IFSC Code of Karnataka Grameena Bank, Yaraballi Branch, Karnataka

If you are searching for the IFSC code of Karnataka Grameena Bank, YARABALLI branch in HIRIYUR, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is PKGB0010858. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the YARABALLI branch, and detailed step-by-step guides for using the IFSC PKGB0010858 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, PKGB0010858 is the IFSC of Karnataka Grameena Bank's YARABALLI branch. The format is fixed: PKGB = bank code, 0 = reserved, 010858 = branch identifier.

Branch details at a glance

About Karnataka Grameena Bank

Karnataka Grameena Bank operates a wide network of branches across India, including the Yaraballi branch in Hiriyur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, PKGB0010858.

Yaraballi branch overview

Located at THE MANAGER,KARNATAKA GRAMEENA BANK,YARABALLI BRANCH,HIRIYUR TALUK,CHITRADURGA DISTRICT,PIN - 577 537, the Yaraballi branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC PKGB0010858 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Karnataka Grameena Bank's YARABALLI branch came to be assigned the code PKGB0010858.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PKGB0010858, money simply cannot be routed to the YARABALLI branch electronically.

How to transfer money using IFSC PKGB0010858

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PKGB0010858 across all three.

NEFT to Karnataka Grameena Bank, YARABALLI using IFSC PKGB0010858

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PKGB0010858, and confirm that the system picks up Karnataka Grameena Bank – YARABALLI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to YARABALLI

If you need to transfer ₹2 lakh or more in one go to an account at Karnataka Grameena Bank's YARABALLI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PKGB0010858 while initiating the transfer and the credit will appear within minutes.

IMPS to Karnataka Grameena Bank YARABALLI (IFSC PKGB0010858)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PKGB0010858 in your mobile or internet banking app, and the money is credited to the YARABALLI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Yaraballi

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PKGB0010858:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at YARABALLI is still linked to IFSC PKGB0010858.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Karnataka Grameena Bank's YARABALLI branch, the IFSC PKGB0010858 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Yaraballi branch is mapped to IFSC PKGB0010858 on the RBI payments network. The branch generally supports the full retail product catalogue of Karnataka Grameena Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PKGB0010858.

Banking services available

The Yaraballi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8193-259927.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC PKGB0010858

MICR & cheque-truncation details

Cheques drawn on the Yaraballi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PKGB0010858 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC PKGB0010858

Karnataka Grameena Bank customers can register for net banking and the bank's official mobile app once their account at the YARABALLI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PKGB0010858 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Karnataka Grameena Bank – YARABALLI:

• The IFSC is exactly PKGB0010858 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Karnataka Grameena Bank as the bank name and YARABALLI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Yaraballi branch sits at THE MANAGER,KARNATAKA GRAMEENA BANK,YARABALLI BRANCH,HIRIYUR TALUK,CHITRADURGA DISTRICT,PIN - 577 537. If you are travelling from outside Hiriyur, search for the branch on a maps application using the bank name and locality, or call 8193-259927 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PKGB0010858 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PKGB0010858 for Karnataka Grameena Bank – YARABALLI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Yaraballi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PKGB0010858 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PKGB0010858 belongs to Karnataka Grameena Bank's YARABALLI branch, located at THE MANAGER,KARNATAKA GRAMEENA BANK,YARABALLI BRANCH,HIRIYUR TALUK,CHITRADURGA… in HIRIYUR, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.