This page lists the IFSC code, branch address, contact number and fund-transfer information for Karnataka Grameena Bank, THAGGAHALLI branch in MANDYA. The 11-digit IFSC PKGB0012319 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Karnataka Grameena Bank at the THAGGAHALLI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Karnataka Grameena Bank – THAGGAHALLI is PKGB0012319. The first four letters PKGB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 012319 map to this branch in MANDYA, KARNATAKA.
About the bank
Karnataka Grameena Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Thaggahalli branch in Mandya, Karnataka is part of this network and uses the IFSC code PKGB0012319 for all electronic settlement.
Branch details at a glance
| Bank Name | Karnataka Grameena Bank |
|---|---|
| Branch | Thaggahalli |
| IFSC Code | PKGB0012319 |
| MICR Code | Refer to cheque leaf |
| Branch Address | THAGGAHALLI MANDYA TALUK MANDYA DISTRICT |
| City | Mandya |
| District | Mandya |
| State | Karnataka |
| STD Code | 0 |
| Phone | 8232234093 |
About this branch
The branch is located at THAGGAHALLI MANDYA TALUK MANDYA DISTRICT. It serves the Mandya region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Karnataka Grameena Bank. The IFSC PKGB0012319 is used to identify this branch on the RBI payments network.
Why every Karnataka Grameena Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THAGGAHALLI of Karnataka Grameena Bank — its own 11-character IFSC. The code PKGB0012319 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC PKGB0012319 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Thaggahalli branch is mapped to IFSC PKGB0012319 on the RBI payments network. The branch generally supports the full retail product catalogue of Karnataka Grameena Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains PKGB0012319.
Banking services available
The Thaggahalli branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8232234093.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC PKGB0012319
How to transfer money using IFSC PKGB0012319
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PKGB0012319 across all three.
NEFT to Karnataka Grameena Bank, THAGGAHALLI using IFSC PKGB0012319
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PKGB0012319, and confirm that the system picks up Karnataka Grameena Bank – THAGGAHALLI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC PKGB0012319
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Karnataka Grameena Bank – THAGGAHALLI, ensure your bank's portal accepts IFSC PKGB0012319 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Karnataka Grameena Bank THAGGAHALLI (IFSC PKGB0012319)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PKGB0012319 in your mobile or internet banking app, and the money is credited to the THAGGAHALLI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC PKGB0012319 for Karnataka Grameena Bank – THAGGAHALLI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – PKGB0012319 | Yes – PKGB0012319 | Yes – PKGB0012319 |
For most retail customers crediting the Thaggahalli branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC PKGB0012319
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Karnataka Grameena Bank – THAGGAHALLI is still mapped to IFSC PKGB0012319. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PKGB0012319 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Thaggahalli branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC PKGB0012319 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Thaggahalli branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PKGB0012319 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karnataka Grameena Bank – THAGGAHALLI:
- The IFSC is exactly PKGB0012319 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Karnataka Grameena Bank as the bank name and THAGGAHALLI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Thaggahalli branch sits at THAGGAHALLI MANDYA TALUK MANDYA DISTRICT. If you are travelling from outside Mandya, search for the branch on a maps application using the bank name and locality, or call 8232234093 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PKGB0012319 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC PKGB0012319 for Karnataka Grameena Bank – THAGGAHALLI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Thaggahalli are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PKGB0012319 continue to work without interruption.
Branch address & contact
Karnataka Grameena BankThaggahalli Branch
THAGGAHALLI MANDYA TALUK MANDYA DISTRICT
Mandya, Karnataka
Phone: 8232234093
IFSC: PKGB0012319
Frequently asked questions
Is IFSC PKGB0012319 valid for NEFT and RTGS?
Yes. IFSC PKGB0012319 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using PKGB0012319 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Karnataka Grameena Bank – Thaggahalli reflect within 30 minutes.
Where is Karnataka Grameena Bank Thaggahalli branch located?
Karnataka Grameena Bank's Thaggahalli branch is located at THAGGAHALLI MANDYA TALUK MANDYA DISTRICT, Mandya, Karnataka.
Can I use IFSC PKGB0012319 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC PKGB0012319 to send funds instantly.
Does Karnataka Grameena Bank Thaggahalli branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8232234093 to confirm.
What is the phone number of Karnataka Grameena Bank Thaggahalli branch?
You can reach the branch at 8232234093 during regular banking hours.
How do I add Karnataka Grameena Bank Thaggahalli as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC PKGB0012319, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC PKGB0012319 the same for all accounts at Thaggahalli branch?
Yes. The IFSC PKGB0012319 is shared by every account held at Karnataka Grameena Bank's Thaggahalli branch. Only the account number changes from customer to customer.
Summary
The IFSC code PKGB0012319 belongs to Karnataka Grameena Bank's THAGGAHALLI branch, located at THAGGAHALLI MANDYA TALUK MANDYA DISTRICT in MANDYA, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
