NAGANAHALLY MYSORE MYSURU TALUK MYSURU DISTRICT, Mysore, Karnataka.
What is the phone number of Karnataka Grameena Bank Naganahally - Mys branch?
You can reach the branch at 8212591429 during regular banking hours.
How do I add Karnataka Grameena Bank Naganahally - Mys as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC PKGB0012032, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC PKGB0012032 valid for NEFT and RTGS?
Yes. IFSC PKGB0012032 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Naganahally - Mys branch but serve different purposes.
Final notes
To recap: PKGB0012032 is the IFSC code of Karnataka Grameena Bank, NAGANAHALLY - MYS branch, in MYSORE, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
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